HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Sagadahoc County, Maine (FY 2027)
A two-bedroom in Sagadahoc County carries a FY 2027 Fair Market Rent of $1,659 a month, effective October 1, 2026 through September 30, 2027. Everything Section 8 pays in Sagadahoc keys off that figure.
Two-bedroom FMR
$1,659
+5.2% from FY 2026
Payment standard
$1,493–$1,825
90% to 110% of the FMR, two-bedroom
Income to afford
$66,360
a year, with rent at 30% of income
Rank in Maine
4th of 16
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $1,157 | $1,041–$1,273 | $46,280 | $22.25/hr | +4.7% |
| 1 bedroom | $1,332 | $1,199–$1,465 | $53,280 | $25.62/hr | +5.4% |
| 2 bedroom | $1,659 | $1,493–$1,825 | $66,360 | $31.90/hr | +5.2% |
| 3 bedroom | $2,297 | $2,067–$2,527 | $91,880 | $44.17/hr | +4.7% |
| 4 bedroom | $2,773 | $2,496–$3,050 | $110,920 | $53.33/hr | +4.8% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $3,189 | $2,870–$3,508 |
| 6 bedroom Estimate | $3,605 | $3,245–$3,966 |
| 7 bedroom Estimate | $4,021 | $3,619–$4,423 |
| 8 bedroom Estimate | $4,437 | $3,993–$4,881 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Sagadahoc actually rent for?
Search any address in Sagadahoc for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Sagadahoc somewhere between $1,493 and $1,825. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,659 a month is affordable, by HUD's 30% rule, on an income of roughly $66,360 a year. Put another way, $32 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,493 | Voucher pays at 100%$1,659 | Voucher pays at 110%$1,825 |
|---|---|---|---|---|
| $2,500 | $750 | $743 | $909 | $1,075 |
| $4,000 | $1,200 | $293 | $459 | $625 |
Rate history
The two-bedroom rate went up 5% from FY 2026 ($1,577) to FY 2027 ($1,659). Since FY 2020 it's up 73% in total, about 8.1% a year. The Maine median moved down 4% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $648 | $798 | $961 | $1,258 | $1,302 | — |
| FY 2021 | $717 | $892 | $1,086 | $1,432 | $1,615 | +13.0% |
| FY 2022 | $744 | $911 | $1,120 | $1,472 | $1,709 | +3.1% |
| FY 2023 | $826 | $1,016 | $1,236 | $1,688 | $2,017 | +10.4% |
| FY 2024 | $848 | $1,023 | $1,251 | $1,763 | $2,123 | +1.2% |
| FY 2025 | $1,037 | $1,168 | $1,435 | $2,011 | $2,410 | +14.7% |
| FY 2026 | $1,105 | $1,264 | $1,577 | $2,193 | $2,645 | +9.9% |
| FY 2027In effect | $1,157 | $1,332 | $1,659 | $2,297 | $2,773 | +5.2% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Sagadahoc, that runs from $1,157 for a studio up to $2,773 for four bedrooms, all five rates in the table above.
Sagadahoc is its own HUD metro area (Sagadahoc County, ME), so the rate here is set from rents inside the county rather than a wider region.
Among Maine's 16 counties, Sagadahoc ranks 4th for two-bedroom FMR. That's about 21% above the state median of $1,371 and about 56% above the national median county at $1,063. About 37,285 people live here, 12th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,540 in 04530 (Bath) and $2,210 in 04086 (Topsham), with the 9 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
Rates by town
Maine publishes Fair Market Rents town by town instead of by county. All 11 towns in Sagadahoc County share the same rate for FY 2027, so the county number is the town number wherever you are.
| Town | Population | Studio | 1 BR | 2 BR | 3 BR | 4 BR |
|---|---|---|---|---|---|---|
| Topsham town | 9,706 | $1,157 | $1,332 | $1,659 | $2,297 | $2,773 |
| Bath city | 8,815 | $1,157 | $1,332 | $1,659 | $2,297 | $2,773 |
| Richmond town | 3,566 | $1,157 | $1,332 | $1,659 | $2,297 | $2,773 |
| Bowdoin town | 3,188 | $1,157 | $1,332 | $1,659 | $2,297 | $2,773 |
| Woolwich town | 3,158 | $1,157 | $1,332 | $1,659 | $2,297 | $2,773 |
| Bowdoinham town | 3,142 | $1,157 | $1,332 | $1,659 | $2,297 | $2,773 |
| Phippsburg town | 2,238 | $1,157 | $1,332 | $1,659 | $2,297 | $2,773 |
| West Bath town | 1,863 | $1,157 | $1,332 | $1,659 | $2,297 | $2,773 |
| Georgetown town | 1,012 | $1,157 | $1,332 | $1,659 | $2,297 | $2,773 |
| Arrowsic town | 597 | $1,157 | $1,332 | $1,659 | $2,297 | $2,773 |
| Perkins UT | 0 | $1,157 | $1,332 | $1,659 | $2,297 | $2,773 |
Nearby counties
Two-bedroom FMR, with how each compares to Sagadahoc.
Lincoln County
15 mi · 36,099 people
$1,307
-21%
Androscoggin County
25 mi · 113,423 people
$1,677
+1%
Cumberland County
25 mi · 308,827 people
$2,286
+38%
Kennebec County
32 mi · 126,808 people
$1,374
-17%
Knox County
38 mi · 41,003 people
$1,503
-9%
Oxford County
49 mi · 59,255 people
$1,224
-26%
Waldo County
53 mi · 40,192 people
$1,367
-18%
York County
53 mi · 216,731 people
$1,989
+20%
Questions people ask
$1,659 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $1,157 for a studio, $1,332 for one bedroom, $2,297 for three and $2,773 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Sagadahoc actually go for?
HUD's number is one input. Search any address in Sagadahoc for a rent estimate built from nearby comps. Free to start, no card.
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