HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Hillsdale County, Michigan (FY 2026)
A two-bedroom in Hillsdale County carries a FY 2026 Fair Market Rent of $1,002 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Hillsdale keys off that figure.
2 bedroom FMR
$1,002
FY 2026, utilities included
Payment standard range
$902 to $1,102
90% to 110% of FMR
Income to afford 2BR
$40,080
per year, at 30% of income
Rank in Michigan
50th of 83
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Hillsdale moves to $1,022. That's up 2%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Hillsdale actually rent for?
Search any address in Hillsdale for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $691 | $622 to $760 | $27,640 | $13.29/hr | -2.3% |
| 1 bedroom | $764 | $688 to $840 | $30,560 | $14.69/hr | +7.5% |
| 2 bedroom | $1,002 | $902 to $1,102 | $40,080 | $19.27/hr | +7.4% |
| 3 bedroom | $1,252 | $1,127 to $1,377 | $50,080 | $24.08/hr | +5.4% |
| 4 bedroom | $1,327 | $1,194 to $1,460 | $53,080 | $25.52/hr | +7.3% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,526 | $1,373 to $1,679 |
| 6 bedroom Estimate | $1,725 | $1,553 to $1,898 |
| 7 bedroom Estimate | $1,924 | $1,732 to $2,116 |
| 8 bedroom Estimate | $2,123 | $1,911 to $2,335 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Hillsdale, that runs from $691 for a studio up to $1,327 for four bedrooms, all five rates in the table above.
Because Hillsdale sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Allen included.
Among Michigan's 83 counties, Hillsdale ranks 50th for two-bedroom FMR. That's about 3% below the state median of $1,033 and within a couple percent of the national median county at $1,018. About 45,698 people live here, 37th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 49227 (Allen) and $1,210 in 49282 (Somerset Center), with the 14 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 49227 | Allen | $970 | -3.2% |
| 49232 | Camden | $1,020 | +1.8% |
| 49239 | Frontier | $1,002County rate | — |
| 49242 | Hillsdale | $990 | -1.2% |
| 49249 | Jerome | $1,130 | +12.8% |
| 49250 | Jonesville | $1,040 | +3.8% |
| 49252 | Litchfield | $1,000 | -0.2% |
| 49257 | Moscow | $1,000 | -0.2% |
| 49258 | Mosherville | $1,040 | +3.8% |
| 49262 | North Adams | $1,150 | +14.8% |
| 49266 | Osseo | $990 | -1.2% |
| 49271 | Pittsford | $1,090 | +8.8% |
| 49274 | Reading | $970 | -3.2% |
| 49281 | Somerset | $1,002County rate | — |
| 49282 | Somerset Center | $1,210 | +20.8% |
| 49288 | Waldron | $1,160 | +15.8% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Hillsdale somewhere between $902 and $1,102. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,002 a month is affordable, by HUD's 30% rule, on an income of roughly $40,080 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($902) | HAP at 100% ($1,002) | HAP at 110% ($1,102) |
|---|---|---|---|---|
| $2,500 | $750 | $152 | $252 | $352 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 7% from FY 2025 ($933) to FY 2026 ($1,002). Since FY 2020 it's up 38% in total, about 5.5% a year. The Michigan median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $540 | $550 | $725 | $913 | $982 | — |
| FY 2021 | $548 | $607 | $800 | $995 | $1,085 | +10.3% |
| FY 2022 | $561 | $616 | $811 | $1,003 | $1,100 | +1.4% |
| FY 2023 | $575 | $631 | $831 | $1,036 | $1,136 | +2.5% |
| FY 2024 | $720 | $725 | $952 | $1,199 | $1,306 | +14.6% |
| FY 2025 | $707 | $711 | $933 | $1,188 | $1,237 | -2.0% |
| FY 2026 | $691 | $764 | $1,002 | $1,252 | $1,327 | +7.4% |
| FY 2027 | $712 | $781 | $1,022 | $1,274 | $1,343 | +2.0% |
Nearby counties
Jackson County
$1,16523 mi · pop 160,637
Branch County
$97324 mi · pop 44,795
Lenawee County
$1,16626 mi · pop 99,263
Calhoun County
$1,17633 mi · pop 134,011
St. Joseph County
$1,01946 mi · pop 60,887
Washtenaw County
$1,65647 mi · pop 370,231
Eaton County
$1,26849 mi · pop 109,072
Ingham County
$1,26852 mi · pop 282,540
Questions people ask
$1,002 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $691 for a studio, $764 for one bedroom, $1,252 for three and $1,327 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Hillsdale actually go for?
HUD's number is one input. Search any address in Hillsdale for a rent estimate built from nearby comps. 3 free searches, no card.
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