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HUD Fair Market Rent · FY 2026 · Effective Oct 1, 2025 to Sep 30, 2026

Fair Market Rent in Calhoun County, Michigan (FY 2026)

HUD's FY 2026 Fair Market Rent for a two-bedroom in Calhoun County is $1,176 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.

Two-bedroom FMR

$1,176

+7.9% from FY 2025

Payment standard

$1,058–$1,294

90% to 110% of the FMR, two-bedroom

Income to afford

$47,040

a year, with rent at 30% of income

Rank in Michigan

25th of 83

by two-bedroom FMR, highest first

FY 2027

HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Calhoun moves to $1,233. That's up 5%. The full FY 2027 table is in the history section below.

FY 2026 Fair Market Rents

Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.

BedroomsFMRPayment standardIncome neededHourly wagevs FY 2025
Studio$833$750–$916$33,320$16.02/hr+7.2%
1 bedroom$976$878–$1,074$39,040$18.77/hr+8.6%
2 bedroom$1,176$1,058–$1,294$47,040$22.62/hr+7.9%
3 bedroom$1,410$1,269–$1,551$56,400$27.12/hr+7.4%
4 bedroom$1,565$1,409–$1,722$62,600$30.10/hr+5.0%
Five to eight bedrooms (PropMetrics estimates)

HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.

BedroomsEstimated FMRPayment standard
5 bedroom Estimate$1,800$1,620–$1,980
6 bedroom Estimate$2,035$1,832–$2,239
7 bedroom Estimate$2,269$2,042–$2,496
8 bedroom Estimate$2,504$2,254–$2,754

Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov

Market check

HUD's number is one input. What does a two-bedroom in Calhoun actually rent for?

Search any address in Calhoun for a rent estimate built from nearby comps, with the HUD figure right next to it.

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What a voucher pays here

The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Calhoun somewhere between $1,058 and $1,294. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.

$1,176 a month is affordable, by HUD's 30% rule, on an income of roughly $47,040 a year. Put another way, $23 an hour full time.

Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.

Monthly household incomeTenant pays (30%)Voucher pays at 90%$1,058Voucher pays at 100%$1,176Voucher pays at 110%$1,294
$2,500$750$308$426$544
$4,000$1,200$0$0$94
Run your own numbers in the Section 8 rent calculator

Rate history

The two-bedroom rate went up 8% from FY 2025 ($1,090) to FY 2026 ($1,176). Since FY 2020 it's up 48% in total, about 6.8% a year. The Michigan median moved up 7% over the same year.

Fiscal yearStudio1 BR2 BR3 BR4 BR2BR change
FY 2020$517$632$794$1,028$1,076—
FY 2021$552$661$837$1,074$1,148+5.4%
FY 2022$602$670$841$1,091$1,183+0.5%
FY 2023$697$779$958$1,224$1,397+13.9%
FY 2024$745$854$1,038$1,291$1,488+8.4%
FY 2025$777$899$1,090$1,313$1,491+5.0%
FY 2026In effect$833$976$1,176$1,410$1,565+7.9%
FY 2027From Oct 1, 2026$863$1,032$1,233$1,469$1,653+4.8%

Get FY 2028 Calhoun County rates the day HUD publishes them

HUD updates Fair Market Rents every fall. One email a year, no newsletter.

About this rate

Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Calhoun, that runs from $833 for a studio up to $1,565 for four bedrooms, all five rates in the table above.

Calhoun is its own HUD metro area (Battle Creek, MI), so the rate here is set from rents inside the county rather than a wider region.

Among Michigan's 83 counties, Calhoun ranks 25th for two-bedroom FMR. That's about 14% above the state median of $1,033 and about 16% above the national median county at $1,018. About 134,011 people live here, 17th in the state.

Rates by ZIP code

Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $990 in 49029 (Burlington) and $1,380 in 49092 (Tekonsha), with the 13 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.

ZIPCity2BR ratevs county
49011Athens$1,110-5.6%
49014Battle Creek$1,250+6.3%
49015Battle Creek$1,210+2.9%
49016Battle Creek$1,180+0.3%
49017Battle Creek$1,150-2.2%
49018Battle Creek$1,176County rate—
49020Bedford$1,176County rate—
49029Burlington$990-15.8%
49033Ceresco$1,170-0.5%
49037Battle Creek$1,090-7.3%
49051East Leroy$1,150-2.2%
49068Marshall$1,150-2.2%
49092Tekonsha$1,380+17.3%
49224Albion$1,060-9.9%
49245Homer$1,130-3.9%

Nearby counties

Two-bedroom FMR, with how each compares to Calhoun.

Questions people ask

$1,176 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $833 for a studio, $976 for one bedroom, $1,410 for three and $1,565 for four.

What does a rental in Calhoun actually go for?

HUD's number is one input. Search any address in Calhoun for a rent estimate built from nearby comps. 3 free searches, no card.

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