How much will Section 8 pay for rent in Hillsdale County?

Up to the housing authority's payment standard, which it sets between 90% and 110% of FMR. For a two-bedroom that's $902 to $1,102. The voucher covers the gap between that standard and about 30% of the tenant's income, and it never pays more than the unit would rent for without a voucher.

Why does my ZIP code show a different Fair Market Rent than Hillsdale County?

HUD publishes a second set of numbers, Small Area FMRs, for individual ZIP codes. In Hillsdale those run from $970 to $1,210 for a two-bedroom. Housing authorities in metros HUD has designated for Small Area FMRs use the ZIP rate. The rest use the county rate. Your PHA can tell you which one applies.

When do the next Fair Market Rents for Hillsdale County come out?

HUD usually publishes the new fiscal year's rates in late August or September, and they take effect October 1. This page updates as soon as the new Michigan figures are loaded.

What is the FY 2027 Fair Market Rent for Hillsdale County?

$1,022 for a two-bedroom, effective October 1, 2026. Studio $712, one bedroom $781, three $1,274, four $1,343.

HUD Fair Market Rent · FY 2026 · Effective Oct 1, 2025 to Sep 30, 2026

Fair Market Rent in Hillsdale County, Michigan (FY 2026)

A two-bedroom in Hillsdale County carries a FY 2026 Fair Market Rent of $1,002 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Hillsdale keys off that figure.

Two-bedroom FMR

$1,002

+7.4% from FY 2025

Payment standard

$902–$1,102

90% to 110% of the FMR, two-bedroom

Income to afford

$40,080

a year, with rent at 30% of income

Rank in Michigan

50th of 83

by two-bedroom FMR, highest first

FY 2027

HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Hillsdale moves to $1,022. That's up 2%. The full FY 2027 table is in the history section below.

FY 2026 Fair Market Rents

Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.

Bedrooms	FMR	Payment standard	Income needed	Hourly wage	vs FY 2025
Studio	$691	$622–$760	$27,640	$13.29/hr	-2.3%
1 bedroom	$764	$688–$840	$30,560	$14.69/hr	+7.5%
2 bedroom	$1,002	$902–$1,102	$40,080	$19.27/hr	+7.4%
3 bedroom	$1,252	$1,127–$1,377	$50,080	$24.08/hr	+5.4%
4 bedroom	$1,327	$1,194–$1,460	$53,080	$25.52/hr	+7.3%

Five to eight bedrooms (PropMetrics estimates)

HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.

Bedrooms	Estimated FMR	Payment standard
5 bedroom Estimate	$1,526	$1,373–$1,679
6 bedroom Estimate	$1,725	$1,553–$1,898
7 bedroom Estimate	$1,924	$1,732–$2,116
8 bedroom Estimate	$2,123	$1,911–$2,335

Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov

Market check

HUD's number is one input. What does a two-bedroom in Hillsdale actually rent for?

Search any address in Hillsdale for a rent estimate built from nearby comps, with the HUD figure right next to it.

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What a voucher pays here

The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Hillsdale somewhere between $902 and $1,102. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.

$1,002 a month is affordable, by HUD's 30% rule, on an income of roughly $40,080 a year. Put another way, $19 an hour full time.

Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.

Monthly household income	Tenant pays (30%)	Voucher pays at 90%$902	Voucher pays at 100%$1,002	Voucher pays at 110%$1,102
$2,500	$750	$152	$252	$352
$4,000	$1,200	$0	$0	$0

Run your own numbers in the Section 8 rent calculator

Rate history

The two-bedroom rate went up 7% from FY 2025 ($933) to FY 2026 ($1,002). Since FY 2020 it's up 38% in total, about 5.5% a year. The Michigan median moved up 7% over the same year.

Fiscal year	Studio	1 BR	2 BR	3 BR	4 BR	2BR change
FY 2020	$540	$550	$725	$913	$982	—
FY 2021	$548	$607	$800	$995	$1,085	+10.3%
FY 2022	$561	$616	$811	$1,003	$1,100	+1.4%
FY 2023	$575	$631	$831	$1,036	$1,136	+2.5%
FY 2024	$720	$725	$952	$1,199	$1,306	+14.6%
FY 2025	$707	$711	$933	$1,188	$1,237	-2.0%
FY 2026In effect	$691	$764	$1,002	$1,252	$1,327	+7.4%
FY 2027From Oct 1, 2026	$712	$781	$1,022	$1,274	$1,343	+2.0%

About this rate

Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Hillsdale, that runs from $691 for a studio up to $1,327 for four bedrooms, all five rates in the table above.

Because Hillsdale sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Allen included.

Among Michigan's 83 counties, Hillsdale ranks 50th for two-bedroom FMR. That's about 3% below the state median of $1,033 and within a couple percent of the national median county at $1,018. About 45,698 people live here, 37th in the state.

Rates by ZIP code

Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 49227 (Allen) and $1,210 in 49282 (Somerset Center), with the 14 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.

ZIP	City	2BR rate	vs county
49227	Allen	$970	-3.2%
49232	Camden	$1,020	+1.8%
49239	Frontier	$1,002County rate	—
49242	Hillsdale	$990	-1.2%
49249	Jerome	$1,130	+12.8%
49250	Jonesville	$1,040	+3.8%
49252	Litchfield	$1,000	-0.2%
49257	Moscow	$1,000	-0.2%
49258	Mosherville	$1,040	+3.8%
49262	North Adams	$1,150	+14.8%
49266	Osseo	$990	-1.2%
49271	Pittsford	$1,090	+8.8%
49274	Reading	$970	-3.2%
49281	Somerset	$1,002County rate	—
49282	Somerset Center	$1,210	+20.8%
49288	Waldron	$1,160	+15.8%

Nearby counties

Two-bedroom FMR, with how each compares to Hillsdale.

Jackson County

23 mi · 160,637 people

$1,165

+16%

Branch County

24 mi · 44,795 people

$973

-3%

Lenawee County

26 mi · 99,263 people

$1,166

+16%

Calhoun County

33 mi · 134,011 people

$1,176

+17%

St. Joseph County

46 mi · 60,887 people

$1,019

+2%

Washtenaw County

47 mi · 370,231 people

$1,656

+65%

Eaton County

49 mi · 109,072 people

$1,268

+27%

Ingham County

52 mi · 282,540 people

$1,268

+27%

Questions people ask

$1,002 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $691 for a studio, $764 for one bedroom, $1,252 for three and $1,327 for four.

Tools for this county

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Fair Market Rent lookup

Any ZIP code's Small Area FMR by bedroom count

Section 8 rent calculator

Payment standard and tenant share for a specific rent

What is Fair Market Rent?

How HUD calculates FMR and what it means for landlords

Rent affordability calculator

The income a household needs for a given rent