How much will Section 8 pay for rent in Sagadahoc County?

Up to the housing authority's payment standard, which it sets between 90% and 110% of FMR. For a two-bedroom that's $1,419 to $1,735. The voucher covers the gap between that standard and about 30% of the tenant's income, and it never pays more than the unit would rent for without a voucher.

Why does my ZIP code show a different Fair Market Rent than Sagadahoc County?

HUD publishes a second set of numbers, Small Area FMRs, for individual ZIP codes. In Sagadahoc those run from $1,400 to $2,020 for a two-bedroom. Housing authorities in metros HUD has designated for Small Area FMRs use the ZIP rate. The rest use the county rate. Your PHA can tell you which one applies.

When do the next Fair Market Rents for Sagadahoc County come out?

HUD usually publishes the new fiscal year's rates in late August or September, and they take effect October 1. This page updates as soon as the new Maine figures are loaded.

What is the FY 2027 Fair Market Rent for Sagadahoc County?

$1,659 for a two-bedroom, effective October 1, 2026. Studio $1,157, one bedroom $1,332, three $2,297, four $2,773.

HUD Fair Market Rent · FY 2026 · Effective Oct 1, 2025 to Sep 30, 2026

Fair Market Rent in Sagadahoc County, Maine (FY 2026)

A two-bedroom in Sagadahoc County carries a FY 2026 Fair Market Rent of $1,577 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Sagadahoc keys off that figure.

Two-bedroom FMR

$1,577

+9.9% from FY 2025

Payment standard

$1,419–$1,735

90% to 110% of the FMR, two-bedroom

Income to afford

$63,080

a year, with rent at 30% of income

Rank in Maine

4th of 16

by two-bedroom FMR, highest first

FY 2027

HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Sagadahoc moves to $1,659. That's up 5%. The full FY 2027 table is in the history section below.

FY 2026 Fair Market Rents

Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.

Bedrooms	FMR	Payment standard	Income needed	Hourly wage	vs FY 2025
Studio	$1,105	$995–$1,216	$44,200	$21.25/hr	+6.6%
1 bedroom	$1,264	$1,138–$1,390	$50,560	$24.31/hr	+8.2%
2 bedroom	$1,577	$1,419–$1,735	$63,080	$30.33/hr	+9.9%
3 bedroom	$2,193	$1,974–$2,412	$87,720	$42.17/hr	+9.1%
4 bedroom	$2,645	$2,381–$2,910	$105,800	$50.87/hr	+9.8%

Five to eight bedrooms (PropMetrics estimates)

HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.

Bedrooms	Estimated FMR	Payment standard
5 bedroom Estimate	$3,042	$2,738–$3,346
6 bedroom Estimate	$3,439	$3,095–$3,783
7 bedroom Estimate	$3,835	$3,452–$4,219
8 bedroom Estimate	$4,232	$3,809–$4,655

Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov

Market check

HUD's number is one input. What does a two-bedroom in Sagadahoc actually rent for?

Search any address in Sagadahoc for a rent estimate built from nearby comps, with the HUD figure right next to it.

No card needed

What a voucher pays here

The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Sagadahoc somewhere between $1,419 and $1,735. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.

$1,577 a month is affordable, by HUD's 30% rule, on an income of roughly $63,080 a year. Put another way, $30 an hour full time.

Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.

Monthly household income	Tenant pays (30%)	Voucher pays at 90%$1,419	Voucher pays at 100%$1,577	Voucher pays at 110%$1,735
$2,500	$750	$669	$827	$985
$4,000	$1,200	$219	$377	$535

Run your own numbers in the Section 8 rent calculator

Rate history

The two-bedroom rate went up 10% from FY 2025 ($1,435) to FY 2026 ($1,577). Since FY 2020 it's up 64% in total, about 8.6% a year. The Maine median moved up 20% over the same year.

