HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Camden County, Missouri (FY 2026)
A two-bedroom in Camden County carries a FY 2026 Fair Market Rent of $939 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Camden keys off that figure.
2 bedroom FMR
$939
FY 2026, utilities included
Payment standard range
$845 to $1,033
90% to 110% of FMR
Income to afford 2BR
$37,560
per year, at 30% of income
Rank in Missouri
37th of 116
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Camden moves to $1,033. That's up 10%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Camden actually rent for?
Search any address in Camden for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $697 | $627 to $767 | $27,880 | $13.40/hr | +6.4% |
| 1 bedroom | $716 | $644 to $788 | $28,640 | $13.77/hr | +7.0% |
| 2 bedroom | $939 | $845 to $1,033 | $37,560 | $18.06/hr | +6.9% |
| 3 bedroom | $1,306 | $1,175 to $1,437 | $52,240 | $25.12/hr | +7.9% |
| 4 bedroom | $1,375 | $1,238 to $1,513 | $55,000 | $26.44/hr | +11.4% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,581 | $1,423 to $1,739 |
| 6 bedroom Estimate | $1,788 | $1,609 to $1,967 |
| 7 bedroom Estimate | $1,994 | $1,795 to $2,193 |
| 8 bedroom Estimate | $2,200 | $1,980 to $2,420 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Camden, that runs from $697 for a studio up to $1,375 for four bedrooms, all five rates in the table above.
Because Camden sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Camdenton included.
Among Missouri's 116 counties, Camden ranks 37th for two-bedroom FMR. That's about 6% above the state median of $888 and about 8% below the national median county at $1,018. About 43,227 people live here, 25th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $890 in 65052 (Linn Creek) and $1,350 in 65787 (Roach), with the 10 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Camden somewhere between $845 and $1,033. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$939 a month is affordable, by HUD's 30% rule, on an income of roughly $37,560 a year. Put another way, $18 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($845) | HAP at 100% ($939) | HAP at 110% ($1,033) |
|---|---|---|---|---|
| $2,500 | $750 | $95 | $189 | $283 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 7% from FY 2025 ($878) to FY 2026 ($939). Since FY 2020 it's up 37% in total, about 5.3% a year. The Missouri median moved up 8% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $461 | $522 | $687 | $919 | $1,144 | — |
| FY 2021 | $501 | $551 | $726 | $976 | $1,198 | +5.7% |
| FY 2022 | $538 | $573 | $754 | $1,035 | $1,173 | +3.9% |
| FY 2023 | $605 | $624 | $821 | $1,125 | $1,186 | +8.9% |
| FY 2024 | $654 | $661 | $868 | $1,152 | $1,156 | +5.7% |
| FY 2025 | $655 | $669 | $878 | $1,210 | $1,234 | +1.2% |
| FY 2026 | $697 | $716 | $939 | $1,306 | $1,375 | +6.9% |
| FY 2027 | $761 | $790 | $1,033 | $1,430 | $1,593 | +10.0% |
Nearby counties
Questions people ask
$939 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $697 for a studio, $716 for one bedroom, $1,306 for three and $1,375 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Camden actually go for?
HUD's number is one input. Search any address in Camden for a rent estimate built from nearby comps. 3 free searches, no card.
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