HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Monroe County, Michigan (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Monroe County is $1,326 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$1,326
FY 2026, utilities included
Payment standard range
$1,193 to $1,459
90% to 110% of FMR
Income to afford 2BR
$53,040
per year, at 30% of income
Rank in Michigan
13th of 83
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Monroe moves to $1,304. That's down 2%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Monroe actually rent for?
Search any address in Monroe for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $914 | $823 to $1,005 | $36,560 | $17.58/hr | +5.4% |
| 1 bedroom | $1,011 | $910 to $1,112 | $40,440 | $19.44/hr | +5.0% |
| 2 bedroom | $1,326 | $1,193 to $1,459 | $53,040 | $25.50/hr | +4.9% |
| 3 bedroom | $1,605 | $1,445 to $1,766 | $64,200 | $30.87/hr | +2.2% |
| 4 bedroom | $2,147 | $1,932 to $2,362 | $85,880 | $41.29/hr | +6.8% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,469 | $2,222 to $2,716 |
| 6 bedroom Estimate | $2,791 | $2,512 to $3,070 |
| 7 bedroom Estimate | $3,113 | $2,802 to $3,424 |
| 8 bedroom Estimate | $3,435 | $3,092 to $3,779 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Monroe, that runs from $914 for a studio up to $2,147 for four bedrooms, all five rates in the table above.
Monroe is its own HUD metro area (Monroe, MI), so the rate here is set from rents inside the county rather than a wider region.
Among Michigan's 83 counties, Monroe ranks 13th for two-bedroom FMR. That's about 28% above the state median of $1,033 and about 30% above the national median county at $1,018. About 154,823 people live here, 15th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,160 in 48133 (Erie) and $1,680 in 48179 (South Rockwood), with the 17 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 48110 | Azalia | $1,326County rate | — |
| 48117 | Carleton | $1,340 | +1.1% |
| 48131 | Dundee | $1,480 | +11.6% |
| 48133 | Erie | $1,160 | -12.5% |
| 48140 | Ida | $1,350 | +1.8% |
| 48144 | Lambertville | $1,360 | +2.6% |
| 48145 | La Salle | $1,430 | +7.8% |
| 48157 | Luna Pier | $1,260 | -5.0% |
| 48159 | Maybee | $1,280 | -3.5% |
| 48160 | Milan | $1,500 | +13.1% |
| 48161 | Monroe | $1,250 | -5.7% |
| 48162 | Monroe | $1,210 | -8.7% |
| 48166 | Newport | $1,480 | +11.6% |
| 48177 | Samaria | $1,540 | +16.1% |
| 48179 | South Rockwood | $1,680 | +26.7% |
| 48182 | Temperance | $1,540 | +16.1% |
| 49267 | Ottawa Lake | $1,370 | +3.3% |
| 49270 | Petersburg | $1,310 | -1.2% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Monroe somewhere between $1,193 and $1,459. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,326 a month is affordable, by HUD's 30% rule, on an income of roughly $53,040 a year. Put another way, $26 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,193) | HAP at 100% ($1,326) | HAP at 110% ($1,459) |
|---|---|---|---|---|
| $2,500 | $750 | $443 | $576 | $709 |
| $4,000 | $1,200 | $0 | $126 | $259 |
Rate history
The two-bedroom rate went up 5% from FY 2025 ($1,264) to FY 2026 ($1,326). Since FY 2020 it's up 56% in total, about 7.7% a year. The Michigan median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $623 | $656 | $850 | $1,150 | $1,154 | — |
| FY 2021 | $626 | $691 | $899 | $1,220 | $1,327 | +5.8% |
| FY 2022 | $631 | $723 | $941 | $1,237 | $1,503 | +4.7% |
| FY 2023 | $717 | $817 | $1,072 | $1,367 | $1,750 | +13.9% |
| FY 2024 | $788 | $885 | $1,163 | $1,452 | $1,885 | +8.5% |
| FY 2025 | $867 | $963 | $1,264 | $1,570 | $2,011 | +8.7% |
| FY 2026 | $914 | $1,011 | $1,326 | $1,605 | $2,147 | +4.9% |
| FY 2027 | $908 | $997 | $1,304 | $1,595 | $2,153 | -1.7% |
Nearby counties
Washtenaw County
$1,65627 mi · pop 370,231
Lenawee County
$1,16628 mi · pop 99,263
Wayne County
$1,41133 mi · pop 1,781,641
Oakland County
$1,41149 mi · pop 1,272,264
Livingston County
$1,45750 mi · pop 194,302
Jackson County
$1,16551 mi · pop 160,637
Hillsdale County
$1,00254 mi · pop 45,698
Macomb County
$1,41157 mi · pop 878,453
Questions people ask
$1,326 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $914 for a studio, $1,011 for one bedroom, $1,605 for three and $2,147 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Monroe actually go for?
HUD's number is one input. Search any address in Monroe for a rent estimate built from nearby comps. 3 free searches, no card.
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