HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Morrison County, Minnesota (FY 2026)
A two-bedroom in Morrison County carries a FY 2026 Fair Market Rent of $973 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Morrison keys off that figure.
2 bedroom FMR
$973
FY 2026, utilities included
Payment standard range
$876 to $1,070
90% to 110% of FMR
Income to afford 2BR
$38,920
per year, at 30% of income
Rank in Minnesota
71st of 87
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Morrison moves to $1,014. That's up 4%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Morrison actually rent for?
Search any address in Morrison for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $671 | $604 to $738 | $26,840 | $12.90/hr | -0.3% |
| 1 bedroom | $757 | $681 to $833 | $30,280 | $14.56/hr | +4.8% |
| 2 bedroom | $973 | $876 to $1,070 | $38,920 | $18.71/hr | +2.7% |
| 3 bedroom | $1,353 | $1,218 to $1,488 | $54,120 | $26.02/hr | +2.0% |
| 4 bedroom | $1,454 | $1,309 to $1,599 | $58,160 | $27.96/hr | +2.1% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,672 | $1,505 to $1,839 |
| 6 bedroom Estimate | $1,890 | $1,701 to $2,079 |
| 7 bedroom Estimate | $2,108 | $1,897 to $2,319 |
| 8 bedroom Estimate | $2,326 | $2,093 to $2,559 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Morrison, that runs from $671 for a studio up to $1,454 for four bedrooms, all five rates in the table above.
Because Morrison sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Bowlus included.
Among Minnesota's 87 counties, Morrison ranks 71st for two-bedroom FMR. That's about 3% below the state median of $999 and about 4% below the national median county at $1,018. About 34,023 people live here, 33rd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 56384 (Upsala) and $1,240 in 56338 (Hillman), with the 12 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 56314 | Bowlus | $1,090 | +12.0% |
| 56317 | Buckman | $973County rate | — |
| 56328 | Flensburg | $980 | +0.7% |
| 56338 | Hillman | $1,240 | +27.4% |
| 56344 | Lastrup | $973County rate | — |
| 56345 | Little Falls | $980 | +0.7% |
| 56364 | Pierz | $1,030 | +5.9% |
| 56373 | Royalton | $1,040 | +6.9% |
| 56382 | Swanville | $1,000 | +2.8% |
| 56384 | Upsala | $970 | -0.3% |
| 56388 | Waite Park | $1,240 | +27.4% |
| 56443 | Cushing | $1,160 | +19.2% |
| 56466 | Motley | $970 | -0.3% |
| 56475 | Randall | $970 | -0.3% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Morrison somewhere between $876 and $1,070. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$973 a month is affordable, by HUD's 30% rule, on an income of roughly $38,920 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($876) | HAP at 100% ($973) | HAP at 110% ($1,070) |
|---|---|---|---|---|
| $2,500 | $750 | $126 | $223 | $320 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 3% from FY 2025 ($947) to FY 2026 ($973). Since FY 2020 it's up 36% in total, about 5.3% a year. The Minnesota median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $471 | $542 | $714 | $984 | $1,037 | — |
| FY 2021 | $484 | $557 | $734 | $1,022 | $1,084 | +2.8% |
| FY 2022 | $513 | $581 | $765 | $1,079 | $1,151 | +4.2% |
| FY 2023 | $583 | $637 | $839 | $1,169 | $1,272 | +9.7% |
| FY 2024 | $699 | $712 | $929 | $1,309 | $1,438 | +10.7% |
| FY 2025 | $673 | $722 | $947 | $1,327 | $1,424 | +1.9% |
| FY 2026 | $671 | $757 | $973 | $1,353 | $1,454 | +2.7% |
| FY 2027 | $706 | $789 | $1,014 | $1,404 | $1,484 | +4.2% |
Nearby counties
Benton County
$1,20625 mi · pop 41,300
Stearns County
$1,20628 mi · pop 158,622
Todd County
$97328 mi · pop 25,277
Mille Lacs County
$1,12336 mi · pop 26,680
Crow Wing County
$1,12039 mi · pop 66,558
Sherburne County
$1,70946 mi · pop 97,820
Kanabec County
$97347 mi · pop 16,145
Wadena County
$1,01652 mi · pop 14,108
Questions people ask
$973 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $671 for a studio, $757 for one bedroom, $1,353 for three and $1,454 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Morrison actually go for?
HUD's number is one input. Search any address in Morrison for a rent estimate built from nearby comps. 3 free searches, no card.
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