HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Mower County, Minnesota (FY 2027)
HUD's FY 2027 Fair Market Rent for a two-bedroom in Mower County is $1,080 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
Two-bedroom FMR
$1,080
+3.0% from FY 2026
Payment standard
$972–$1,188
90% to 110% of the FMR, two-bedroom
Income to afford
$43,200
a year, with rent at 30% of income
Rank in Minnesota
38th of 87
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $752 | $677–$827 | $30,080 | $14.46/hr | +4.0% |
| 1 bedroom | $826 | $743–$909 | $33,040 | $15.88/hr | +3.4% |
| 2 bedroom | $1,080 | $972–$1,188 | $43,200 | $20.77/hr | +3.0% |
| 3 bedroom | $1,440 | $1,296–$1,584 | $57,600 | $27.69/hr | +6.7% |
| 4 bedroom | $1,445 | $1,301–$1,590 | $57,800 | $27.79/hr | -1.1% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,662 | $1,496–$1,828 |
| 6 bedroom Estimate | $1,879 | $1,691–$2,067 |
| 7 bedroom Estimate | $2,095 | $1,886–$2,305 |
| 8 bedroom Estimate | $2,312 | $2,081–$2,543 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Mower actually rent for?
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Mower somewhere between $972 and $1,188. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,080 a month is affordable, by HUD's 30% rule, on an income of roughly $43,200 a year. Put another way, $21 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$972 | Voucher pays at 100%$1,080 | Voucher pays at 110%$1,188 |
|---|---|---|---|---|
| $2,500 | $750 | $222 | $330 | $438 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 3% from FY 2026 ($1,049) to FY 2027 ($1,080). Since FY 2020 it's up 37% in total, about 4.6% a year. The Minnesota median moved up 5% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $513 | $598 | $788 | $1,111 | $1,142 | — |
| FY 2021 | $509 | $585 | $771 | $1,100 | $1,130 | -2.2% |
| FY 2022 | $561 | $642 | $845 | $1,151 | $1,257 | +9.6% |
| FY 2023 | $648 | $736 | $969 | $1,275 | $1,378 | +14.7% |
| FY 2024 | $735 | $826 | $1,085 | $1,378 | $1,544 | +12.0% |
| FY 2025 | $708 | $787 | $1,033 | $1,304 | $1,390 | -4.8% |
| FY 2026 | $723 | $799 | $1,049 | $1,350 | $1,461 | +1.5% |
| FY 2027In effect | $752 | $826 | $1,080 | $1,440 | $1,445 | +3.0% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Mower, that runs from $752 for a studio up to $1,445 for four bedrooms, all five rates in the table above.
Because Mower sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Adams included.
Among Minnesota's 87 counties, Mower ranks 38th for two-bedroom FMR. That's about 3% above the state median of $1,048 and within a couple percent of the national median county at $1,063. About 40,343 people live here, 26th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,010 in 55909 (Adams) and $1,500 in 55967 (Racine), with the 14 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 55909 | Adams | $1,010 | -6.5% |
| 55912 | Austin | $1,100 | +1.9% |
| 55918 | Brownsdale | $1,010 | -6.5% |
| 55926 | Dexter | $1,010 | -6.5% |
| 55933 | Elkton | $1,010 | -6.5% |
| 55936 | Grand Meadow | $1,040 | -3.7% |
| 55950 | Lansing | $1,100 | +1.9% |
| 55951 | Le Roy | $1,010 | -6.5% |
| 55953 | Lyle | $1,010 | -6.5% |
| 55967 | Racine | $1,500 | +38.9% |
| 55970 | Rose Creek | $1,010 | -6.5% |
| 55973 | Sargeant | $1,430 | +32.4% |
| 55977 | Taopi | $1,010 | -6.5% |
| 55982 | Waltham | $1,270 | +17.6% |
Nearby counties
Two-bedroom FMR, with how each compares to Mower.
Dodge County
26 mi · 21,045 people
$1,422
+32%
Olmsted County
29 mi · 164,498 people
$1,422
+32%
Freeborn County
32 mi · 30,623 people
$1,033
-4%
Steele County
32 mi · 37,439 people
$1,244
+15%
Fillmore County
35 mi · 21,414 people
$1,014
-6%
Waseca County
48 mi · 18,885 people
$1,030
-5%
Wabasha County
49 mi · 21,565 people
$1,014
-6%
Goodhue County
51 mi · 47,943 people
$1,172
+9%
Questions people ask
$1,080 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $752 for a studio, $826 for one bedroom, $1,440 for three and $1,445 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Mower actually go for?
HUD's number is one input. Search any address in Mower for a rent estimate built from nearby comps. Free to start, no card.
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