HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Newaygo County, Michigan (FY 2026)
$976 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Newaygo County, and it's the baseline every voucher in Newaygo is measured against.
2 bedroom FMR
$976
FY 2026, utilities included
Payment standard range
$878 to $1,074
90% to 110% of FMR
Income to afford 2BR
$39,040
per year, at 30% of income
Rank in Michigan
57th of 83
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Newaygo moves to $1,028. That's up 5%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Newaygo actually rent for?
Search any address in Newaygo for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $691 | $622 to $760 | $27,640 | $13.29/hr | +6.0% |
| 1 bedroom | $744 | $670 to $818 | $29,760 | $14.31/hr | +2.6% |
| 2 bedroom | $976 | $878 to $1,074 | $39,040 | $18.77/hr | +2.6% |
| 3 bedroom | $1,294 | $1,165 to $1,423 | $51,760 | $24.88/hr | +1.7% |
| 4 bedroom | $1,298 | $1,168 to $1,428 | $51,920 | $24.96/hr | -2.6% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,493 | $1,344 to $1,642 |
| 6 bedroom Estimate | $1,687 | $1,518 to $1,856 |
| 7 bedroom Estimate | $1,882 | $1,694 to $2,070 |
| 8 bedroom Estimate | $2,077 | $1,869 to $2,285 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Newaygo, that runs from $691 for a studio up to $1,298 for four bedrooms, all five rates in the table above.
Because Newaygo sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Fremont included.
Among Michigan's 83 counties, Newaygo ranks 57th for two-bedroom FMR. That's about 6% below the state median of $1,033 and about 4% below the national median county at $1,018. About 50,130 people live here, 36th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 49309 (Bitely) and $1,300 in 49327 (Grant), with the 6 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Newaygo somewhere between $878 and $1,074. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$976 a month is affordable, by HUD's 30% rule, on an income of roughly $39,040 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($878) | HAP at 100% ($976) | HAP at 110% ($1,074) |
|---|---|---|---|---|
| $2,500 | $750 | $128 | $226 | $324 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 3% from FY 2025 ($951) to FY 2026 ($976). Since FY 2020 it's up 37% in total, about 5.4% a year. The Michigan median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $495 | $541 | $713 | $917 | $966 | — |
| FY 2021 | $528 | $607 | $800 | $1,016 | $1,085 | +12.2% |
| FY 2022 | $538 | $615 | $809 | $1,015 | $1,097 | +1.1% |
| FY 2023 | $578 | $656 | $864 | $1,087 | $1,195 | +6.8% |
| FY 2024 | $630 | $708 | $930 | $1,211 | $1,295 | +7.6% |
| FY 2025 | $652 | $725 | $951 | $1,272 | $1,333 | +2.3% |
| FY 2026 | $691 | $744 | $976 | $1,294 | $1,298 | +2.6% |
| FY 2027 | $733 | $786 | $1,028 | $1,423 | $1,445 | +5.3% |
Nearby counties
Questions people ask
$976 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $691 for a studio, $744 for one bedroom, $1,294 for three and $1,298 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Newaygo actually go for?
HUD's number is one input. Search any address in Newaygo for a rent estimate built from nearby comps. 3 free searches, no card.
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