HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Sagadahoc County, Maine (FY 2026)
A two-bedroom in Sagadahoc County carries a FY 2026 Fair Market Rent of $1,577 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Sagadahoc keys off that figure.
2 bedroom FMR
$1,577
FY 2026, utilities included
Payment standard range
$1,419 to $1,735
90% to 110% of FMR
Income to afford 2BR
$63,080
per year, at 30% of income
Rank in Maine
4th of 16
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Sagadahoc moves to $1,659. That's up 5%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Sagadahoc actually rent for?
Search any address in Sagadahoc for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,105 | $995 to $1,216 | $44,200 | $21.25/hr | +6.6% |
| 1 bedroom | $1,264 | $1,138 to $1,390 | $50,560 | $24.31/hr | +8.2% |
| 2 bedroom | $1,577 | $1,419 to $1,735 | $63,080 | $30.33/hr | +9.9% |
| 3 bedroom | $2,193 | $1,974 to $2,412 | $87,720 | $42.17/hr | +9.1% |
| 4 bedroom | $2,645 | $2,381 to $2,910 | $105,800 | $50.87/hr | +9.8% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $3,042 | $2,738 to $3,346 |
| 6 bedroom Estimate | $3,439 | $3,095 to $3,783 |
| 7 bedroom Estimate | $3,835 | $3,452 to $4,219 |
| 8 bedroom Estimate | $4,232 | $3,809 to $4,655 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Sagadahoc, that runs from $1,105 for a studio up to $2,645 for four bedrooms, all five rates in the table above.
Sagadahoc is its own HUD metro area (Sagadahoc County, ME), so the rate here is set from rents inside the county rather than a wider region.
Among Maine's 16 counties, Sagadahoc ranks 4th for two-bedroom FMR. That's about 10% above the state median of $1,429 and about 55% above the national median county at $1,018. About 37,093 people live here, 12th in the state.
Rates by town
Maine publishes Fair Market Rents town by town instead of by county. All 11 towns in Sagadahoc County share the same rate for FY 2026, so the county number is the town number wherever you are.
| Town | Population | Studio | 1 BR | 2 BR | 3 BR | 4 BR |
|---|---|---|---|---|---|---|
| Topsham town | 9,644 | $1,105 | $1,264 | $1,577 | $2,193 | $2,645 |
| Bath city | 8,801 | $1,105 | $1,264 | $1,577 | $2,193 | $2,645 |
| Richmond town | 3,555 | $1,105 | $1,264 | $1,577 | $2,193 | $2,645 |
| Bowdoin town | 3,180 | $1,105 | $1,264 | $1,577 | $2,193 | $2,645 |
| Woolwich town | 3,135 | $1,105 | $1,264 | $1,577 | $2,193 | $2,645 |
| Bowdoinham town | 3,115 | $1,105 | $1,264 | $1,577 | $2,193 | $2,645 |
| West Bath town | 2,165 | $1,105 | $1,264 | $1,577 | $2,193 | $2,645 |
| Phippsburg town | 1,987 | $1,105 | $1,264 | $1,577 | $2,193 | $2,645 |
| Georgetown town | 913 | $1,105 | $1,264 | $1,577 | $2,193 | $2,645 |
| Arrowsic town | 598 | $1,105 | $1,264 | $1,577 | $2,193 | $2,645 |
| Perkins UT | 0 | $1,105 | $1,264 | $1,577 | $2,193 | $2,645 |
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,400 in 04562 (Phippsburg) and $2,020 in 04579 (Woolwich), with the 9 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Sagadahoc somewhere between $1,419 and $1,735. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,577 a month is affordable, by HUD's 30% rule, on an income of roughly $63,080 a year. Put another way, $30 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,419) | HAP at 100% ($1,577) | HAP at 110% ($1,735) |
|---|---|---|---|---|
| $2,500 | $750 | $669 | $827 | $985 |
| $4,000 | $1,200 | $219 | $377 | $535 |
Rate history
The two-bedroom rate went up 10% from FY 2025 ($1,435) to FY 2026 ($1,577). Since FY 2020 it's up 64% in total, about 8.6% a year. The Maine median moved up 20% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $648 | $798 | $961 | $1,258 | $1,302 | — |
| FY 2021 | $717 | $892 | $1,086 | $1,432 | $1,615 | +13.0% |
| FY 2022 | $744 | $911 | $1,120 | $1,472 | $1,709 | +3.1% |
| FY 2023 | $826 | $1,016 | $1,236 | $1,688 | $2,017 | +10.4% |
| FY 2024 | $848 | $1,023 | $1,251 | $1,763 | $2,123 | +1.2% |
| FY 2025 | $1,037 | $1,168 | $1,435 | $2,011 | $2,410 | +14.7% |
| FY 2026 | $1,105 | $1,264 | $1,577 | $2,193 | $2,645 | +9.9% |
| FY 2027 | $1,157 | $1,332 | $1,659 | $2,297 | $2,773 | +5.2% |
Nearby counties
Lincoln County
$1,40315 mi · pop 35,840
Androscoggin County
$1,58625 mi · pop 112,323
Cumberland County
$2,08225 mi · pop 305,940
Kennebec County
$1,41632 mi · pop 125,614
Knox County
$1,52638 mi · pop 40,860
Oxford County
$1,29549 mi · pop 58,728
Waldo County
$1,43853 mi · pop 40,006
York County
$1,87353 mi · pop 214,731
Questions people ask
$1,577 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,105 for a studio, $1,264 for one bedroom, $2,193 for three and $2,645 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Sagadahoc actually go for?
HUD's number is one input. Search any address in Sagadahoc for a rent estimate built from nearby comps. 3 free searches, no card.
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