Fiscal year	Studio	1 BR	2 BR	3 BR	4 BR	2BR change
FY 2020	$648	$798	$961	$1,258	$1,302	—
FY 2021	$717	$892	$1,086	$1,432	$1,615	+13.0%
FY 2022	$744	$911	$1,120	$1,472	$1,709	+3.1%
FY 2023	$826	$1,016	$1,236	$1,688	$2,017	+10.4%
FY 2024	$848	$1,023	$1,251	$1,763	$2,123	+1.2%
FY 2025	$1,037	$1,168	$1,435	$2,011	$2,410	+14.7%
FY 2026In effect	$1,105	$1,264	$1,577	$2,193	$2,645	+9.9%
FY 2027From Oct 1, 2026	$1,157	$1,332	$1,659	$2,297	$2,773	+5.2%

About this rate

Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Sagadahoc, that runs from $1,105 for a studio up to $2,645 for four bedrooms, all five rates in the table above.

Sagadahoc is its own HUD metro area (Sagadahoc County, ME), so the rate here is set from rents inside the county rather than a wider region.

Among Maine's 16 counties, Sagadahoc ranks 4th for two-bedroom FMR. That's about 10% above the state median of $1,429 and about 55% above the national median county at $1,018. About 37,093 people live here, 12th in the state.

Rates by ZIP code

Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,400 in 04562 (Phippsburg) and $2,020 in 04579 (Woolwich), with the 9 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.

ZIP	City	2BR rate	vs county
04008	Bowdoinham	$1,660	+5.3%
04086	Topsham	$1,820	+15.4%
04287	Bowdoin	$1,680	+6.5%
04357	Richmond	$1,520	-3.6%
04530	Bath	$1,470	-6.8%
04548	Georgetown	$1,480	-6.2%
04562	Phippsburg	$1,400	-11.2%
04565	Sebasco Estates	$1,580	+0.2%
04579	Woolwich	$2,020	+28.1%

Rates by town

Maine publishes Fair Market Rents town by town instead of by county. All 11 towns in Sagadahoc County share the same rate for FY 2026, so the county number is the town number wherever you are.

Town	Population	Studio	1 BR	2 BR	3 BR	4 BR
Topsham town	9,644	$1,105	$1,264	$1,577	$2,193	$2,645
Bath city	8,801	$1,105	$1,264	$1,577	$2,193	$2,645
Richmond town	3,555	$1,105	$1,264	$1,577	$2,193	$2,645
Bowdoin town	3,180	$1,105	$1,264	$1,577	$2,193	$2,645
Woolwich town	3,135	$1,105	$1,264	$1,577	$2,193	$2,645
Bowdoinham town	3,115	$1,105	$1,264	$1,577	$2,193	$2,645
West Bath town	2,165	$1,105	$1,264	$1,577	$2,193	$2,645
Phippsburg town	1,987	$1,105	$1,264	$1,577	$2,193	$2,645
Georgetown town	913	$1,105	$1,264	$1,577	$2,193	$2,645
Arrowsic town	598	$1,105	$1,264	$1,577	$2,193	$2,645
Perkins UT	0	$1,105	$1,264	$1,577	$2,193	$2,645

Nearby counties

Two-bedroom FMR, with how each compares to Sagadahoc.

Lincoln County

15 mi · 35,840 people

$1,403

-11%

Androscoggin County

25 mi · 112,323 people

$1,586

+1%

Cumberland County

25 mi · 305,940 people

$2,082

+32%

Kennebec County

32 mi · 125,614 people

$1,416

-10%

Knox County

38 mi · 40,860 people

$1,526

-3%

Oxford County

49 mi · 58,728 people

$1,295

-18%

Waldo County

53 mi · 40,006 people

$1,438

-9%

York County

53 mi · 214,731 people

$1,873

+19%

Questions people ask

$1,577 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,105 for a studio, $1,264 for one bedroom, $2,193 for three and $2,645 for four.

Tools for this county

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Fair Market Rent lookup

Any ZIP code's Small Area FMR by bedroom count

Section 8 rent calculator

Payment standard and tenant share for a specific rent

What is Fair Market Rent?

How HUD calculates FMR and what it means for landlords

Rent affordability calculator

The income a household needs for a given rent