HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Pine County, Minnesota (FY 2026)
A two-bedroom in Pine County carries a FY 2026 Fair Market Rent of $1,101 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Pine keys off that figure.
2 bedroom FMR
$1,101
FY 2026, utilities included
Payment standard range
$991 to $1,211
90% to 110% of FMR
Income to afford 2BR
$44,040
per year, at 30% of income
Rank in Minnesota
29th of 87
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Pine moves to $1,096. That's unchanged. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Pine actually rent for?
Search any address in Pine for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $834 | $751 to $917 | $33,360 | $16.04/hr | +4.3% |
| 1 bedroom | $839 | $755 to $923 | $33,560 | $16.13/hr | +4.1% |
| 2 bedroom | $1,101 | $991 to $1,211 | $44,040 | $21.17/hr | +4.2% |
| 3 bedroom | $1,320 | $1,188 to $1,452 | $52,800 | $25.38/hr | +3.7% |
| 4 bedroom | $1,458 | $1,312 to $1,604 | $58,320 | $28.04/hr | +4.1% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,677 | $1,509 to $1,845 |
| 6 bedroom Estimate | $1,895 | $1,706 to $2,085 |
| 7 bedroom Estimate | $2,114 | $1,903 to $2,325 |
| 8 bedroom Estimate | $2,333 | $2,100 to $2,566 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Pine, that runs from $834 for a studio up to $1,458 for four bedrooms, all five rates in the table above.
Because Pine sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Brook Park included.
Among Minnesota's 87 counties, Pine ranks 29th for two-bedroom FMR. That's about 10% above the state median of $999 and about 8% above the national median county at $1,018. About 29,090 people live here, 37th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 55063 (Pine City) and $1,220 in 55783 (Sturgeon Lake), with the 12 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 55007 | Brook Park | $1,050 | -4.6% |
| 55030 | Grasston | $1,060 | -3.7% |
| 55036 | Henriette | $1,100 | -0.1% |
| 55037 | Hinckley | $1,120 | +1.7% |
| 55063 | Pine City | $970 | -11.9% |
| 55067 | Rock Creek | $1,101County rate | — |
| 55072 | Sandstone | $1,200 | +9.0% |
| 55704 | Askov | $970 | -11.9% |
| 55712 | Bruno | $1,090 | -1.0% |
| 55735 | Finlayson | $1,190 | +8.1% |
| 55756 | Kerrick | $1,150 | +4.5% |
| 55783 | Sturgeon Lake | $1,220 | +10.8% |
| 55795 | Willow River | $980 | -11.0% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Pine somewhere between $991 and $1,211. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,101 a month is affordable, by HUD's 30% rule, on an income of roughly $44,040 a year. Put another way, $21 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($991) | HAP at 100% ($1,101) | HAP at 110% ($1,211) |
|---|---|---|---|---|
| $2,500 | $750 | $241 | $351 | $461 |
| $4,000 | $1,200 | $0 | $0 | $11 |
Rate history
The two-bedroom rate went up 4% from FY 2025 ($1,057) to FY 2026 ($1,101). Since FY 2020 it's up 40% in total, about 5.8% a year. The Minnesota median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $518 | $596 | $785 | $991 | $1,185 | — |
| FY 2021 | $531 | $611 | $805 | $1,040 | $1,158 | +2.5% |
| FY 2022 | $662 | $667 | $877 | $1,140 | $1,252 | +8.9% |
| FY 2023 | $768 | $773 | $1,017 | $1,290 | $1,415 | +16.0% |
| FY 2024 | $866 | $872 | $1,146 | $1,393 | $1,551 | +12.7% |
| FY 2025 | $800 | $806 | $1,057 | $1,273 | $1,401 | -7.8% |
| FY 2026 | $834 | $839 | $1,101 | $1,320 | $1,458 | +4.2% |
| FY 2027 | $832 | $838 | $1,096 | $1,306 | $1,496 | -0.5% |
Nearby counties
Questions people ask
$1,101 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $834 for a studio, $839 for one bedroom, $1,320 for three and $1,458 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Pine actually go for?
HUD's number is one input. Search any address in Pine for a rent estimate built from nearby comps. 3 free searches, no card.
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