HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Oxford County, Maine (FY 2026)
A two-bedroom in Oxford County carries a FY 2026 Fair Market Rent of $1,295 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Oxford keys off that figure.
2 bedroom FMR
$1,295
FY 2026, utilities included
Payment standard range
$1,166 to $1,425
90% to 110% of FMR
Income to afford 2BR
$51,800
per year, at 30% of income
Rank in Maine
13th of 16
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Oxford moves to $1,224. That's down 5%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Oxford actually rent for?
Search any address in Oxford for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $893 | $804 to $982 | $35,720 | $17.17/hr | +7.6% |
| 1 bedroom | $989 | $890 to $1,088 | $39,560 | $19.02/hr | +18.4% |
| 2 bedroom | $1,295 | $1,166 to $1,425 | $51,800 | $24.90/hr | +18.2% |
| 3 bedroom | $1,801 | $1,621 to $1,981 | $72,040 | $34.63/hr | +25.5% |
| 4 bedroom | $2,172 | $1,955 to $2,389 | $86,880 | $41.77/hr | +18.0% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,498 | $2,248 to $2,748 |
| 6 bedroom Estimate | $2,824 | $2,542 to $3,106 |
| 7 bedroom Estimate | $3,149 | $2,834 to $3,464 |
| 8 bedroom Estimate | $3,475 | $3,128 to $3,823 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Oxford, that runs from $893 for a studio up to $2,172 for four bedrooms, all five rates in the table above.
Because Oxford sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Brownfield included.
Among Maine's 16 counties, Oxford ranks 13th for two-bedroom FMR. That's about 9% below the state median of $1,429 and about 27% above the national median county at $1,018. About 58,728 people live here, 7th in the state.
Rates by town
Maine publishes Fair Market Rents town by town instead of by county. All 38 towns in Oxford County share the same rate for FY 2026, so the county number is the town number wherever you are.
| Town | Population | Studio | 1 BR | 2 BR | 3 BR | 4 BR |
|---|---|---|---|---|---|---|
| Rumford town | 5,918 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Paris town | 5,268 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Norway town | 5,168 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Oxford town | 4,286 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Fryeburg town | 3,444 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Mexico town | 2,772 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Buckfield town | 2,593 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Bethel town | 2,575 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Dixfield town | 2,340 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Otisfield town | 1,914 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| West Paris town | 1,901 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Hiram town | 1,757 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Brownfield town | 1,743 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Porter town | 1,566 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Peru town | 1,498 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Waterford town | 1,317 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Lovell town | 1,291 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Hartford town | 1,222 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Hebron town | 1,175 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Denmark town | 1,149 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Woodstock town | 1,086 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Canton town | 1,072 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Sumner town | 996 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Greenwood town | 700 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Andover town | 675 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Stow town | 505 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| South Oxford UT | 482 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Sweden town | 473 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Roxbury town | 426 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Stoneham town | 297 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Hanover town | 220 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Gilead town | 204 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Newry town | 196 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Byron town | 180 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Milton UT | 142 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Upton town | 104 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| Lincoln plantation | 42 | $893 | $989 | $1,295 | $1,801 | $2,172 |
| North Oxford UT | 31 | $893 | $989 | $1,295 | $1,801 | $2,172 |
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,030 in 04224 (Dixfield) and $1,940 in 04010 (Brownfield), with the 32 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 04010 | Brownfield | $1,940 | +49.8% |
| 04016 | Center Lovell | $1,300 | +0.4% |
| 04022 | Denmark | $1,600 | +23.6% |
| 04037 | Fryeburg | $1,400 | +8.1% |
| 04041 | Hiram | $1,760 | +35.9% |
| 04051 | Lovell | $1,820 | +40.5% |
| 04068 | Porter | $1,590 | +22.8% |
| 04088 | Waterford | $1,530 | +18.1% |
| 04216 | Andover | $1,150 | -11.2% |
| 04217 | Bethel | $1,270 | -1.9% |
| 04219 | Bryant Pond | $1,410 | +8.9% |
| 04220 | Buckfield | $1,440 | +11.2% |
| 04221 | Canton | $1,190 | -8.1% |
| 04224 | Dixfield | $1,030 | -20.5% |
| 04226 | East Andover | $1,150 | -11.2% |
| 04231 | Stoneham | $1,490 | +15.1% |
| 04237 | Hanover | $1,380 | +6.6% |
| 04238 | Hebron | $1,530 | +18.1% |
| 04255 | Greenwood | $1,700 | +31.3% |
| 04257 | Mexico | $1,280 | -1.2% |
| 04261 | Newry | $1,630 | +25.9% |
| 04267 | North Waterford | $1,530 | +18.1% |
| 04268 | Norway | $1,090 | -15.8% |
| 04270 | Oxford | $1,670 | +29.0% |
| 04271 | Paris | $1,300 | +0.4% |
| 04275 | Roxbury | $1,120 | -13.5% |
| 04276 | Rumford | $1,030 | -20.5% |
| 04281 | South Paris | $1,390 | +7.3% |
| 04286 | West Bethel | $1,300 | +0.4% |
| 04289 | West Paris | $1,220 | -5.8% |
| 04290 | Peru | $1,210 | -6.6% |
| 04292 | Sumner | $1,400 | +8.1% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Oxford somewhere between $1,166 and $1,425. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,295 a month is affordable, by HUD's 30% rule, on an income of roughly $51,800 a year. Put another way, $25 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,166) | HAP at 100% ($1,295) | HAP at 110% ($1,425) |
|---|---|---|---|---|
| $2,500 | $750 | $416 | $545 | $675 |
| $4,000 | $1,200 | $0 | $95 | $225 |
Rate history
The two-bedroom rate went up 18% from FY 2025 ($1,096) to FY 2026 ($1,295). Since FY 2020 it's up 62% in total, about 8.4% a year. The Maine median moved up 20% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $623 | $627 | $800 | $1,063 | $1,258 | — |
| FY 2021 | $632 | $636 | $838 | $1,042 | $1,298 | +4.8% |
| FY 2022 | $672 | $676 | $890 | $1,100 | $1,372 | +6.2% |
| FY 2023 | $729 | $734 | $966 | $1,176 | $1,534 | +8.5% |
| FY 2024 | $814 | $820 | $1,077 | $1,321 | $1,699 | +11.5% |
| FY 2025 | $830 | $835 | $1,096 | $1,435 | $1,840 | +1.8% |
| FY 2026 | $893 | $989 | $1,295 | $1,801 | $2,172 | +18.2% |
| FY 2027 | $852 | $949 | $1,224 | $1,695 | $2,046 | -5.5% |
Nearby counties
Androscoggin County
$1,58624 mi · pop 112,323
Franklin County
$1,32236 mi · pop 30,145
Cumberland County
$2,08241 mi · pop 305,940
Kennebec County
$1,41644 mi · pop 125,614
Sagadahoc County
$1,57749 mi · pop 37,093
Lincoln County
$1,40360 mi · pop 35,840
York County
$1,87360 mi · pop 214,731
Somerset County
$1,26663 mi · pop 50,852
Questions people ask
$1,295 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $893 for a studio, $989 for one bedroom, $1,801 for three and $2,172 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Oxford actually go for?
HUD's number is one input. Search any address in Oxford for a rent estimate built from nearby comps. 3 free searches, no card.
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