HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Oxford County, Maine (FY 2027)
A two-bedroom in Oxford County carries a FY 2027 Fair Market Rent of $1,224 a month, effective October 1, 2026 through September 30, 2027. Everything Section 8 pays in Oxford keys off that figure.
Two-bedroom FMR
$1,224
-5.5% from FY 2026
Payment standard
$1,102–$1,346
90% to 110% of the FMR, two-bedroom
Income to afford
$48,960
a year, with rent at 30% of income
Rank in Maine
15th of 16
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $852 | $767–$937 | $34,080 | $16.38/hr | -4.6% |
| 1 bedroom | $949 | $854–$1,044 | $37,960 | $18.25/hr | -4.0% |
| 2 bedroom | $1,224 | $1,102–$1,346 | $48,960 | $23.54/hr | -5.5% |
| 3 bedroom | $1,695 | $1,526–$1,865 | $67,800 | $32.60/hr | -5.9% |
| 4 bedroom | $2,046 | $1,841–$2,251 | $81,840 | $39.35/hr | -5.8% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,353 | $2,118–$2,588 |
| 6 bedroom Estimate | $2,660 | $2,394–$2,926 |
| 7 bedroom Estimate | $2,967 | $2,670–$3,264 |
| 8 bedroom Estimate | $3,274 | $2,947–$3,601 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Oxford actually rent for?
Search any address in Oxford for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Oxford somewhere between $1,102 and $1,346. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,224 a month is affordable, by HUD's 30% rule, on an income of roughly $48,960 a year. Put another way, $24 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,102 | Voucher pays at 100%$1,224 | Voucher pays at 110%$1,346 |
|---|---|---|---|---|
| $2,500 | $750 | $352 | $474 | $596 |
| $4,000 | $1,200 | $0 | $24 | $146 |
Rate history
The two-bedroom rate went down 5% from FY 2026 ($1,295) to FY 2027 ($1,224). Since FY 2020 it's up 53% in total, about 6.3% a year. The Maine median moved down 4% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $623 | $627 | $800 | $1,063 | $1,258 | — |
| FY 2021 | $632 | $636 | $838 | $1,042 | $1,298 | +4.8% |
| FY 2022 | $672 | $676 | $890 | $1,100 | $1,372 | +6.2% |
| FY 2023 | $729 | $734 | $966 | $1,176 | $1,534 | +8.5% |
| FY 2024 | $814 | $820 | $1,077 | $1,321 | $1,699 | +11.5% |
| FY 2025 | $830 | $835 | $1,096 | $1,435 | $1,840 | +1.8% |
| FY 2026 | $893 | $989 | $1,295 | $1,801 | $2,172 | +18.2% |
| FY 2027In effect | $852 | $949 | $1,224 | $1,695 | $2,046 | -5.5% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Oxford, that runs from $852 for a studio up to $2,046 for four bedrooms, all five rates in the table above.
Because Oxford sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Brownfield included.
Among Maine's 16 counties, Oxford ranks 15th for two-bedroom FMR. That's about 11% below the state median of $1,371 and about 15% above the national median county at $1,063. About 59,255 people live here, 7th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,170 in 04216 (Andover) and $1,840 in 04010 (Brownfield), with the 32 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 04010 | Brownfield | $1,840 | +50.3% |
| 04016 | Center Lovell | $1,220 | -0.3% |
| 04022 | Denmark | $1,650 | +34.8% |
| 04037 | Fryeburg | $1,280 | +4.6% |
| 04041 | Hiram | $1,590 | +29.9% |
| 04051 | Lovell | $1,790 | +46.2% |
| 04068 | Porter | $1,580 | +29.1% |
| 04088 | Waterford | $1,400 | +14.4% |
| 04216 | Andover | $1,170 | -4.4% |
| 04217 | Bethel | $1,180 | -3.6% |
| 04219 | Bryant Pond | $1,290 | +5.4% |
| 04220 | Buckfield | $1,430 | +16.8% |
| 04221 | Canton | $1,170 | -4.4% |
| 04224 | Dixfield | $1,190 | -2.8% |
| 04226 | East Andover | $1,170 | -4.4% |
| 04231 | Stoneham | $1,420 | +16.0% |
| 04237 | Hanover | $1,290 | +5.4% |
| 04238 | Hebron | $1,460 | +19.3% |
| 04255 | Greenwood | $1,710 | +39.7% |
| 04257 | Mexico | $1,340 | +9.5% |
| 04261 | Newry | $1,520 | +24.2% |
| 04267 | North Waterford | $1,400 | +14.4% |
| 04268 | Norway | $1,170 | -4.4% |
| 04270 | Oxford | $1,580 | +29.1% |
| 04271 | Paris | $1,220 | -0.3% |
| 04275 | Roxbury | $1,170 | -4.4% |
| 04276 | Rumford | $1,170 | -4.4% |
| 04281 | South Paris | $1,300 | +6.2% |
| 04286 | West Bethel | $1,220 | -0.3% |
| 04289 | West Paris | $1,170 | -4.4% |
| 04290 | Peru | $1,180 | -3.6% |
| 04292 | Sumner | $1,330 | +8.7% |
Rates by town
Maine publishes Fair Market Rents town by town instead of by county. All 38 towns in Oxford County share the same rate for FY 2027, so the county number is the town number wherever you are.
| Town | Population | Studio | 1 BR | 2 BR | 3 BR | 4 BR |
|---|---|---|---|---|---|---|
| Rumford town | 5,942 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Paris town | 5,317 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Norway town | 5,228 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Oxford town | 4,333 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Fryeburg town | 3,489 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Mexico town | 2,782 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Bethel town | 2,617 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Buckfield town | 2,403 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Dixfield town | 2,300 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Otisfield town | 1,951 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Brownfield town | 1,830 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| West Paris town | 1,808 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Hiram town | 1,748 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Porter town | 1,746 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Peru town | 1,501 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Lovell town | 1,353 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Hartford town | 1,314 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Waterford town | 1,295 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Woodstock town | 1,233 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Canton town | 1,191 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Hebron town | 1,105 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Denmark town | 1,054 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Sumner town | 845 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Greenwood town | 781 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Andover town | 679 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| South Oxford UT | 561 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Sweden town | 537 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Stow town | 535 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Roxbury town | 352 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Hanover town | 276 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Stoneham town | 271 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Gilead town | 187 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Newry town | 177 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Byron town | 174 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Milton UT | 166 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Upton town | 91 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| Lincoln plantation | 47 | $852 | $949 | $1,224 | $1,695 | $2,046 |
| North Oxford UT | 36 | $852 | $949 | $1,224 | $1,695 | $2,046 |
Nearby counties
Two-bedroom FMR, with how each compares to Oxford.
Androscoggin County
24 mi · 113,423 people
$1,677
+37%
Franklin County
36 mi · 30,413 people
$1,264
+3%
Cumberland County
41 mi · 308,827 people
$2,286
+87%
Kennebec County
44 mi · 126,808 people
$1,374
+12%
Sagadahoc County
49 mi · 37,285 people
$1,659
+36%
Lincoln County
60 mi · 36,099 people
$1,307
+7%
York County
60 mi · 216,731 people
$1,989
+63%
Somerset County
63 mi · 50,959 people
$1,242
+1%
Questions people ask
$1,224 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $852 for a studio, $949 for one bedroom, $1,695 for three and $2,046 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Oxford actually go for?
HUD's number is one input. Search any address in Oxford for a rent estimate built from nearby comps. Free to start, no card.
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