HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Muskegon County, Michigan (FY 2027)
HUD's FY 2027 Fair Market Rent for a two-bedroom in Muskegon County is $1,285 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
Two-bedroom FMR
$1,285
+4.0% from FY 2026
Payment standard
$1,157–$1,414
90% to 110% of the FMR, two-bedroom
Income to afford
$51,400
a year, with rent at 30% of income
Rank in Michigan
19th of 83
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $937 | $843–$1,031 | $37,480 | $18.02/hr | +8.2% |
| 1 bedroom | $982 | $884–$1,080 | $39,280 | $18.88/hr | +4.2% |
| 2 bedroom | $1,285 | $1,157–$1,414 | $51,400 | $24.71/hr | +4.0% |
| 3 bedroom | $1,534 | $1,381–$1,687 | $61,360 | $29.50/hr | +3.0% |
| 4 bedroom | $1,689 | $1,520–$1,858 | $67,560 | $32.48/hr | +3.2% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,942 | $1,748–$2,136 |
| 6 bedroom Estimate | $2,196 | $1,976–$2,416 |
| 7 bedroom Estimate | $2,449 | $2,204–$2,694 |
| 8 bedroom Estimate | $2,702 | $2,432–$2,972 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Muskegon actually rent for?
Search any address in Muskegon for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Muskegon somewhere between $1,157 and $1,414. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,285 a month is affordable, by HUD's 30% rule, on an income of roughly $51,400 a year. Put another way, $25 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,157 | Voucher pays at 100%$1,285 | Voucher pays at 110%$1,414 |
|---|---|---|---|---|
| $2,500 | $750 | $407 | $535 | $664 |
| $4,000 | $1,200 | $0 | $85 | $214 |
Rate history
The two-bedroom rate went up 4% from FY 2026 ($1,236) to FY 2027 ($1,285). Since FY 2020 it's up 65% in total, about 7.4% a year. The Michigan median moved up 5% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $571 | $593 | $781 | $1,022 | $1,058 | — |
| FY 2021 | $593 | $626 | $825 | $1,069 | $1,119 | +5.6% |
| FY 2022 | $591 | $655 | $855 | $1,091 | $1,159 | +3.6% |
| FY 2023 | $672 | $764 | $993 | $1,242 | $1,334 | +16.1% |
| FY 2024 | $716 | $811 | $1,056 | $1,311 | $1,406 | +6.3% |
| FY 2025 | $797 | $879 | $1,153 | $1,408 | $1,529 | +9.2% |
| FY 2026 | $866 | $942 | $1,236 | $1,490 | $1,636 | +7.2% |
| FY 2027In effect | $937 | $982 | $1,285 | $1,534 | $1,689 | +4.0% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Muskegon, that runs from $937 for a studio up to $1,689 for four bedrooms, all five rates in the table above.
Muskegon is its own HUD metro area (Muskegon-Norton Shores, MI), so the rate here is set from rents inside the county rather than a wider region.
Among Michigan's 83 counties, Muskegon ranks 19th for two-bedroom FMR. That's about 18% above the state median of $1,085 and about 21% above the national median county at $1,063. About 175,961 people live here, 12th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,120 in 49425 (Holton) and $1,490 in 49445 (Muskegon), with the 14 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 49303 | Bailey | $1,380 | +7.4% |
| 49318 | Casnovia | $1,460 | +13.6% |
| 49415 | Fruitport | $1,450 | +12.8% |
| 49425 | Holton | $1,120 | -12.8% |
| 49437 | Montague | $1,120 | -12.8% |
| 49440 | Muskegon | $1,120 | -12.8% |
| 49441 | Muskegon | $1,390 | +8.2% |
| 49442 | Muskegon | $1,200 | -6.6% |
| 49443 | Muskegon | $1,280 | -0.4% |
| 49444 | Muskegon | $1,300 | +1.2% |
| 49445 | Muskegon | $1,490 | +16.0% |
| 49451 | Ravenna | $1,370 | +6.6% |
| 49457 | Twin Lake | $1,410 | +9.7% |
| 49461 | Whitehall | $1,200 | -6.6% |
| 49463 | Sylvan Beach | $1,285County rate | — |
Nearby counties
Two-bedroom FMR, with how each compares to Muskegon.
Newaygo County
25 mi · 50,792 people
$1,028
-20%
Ottawa County
25 mi · 301,203 people
$1,546
+20%
Oceana County
27 mi · 26,915 people
$1,014
-21%
Kent County
35 mi · 663,150 people
$1,630
+27%
Mason County
49 mi · 29,207 people
$1,085
-16%
Allegan County
50 mi · 121,456 people
$1,296
+1%
Lake County
50 mi · 12,563 people
$1,069
-17%
Mecosta County
50 mi · 41,242 people
$1,063
-17%
Questions people ask
$1,285 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $937 for a studio, $982 for one bedroom, $1,534 for three and $1,689 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Muskegon actually go for?
HUD's number is one input. Search any address in Muskegon for a rent estimate built from nearby comps. Free to start, no card.
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