HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in McLean County, North Dakota (FY 2027)
HUD's FY 2027 Fair Market Rent for a two-bedroom in McLean County is $1,014 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
Two-bedroom FMR
$1,014
+16.2% from FY 2026
Payment standard
$913–$1,115
90% to 110% of the FMR, two-bedroom
Income to afford
$40,560
a year, with rent at 30% of income
Rank in North Dakota
40th of 53
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $886 | $797–$975 | $35,440 | $17.04/hr | +16.6% |
| 1 bedroom | $891 | $802–$980 | $35,640 | $17.13/hr | +11.9% |
| 2 bedroom | $1,014 | $913–$1,115 | $40,560 | $19.50/hr | +16.2% |
| 3 bedroom | $1,404 | $1,264–$1,544 | $56,160 | $27.00/hr | +15.7% |
| 4 bedroom | $1,695 | $1,526–$1,865 | $67,800 | $32.60/hr | +15.8% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,949 | $1,754–$2,144 |
| 6 bedroom Estimate | $2,204 | $1,984–$2,424 |
| 7 bedroom Estimate | $2,458 | $2,212–$2,704 |
| 8 bedroom Estimate | $2,712 | $2,441–$2,983 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in McLean actually rent for?
Search any address in McLean for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in McLean somewhere between $913 and $1,115. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,014 a month is affordable, by HUD's 30% rule, on an income of roughly $40,560 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$913 | Voucher pays at 100%$1,014 | Voucher pays at 110%$1,115 |
|---|---|---|---|---|
| $2,500 | $750 | $163 | $264 | $365 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 16% from FY 2026 ($873) to FY 2027 ($1,014). Since FY 2020 it's up 42% in total, about 5.1% a year. The North Dakota median moved up 16% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $572 | $576 | $714 | $962 | $1,104 | — |
| FY 2021 | $553 | $557 | $734 | $936 | $1,094 | +2.8% |
| FY 2022 | $572 | $575 | $757 | $1,036 | $1,189 | +3.1% |
| FY 2023 | $623 | $628 | $826 | $1,151 | $1,407 | +9.1% |
| FY 2024 | $665 | $670 | $859 | $1,211 | $1,458 | +4.0% |
| FY 2025 | $807 | $809 | $928 | $1,300 | $1,558 | +8.0% |
| FY 2026 | $760 | $796 | $873 | $1,214 | $1,464 | -5.9% |
| FY 2027In effect | $886 | $891 | $1,014 | $1,404 | $1,695 | +16.2% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In McLean, that runs from $886 for a studio up to $1,695 for four bedrooms, all five rates in the table above.
Because McLean sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Coleharbor included.
Among North Dakota's 53 counties, McLean ranks 40th for two-bedroom FMR. That's within a couple percent of the state median of $1,014 and about 5% below the national median county at $1,063. About 9,823 people live here, 15th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,010 in 58540 (Garrison) and $1,140 in 58759 (Max), with the 13 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 58531 | Coleharbor | $1,040 | +2.6% |
| 58540 | Garrison | $1,010 | -0.4% |
| 58559 | Mercer | $1,010 | -0.4% |
| 58565 | Riverdale | $1,010 | -0.4% |
| 58575 | Turtle Lake | $1,010 | -0.4% |
| 58576 | Underwood | $1,010 | -0.4% |
| 58577 | Washburn | $1,030 | +1.6% |
| 58579 | Wilton | $1,060 | +4.5% |
| 58716 | Benedict | $1,090 | +7.5% |
| 58723 | Butte | $1,030 | +1.6% |
| 58759 | Max | $1,140 | +12.4% |
| 58775 | Roseglen | $1,040 | +2.6% |
| 58778 | Ruso | $1,010 | -0.4% |
Nearby counties
Two-bedroom FMR, with how each compares to McLean.
Oliver County
30 mi · 1,839 people
$1,067
+5%
Mercer County
36 mi · 8,337 people
$1,290
+27%
Sheridan County
41 mi · 1,303 people
$1,078
+6%
McHenry County
47 mi · 5,207 people
$1,014
same rate
Ward County
50 mi · 68,973 people
$1,049
+3%
Burleigh County
55 mi · 100,600 people
$1,067
+5%
Morton County
59 mi · 33,777 people
$1,067
+5%
Dunn County
67 mi · 4,040 people
$1,130
+11%
Questions people ask
$1,014 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $886 for a studio, $891 for one bedroom, $1,404 for three and $1,695 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in McLean actually go for?
HUD's number is one input. Search any address in McLean for a rent estimate built from nearby comps. Free to start, no card.
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