HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Jackson County, Michigan (FY 2026)
$1,165 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Jackson County, and it's the baseline every voucher in Jackson is measured against.
2 bedroom FMR
$1,165
FY 2026, utilities included
Payment standard range
$1,049 to $1,282
90% to 110% of FMR
Income to afford 2BR
$46,600
per year, at 30% of income
Rank in Michigan
27th of 83
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Jackson moves to $1,201. That's up 3%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Jackson actually rent for?
Search any address in Jackson for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $838 | $754 to $922 | $33,520 | $16.12/hr | +7.3% |
| 1 bedroom | $946 | $851 to $1,041 | $37,840 | $18.19/hr | +4.5% |
| 2 bedroom | $1,165 | $1,049 to $1,282 | $46,600 | $22.40/hr | +5.1% |
| 3 bedroom | $1,534 | $1,381 to $1,687 | $61,360 | $29.50/hr | +4.4% |
| 4 bedroom | $1,626 | $1,463 to $1,789 | $65,040 | $31.27/hr | -0.8% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,870 | $1,683 to $2,057 |
| 6 bedroom Estimate | $2,114 | $1,903 to $2,325 |
| 7 bedroom Estimate | $2,358 | $2,122 to $2,594 |
| 8 bedroom Estimate | $2,602 | $2,342 to $2,862 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Jackson, that runs from $838 for a studio up to $1,626 for four bedrooms, all five rates in the table above.
Jackson is its own HUD metro area (Jackson, MI), so the rate here is set from rents inside the county rather than a wider region.
Among Michigan's 83 counties, Jackson ranks 27th for two-bedroom FMR. That's about 13% above the state median of $1,033 and about 14% above the national median county at $1,018. About 160,637 people live here, 13th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,040 in 49237 (Concord) and $1,550 in 49277 (Rives Junction), with the 19 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 49201 | Jackson | $1,160 | -0.4% |
| 49202 | Jackson | $1,080 | -7.3% |
| 49203 | Jackson | $1,260 | +8.2% |
| 49204 | Jackson | $1,170 | +0.4% |
| 49230 | Brooklyn | $1,450 | +24.5% |
| 49234 | Clarklake | $1,390 | +19.3% |
| 49237 | Concord | $1,040 | -10.7% |
| 49240 | Grass Lake | $1,460 | +25.3% |
| 49241 | Hanover | $1,160 | -0.4% |
| 49246 | Horton | $1,140 | -2.1% |
| 49254 | Michigan Center | $1,200 | +3.0% |
| 49259 | Munith | $1,060 | -9.0% |
| 49261 | Napoleon | $1,160 | -0.4% |
| 49263 | Norvell | $1,170 | +0.4% |
| 49269 | Parma | $1,130 | -3.0% |
| 49272 | Pleasant Lake | $1,270 | +9.0% |
| 49277 | Rives Junction | $1,550 | +33.0% |
| 49283 | Spring Arbor | $1,170 | +0.4% |
| 49284 | Springport | $1,170 | +0.4% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Jackson somewhere between $1,049 and $1,282. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,165 a month is affordable, by HUD's 30% rule, on an income of roughly $46,600 a year. Put another way, $22 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,049) | HAP at 100% ($1,165) | HAP at 110% ($1,282) |
|---|---|---|---|---|
| $2,500 | $750 | $299 | $415 | $532 |
| $4,000 | $1,200 | $0 | $0 | $82 |
Rate history
The two-bedroom rate went up 5% from FY 2025 ($1,108) to FY 2026 ($1,165). Since FY 2020 it's up 46% in total, about 6.6% a year. The Michigan median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $611 | $668 | $796 | $1,023 | $1,125 | — |
| FY 2021 | $626 | $709 | $829 | $1,079 | $1,195 | +4.1% |
| FY 2022 | $615 | $734 | $866 | $1,136 | $1,274 | +4.5% |
| FY 2023 | $686 | $833 | $985 | $1,310 | $1,488 | +13.7% |
| FY 2024 | $744 | $884 | $1,074 | $1,413 | $1,619 | +9.0% |
| FY 2025 | $781 | $905 | $1,108 | $1,469 | $1,639 | +3.2% |
| FY 2026 | $838 | $946 | $1,165 | $1,534 | $1,626 | +5.1% |
| FY 2027 | $896 | $984 | $1,201 | $1,576 | $1,578 | +3.1% |
Nearby counties
Hillsdale County
$1,00223 mi · pop 45,698
Lenawee County
$1,16629 mi · pop 99,263
Ingham County
$1,26832 mi · pop 282,540
Washtenaw County
$1,65633 mi · pop 370,231
Calhoun County
$1,17634 mi · pop 134,011
Eaton County
$1,26834 mi · pop 109,072
Livingston County
$1,45736 mi · pop 194,302
Branch County
$97339 mi · pop 44,795
Questions people ask
$1,165 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $838 for a studio, $946 for one bedroom, $1,534 for three and $1,626 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Jackson actually go for?
HUD's number is one input. Search any address in Jackson for a rent estimate built from nearby comps. 3 free searches, no card.
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