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HUD Fair Market Rent · FY 2026 · Effective Oct 1, 2025 to Sep 30, 2026

Fair Market Rent in Allegan County, Michigan (FY 2026)

A two-bedroom in Allegan County carries a FY 2026 Fair Market Rent of $1,267 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Allegan keys off that figure.

Two-bedroom FMR

$1,267

+14.0% from FY 2025

Payment standard

$1,140–$1,394

90% to 110% of the FMR, two-bedroom

Income to afford

$50,680

a year, with rent at 30% of income

Rank in Michigan

17th of 83

by two-bedroom FMR, highest first

FY 2027

HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Allegan moves to $1,296. That's up 2%. The full FY 2027 table is in the history section below.

FY 2026 Fair Market Rents

Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.

BedroomsFMRPayment standardIncome neededHourly wagevs FY 2025
Studio$959$863–$1,055$38,360$18.44/hr+13.4%
1 bedroom$966$869–$1,063$38,640$18.58/hr+13.5%
2 bedroom$1,267$1,140–$1,394$50,680$24.37/hr+14.0%
3 bedroom$1,583$1,425–$1,741$63,320$30.44/hr+11.8%
4 bedroom$1,761$1,585–$1,937$70,440$33.87/hr+17.7%
Five to eight bedrooms (PropMetrics estimates)

HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.

BedroomsEstimated FMRPayment standard
5 bedroom Estimate$2,025$1,823–$2,228
6 bedroom Estimate$2,289$2,060–$2,518
7 bedroom Estimate$2,553$2,298–$2,808
8 bedroom Estimate$2,818$2,536–$3,100

Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov

Market check

HUD's number is one input. What does a two-bedroom in Allegan actually rent for?

Search any address in Allegan for a rent estimate built from nearby comps, with the HUD figure right next to it.

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What a voucher pays here

The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Allegan somewhere between $1,140 and $1,394. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.

$1,267 a month is affordable, by HUD's 30% rule, on an income of roughly $50,680 a year. Put another way, $24 an hour full time.

Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.

Monthly household incomeTenant pays (30%)Voucher pays at 90%$1,140Voucher pays at 100%$1,267Voucher pays at 110%$1,394
$2,500$750$390$517$644
$4,000$1,200$0$67$194
Run your own numbers in the Section 8 rent calculator

Rate history

The two-bedroom rate went up 14% from FY 2025 ($1,111) to FY 2026 ($1,267). Since FY 2020 it's up 68% in total, about 9.0% a year. The Michigan median moved up 7% over the same year.

Fiscal yearStudio1 BR2 BR3 BR4 BR2BR change
FY 2020$602$606$755$1,014$1,115
FY 2021$666$670$856$1,128$1,205+13.4%
FY 2022$678$683$890$1,184$1,207+4.0%
FY 2023$734$738$972$1,254$1,306+9.2%
FY 2024$832$838$1,101$1,427$1,466+13.3%
FY 2025$846$851$1,111$1,416$1,496+0.9%
FY 2026In effect$959$966$1,267$1,583$1,761+14.0%
FY 2027From Oct 1, 2026$984$991$1,296$1,586$1,862+2.3%

Get FY 2028 Allegan County rates the day HUD publishes them

HUD updates Fair Market Rents every fall. One email a year, no newsletter.

About this rate

Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Allegan, that runs from $959 for a studio up to $1,761 for four bedrooms, all five rates in the table above.

Because Allegan sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Allegan included.

Among Michigan's 83 counties, Allegan ranks 17th for two-bedroom FMR. That's about 23% above the state median of $1,033 and about 24% above the national median county at $1,018. About 120,189 people live here, 18th in the state.

Rates by ZIP code

Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,000 in 49328 (Hopkins) and $1,490 in 49344 (Shelbyville), with the 14 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.

ZIPCity2BR ratevs county
49010Allegan$1,210-4.5%
49070Martin$1,140-10.0%
49078Otsego$1,410+11.3%
49080Plainwell$1,170-7.7%
49311Bradley$1,267County rate
49314Burnips$1,267County rate
49323Dorr$1,310+3.4%
49328Hopkins$1,000-21.1%
49335Moline$1,370+8.1%
49344Shelbyville$1,490+17.6%
49348Wayland$1,400+10.5%
49406Douglas$1,040-17.9%
49408Fennville$1,070-15.5%
49416Glenn$1,267County rate
49419Hamilton$1,380+8.9%
49450Pullman$1,280+1.0%
49453Saugatuck$1,000-21.1%

Nearby counties

Two-bedroom FMR, with how each compares to Allegan.

Questions people ask

$1,267 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $959 for a studio, $966 for one bedroom, $1,583 for three and $1,761 for four.

What does a rental in Allegan actually go for?

HUD's number is one input. Search any address in Allegan for a rent estimate built from nearby comps. 3 free searches, no card.

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