HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Winona County, Minnesota (FY 2026)
A two-bedroom in Winona County carries a FY 2026 Fair Market Rent of $1,066 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Winona keys off that figure.
2 bedroom FMR
$1,066
FY 2026, utilities included
Payment standard range
$959 to $1,173
90% to 110% of FMR
Income to afford 2BR
$42,640
per year, at 30% of income
Rank in Minnesota
34th of 87
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Winona moves to $1,118. That's up 5%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Winona actually rent for?
Search any address in Winona for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $791 | $712 to $870 | $31,640 | $15.21/hr | +12.8% |
| 1 bedroom | $868 | $781 to $955 | $34,720 | $16.69/hr | +11.9% |
| 2 bedroom | $1,066 | $959 to $1,173 | $42,640 | $20.50/hr | +12.3% |
| 3 bedroom | $1,336 | $1,202 to $1,470 | $53,440 | $25.69/hr | +11.1% |
| 4 bedroom | $1,543 | $1,389 to $1,697 | $61,720 | $29.67/hr | +18.0% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,774 | $1,597 to $1,951 |
| 6 bedroom Estimate | $2,006 | $1,805 to $2,207 |
| 7 bedroom Estimate | $2,237 | $2,013 to $2,461 |
| 8 bedroom Estimate | $2,469 | $2,222 to $2,716 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Winona, that runs from $791 for a studio up to $1,543 for four bedrooms, all five rates in the table above.
Because Winona sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Altura included.
Among Minnesota's 87 counties, Winona ranks 34th for two-bedroom FMR. That's about 7% above the state median of $999 and about 5% above the national median county at $1,018. About 49,792 people live here, 19th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 55925 (Dakota) and $1,430 in 55979 (Utica), with the 8 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Winona somewhere between $959 and $1,173. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,066 a month is affordable, by HUD's 30% rule, on an income of roughly $42,640 a year. Put another way, $21 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($959) | HAP at 100% ($1,066) | HAP at 110% ($1,173) |
|---|---|---|---|---|
| $2,500 | $750 | $209 | $316 | $423 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 12% from FY 2025 ($949) to FY 2026 ($1,066). Since FY 2020 it's up 38% in total, about 5.5% a year. The Minnesota median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $505 | $607 | $775 | $979 | $1,190 | — |
| FY 2021 | $505 | $606 | $765 | $971 | $1,193 | -1.3% |
| FY 2022 | $553 | $668 | $833 | $1,114 | $1,316 | +8.9% |
| FY 2023 | $598 | $723 | $894 | $1,197 | $1,298 | +7.3% |
| FY 2024 | $710 | $818 | $1,003 | $1,313 | $1,369 | +12.2% |
| FY 2025 | $701 | $776 | $949 | $1,202 | $1,308 | -5.4% |
| FY 2026 | $791 | $868 | $1,066 | $1,336 | $1,543 | +12.3% |
| FY 2027 | $788 | $890 | $1,118 | $1,352 | $1,625 | +4.9% |
Nearby counties
Fillmore County
$1,02227 mi · pop 21,251
Wabasha County
$1,00128 mi · pop 21,460
Houston County
$1,16629 mi · pop 18,826
Olmsted County
$1,40732 mi · pop 162,307
Dodge County
$1,40752 mi · pop 20,893
Goodhue County
$1,09553 mi · pop 47,697
Mower County
$1,04954 mi · pop 40,082
Steele County
$1,14271 mi · pop 37,396
Questions people ask
$1,066 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $791 for a studio, $868 for one bedroom, $1,336 for three and $1,543 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Winona actually go for?
HUD's number is one input. Search any address in Winona for a rent estimate built from nearby comps. 3 free searches, no card.
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