HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Laclede County, Missouri (FY 2026)
$903 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Laclede County, and it's the baseline every voucher in Laclede is measured against.
2 bedroom FMR
$903
FY 2026, utilities included
Payment standard range
$813 to $993
90% to 110% of FMR
Income to afford 2BR
$36,120
per year, at 30% of income
Rank in Missouri
53rd of 116
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Laclede moves to $998. That's up 11%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Laclede actually rent for?
Search any address in Laclede for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $671 | $604 to $738 | $26,840 | $12.90/hr | +8.8% |
| 1 bedroom | $688 | $619 to $757 | $27,520 | $13.23/hr | +9.2% |
| 2 bedroom | $903 | $813 to $993 | $36,120 | $17.37/hr | +9.2% |
| 3 bedroom | $1,182 | $1,064 to $1,300 | $47,280 | $22.73/hr | +7.7% |
| 4 bedroom | $1,482 | $1,334 to $1,630 | $59,280 | $28.50/hr | +7.5% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,704 | $1,534 to $1,874 |
| 6 bedroom Estimate | $1,927 | $1,734 to $2,120 |
| 7 bedroom Estimate | $2,149 | $1,934 to $2,364 |
| 8 bedroom Estimate | $2,371 | $2,134 to $2,608 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Laclede, that runs from $671 for a studio up to $1,482 for four bedrooms, all five rates in the table above.
Because Laclede sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Eldridge included.
Among Missouri's 116 counties, Laclede ranks 53rd for two-bedroom FMR. That's within a couple percent of the state median of $888 and about 11% below the national median county at $1,018. About 36,060 people live here, 32nd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $890 in 65722 (Phillipsburg) and $970 in 65470 (Falcon), with the 6 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Laclede somewhere between $813 and $993. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$903 a month is affordable, by HUD's 30% rule, on an income of roughly $36,120 a year. Put another way, $17 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($813) | HAP at 100% ($903) | HAP at 110% ($993) |
|---|---|---|---|---|
| $2,500 | $750 | $63 | $153 | $243 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 9% from FY 2025 ($827) to FY 2026 ($903). Since FY 2020 it's up 42% in total, about 6.1% a year. The Missouri median moved up 8% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $464 | $481 | $634 | $915 | $1,113 | — |
| FY 2021 | $489 | $502 | $662 | $947 | $1,146 | +4.4% |
| FY 2022 | $508 | $521 | $685 | $946 | $1,172 | +3.5% |
| FY 2023 | $549 | $567 | $746 | $996 | $1,271 | +8.9% |
| FY 2024 | $601 | $607 | $797 | $1,061 | $1,353 | +6.8% |
| FY 2025 | $617 | $630 | $827 | $1,098 | $1,379 | +3.8% |
| FY 2026 | $671 | $688 | $903 | $1,182 | $1,482 | +9.2% |
| FY 2027 | $735 | $763 | $998 | $1,323 | $1,638 | +10.5% |
Nearby counties
Questions people ask
$903 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $671 for a studio, $688 for one bedroom, $1,182 for three and $1,482 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Laclede actually go for?
HUD's number is one input. Search any address in Laclede for a rent estimate built from nearby comps. 3 free searches, no card.
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