HUD Fair Market Rent · FY 2026 · Effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Allegan County, Michigan (FY 2026)
A two-bedroom in Allegan County carries a FY 2026 Fair Market Rent of $1,267 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Allegan keys off that figure.
Two-bedroom FMR
$1,267
+14.0% from FY 2025
Payment standard
$1,140–$1,394
90% to 110% of the FMR, two-bedroom
Income to afford
$50,680
a year, with rent at 30% of income
Rank in Michigan
17th of 83
by two-bedroom FMR, highest first
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Allegan moves to $1,296. That's up 2%. The full FY 2027 table is in the history section below.
FY 2026 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $959 | $863–$1,055 | $38,360 | $18.44/hr | +13.4% |
| 1 bedroom | $966 | $869–$1,063 | $38,640 | $18.58/hr | +13.5% |
| 2 bedroom | $1,267 | $1,140–$1,394 | $50,680 | $24.37/hr | +14.0% |
| 3 bedroom | $1,583 | $1,425–$1,741 | $63,320 | $30.44/hr | +11.8% |
| 4 bedroom | $1,761 | $1,585–$1,937 | $70,440 | $33.87/hr | +17.7% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,025 | $1,823–$2,228 |
| 6 bedroom Estimate | $2,289 | $2,060–$2,518 |
| 7 bedroom Estimate | $2,553 | $2,298–$2,808 |
| 8 bedroom Estimate | $2,818 | $2,536–$3,100 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Allegan actually rent for?
Search any address in Allegan for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Allegan somewhere between $1,140 and $1,394. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,267 a month is affordable, by HUD's 30% rule, on an income of roughly $50,680 a year. Put another way, $24 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,140 | Voucher pays at 100%$1,267 | Voucher pays at 110%$1,394 |
|---|---|---|---|---|
| $2,500 | $750 | $390 | $517 | $644 |
| $4,000 | $1,200 | $0 | $67 | $194 |
Rate history
The two-bedroom rate went up 14% from FY 2025 ($1,111) to FY 2026 ($1,267). Since FY 2020 it's up 68% in total, about 9.0% a year. The Michigan median moved up 7% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $602 | $606 | $755 | $1,014 | $1,115 | — |
| FY 2021 | $666 | $670 | $856 | $1,128 | $1,205 | +13.4% |
| FY 2022 | $678 | $683 | $890 | $1,184 | $1,207 | +4.0% |
| FY 2023 | $734 | $738 | $972 | $1,254 | $1,306 | +9.2% |
| FY 2024 | $832 | $838 | $1,101 | $1,427 | $1,466 | +13.3% |
| FY 2025 | $846 | $851 | $1,111 | $1,416 | $1,496 | +0.9% |
| FY 2026In effect | $959 | $966 | $1,267 | $1,583 | $1,761 | +14.0% |
| FY 2027From Oct 1, 2026 | $984 | $991 | $1,296 | $1,586 | $1,862 | +2.3% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Allegan, that runs from $959 for a studio up to $1,761 for four bedrooms, all five rates in the table above.
Because Allegan sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Allegan included.
Among Michigan's 83 counties, Allegan ranks 17th for two-bedroom FMR. That's about 23% above the state median of $1,033 and about 24% above the national median county at $1,018. About 120,189 people live here, 18th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,000 in 49328 (Hopkins) and $1,490 in 49344 (Shelbyville), with the 14 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 49010 | Allegan | $1,210 | -4.5% |
| 49070 | Martin | $1,140 | -10.0% |
| 49078 | Otsego | $1,410 | +11.3% |
| 49080 | Plainwell | $1,170 | -7.7% |
| 49311 | Bradley | $1,267County rate | — |
| 49314 | Burnips | $1,267County rate | — |
| 49323 | Dorr | $1,310 | +3.4% |
| 49328 | Hopkins | $1,000 | -21.1% |
| 49335 | Moline | $1,370 | +8.1% |
| 49344 | Shelbyville | $1,490 | +17.6% |
| 49348 | Wayland | $1,400 | +10.5% |
| 49406 | Douglas | $1,040 | -17.9% |
| 49408 | Fennville | $1,070 | -15.5% |
| 49416 | Glenn | $1,267County rate | — |
| 49419 | Hamilton | $1,380 | +8.9% |
| 49450 | Pullman | $1,280 | +1.0% |
| 49453 | Saugatuck | $1,000 | -21.1% |
Nearby counties
Two-bedroom FMR, with how each compares to Allegan.
Van Buren County
23 mi · 75,636 people
$1,016
-20%
Ottawa County
25 mi · 296,183 people
$1,519
+20%
Barry County
28 mi · 62,581 people
$1,334
+5%
Kalamazoo County
29 mi · 261,426 people
$1,162
-8%
Kent County
30 mi · 657,321 people
$1,531
+21%
Calhoun County
47 mi · 134,011 people
$1,176
-7%
Ionia County
48 mi · 66,663 people
$1,209
-5%
Cass County
49 mi · 51,604 people
$993
-22%
Questions people ask
$1,267 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $959 for a studio, $966 for one bedroom, $1,583 for three and $1,761 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Allegan actually go for?
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