HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Knox County, Maine (FY 2027)
HUD's FY 2027 Fair Market Rent for a two-bedroom in Knox County is $1,503 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
Two-bedroom FMR
$1,503
-1.5% from FY 2026
Payment standard
$1,353–$1,653
90% to 110% of the FMR, two-bedroom
Income to afford
$60,120
a year, with rent at 30% of income
Rank in Maine
6th of 16
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $1,101 | $991–$1,211 | $44,040 | $21.17/hr | -10.0% |
| 1 bedroom | $1,236 | $1,112–$1,360 | $49,440 | $23.77/hr | -2.7% |
| 2 bedroom | $1,503 | $1,353–$1,653 | $60,120 | $28.90/hr | -1.5% |
| 3 bedroom | $1,968 | $1,771–$2,165 | $78,720 | $37.85/hr | +2.1% |
| 4 bedroom | $1,975 | $1,778–$2,173 | $79,000 | $37.98/hr | -5.3% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,271 | $2,044–$2,498 |
| 6 bedroom Estimate | $2,568 | $2,311–$2,825 |
| 7 bedroom Estimate | $2,864 | $2,578–$3,150 |
| 8 bedroom Estimate | $3,160 | $2,844–$3,476 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Knox actually rent for?
Search any address in Knox for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Knox somewhere between $1,353 and $1,653. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,503 a month is affordable, by HUD's 30% rule, on an income of roughly $60,120 a year. Put another way, $29 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,353 | Voucher pays at 100%$1,503 | Voucher pays at 110%$1,653 |
|---|---|---|---|---|
| $2,500 | $750 | $603 | $753 | $903 |
| $4,000 | $1,200 | $153 | $303 | $453 |
Rate history
The two-bedroom rate went down 2% from FY 2026 ($1,526) to FY 2027 ($1,503). Since FY 2020 it's up 79% in total, about 8.6% a year. The Maine median moved down 4% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $676 | $706 | $842 | $1,174 | $1,242 | — |
| FY 2021 | $771 | $815 | $967 | $1,329 | $1,365 | +14.8% |
| FY 2022 | $818 | $829 | $1,005 | $1,332 | $1,363 | +3.9% |
| FY 2023 | $738 | $918 | $1,103 | $1,419 | $1,482 | +9.8% |
| FY 2024 | $890 | $929 | $1,120 | $1,406 | $1,585 | +1.5% |
| FY 2025 | $808 | $997 | $1,178 | $1,471 | $1,798 | +5.2% |
| FY 2026 | $1,223 | $1,270 | $1,526 | $1,928 | $2,085 | +29.5% |
| FY 2027In effect | $1,101 | $1,236 | $1,503 | $1,968 | $1,975 | -1.5% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Knox, that runs from $1,101 for a studio up to $1,975 for four bedrooms, all five rates in the table above.
Because Knox sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Friendship included.
Among Maine's 16 counties, Knox ranks 6th for two-bedroom FMR. That's about 10% above the state median of $1,371 and about 41% above the national median county at $1,063. About 41,003 people live here, 10th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,380 in 04645 (Isle Au Haut) and $2,000 in 04860 (Tenants Harbor), with the 20 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 04547 | Friendship | $1,640 | +9.1% |
| 04563 | Cushing | $1,770 | +17.8% |
| 04574 | Washington | $1,440 | -4.2% |
| 04645 | Isle Au Haut | $1,380 | -8.2% |
| 04841 | Rockland | $1,380 | -8.2% |
| 04843 | Camden | $1,640 | +9.1% |
| 04847 | Hope | $1,490 | -0.9% |
| 04851 | Matinicus | $1,500 | -0.2% |
| 04853 | North Haven | $1,910 | +27.1% |
| 04854 | Owls Head | $1,770 | +17.8% |
| 04855 | Port Clyde | $1,970 | +31.1% |
| 04856 | Rockport | $1,840 | +22.4% |
| 04858 | South Thomaston | $1,930 | +28.4% |
| 04859 | Spruce Head | $1,970 | +31.1% |
| 04860 | Tenants Harbor | $2,000 | +33.1% |
| 04861 | Thomaston | $1,470 | -2.2% |
| 04862 | Union | $1,380 | -8.2% |
| 04863 | Vinalhaven | $1,400 | -6.9% |
| 04864 | Warren | $1,410 | -6.2% |
| 04865 | West Rockport | $1,500 | -0.2% |
Rates by town
Maine publishes Fair Market Rents town by town instead of by county. All 20 towns in Knox County share the same rate for FY 2027, so the county number is the town number wherever you are.
| Town | Population | Studio | 1 BR | 2 BR | 3 BR | 4 BR |
|---|---|---|---|---|---|---|
| Rockland city | 7,035 | $1,101 | $1,236 | $1,503 | $1,968 | $1,975 |
| Camden town | 5,242 | $1,101 | $1,236 | $1,503 | $1,968 | $1,975 |
| Warren town | 4,932 | $1,101 | $1,236 | $1,503 | $1,968 | $1,975 |
| Rockport town | 3,675 | $1,101 | $1,236 | $1,503 | $1,968 | $1,975 |
| Thomaston town | 2,769 | $1,101 | $1,236 | $1,503 | $1,968 | $1,975 |
| Union town | 2,663 | $1,101 | $1,236 | $1,503 | $1,968 | $1,975 |
| St. George town | 2,606 | $1,101 | $1,236 | $1,503 | $1,968 | $1,975 |
| Hope town | 1,748 | $1,101 | $1,236 | $1,503 | $1,968 | $1,975 |
| Washington town | 1,624 | $1,101 | $1,236 | $1,503 | $1,968 | $1,975 |
| Owls Head town | 1,482 | $1,101 | $1,236 | $1,503 | $1,968 | $1,975 |
| Cushing town | 1,460 | $1,101 | $1,236 | $1,503 | $1,968 | $1,975 |
| South Thomaston town | 1,381 | $1,101 | $1,236 | $1,503 | $1,968 | $1,975 |
| Appleton town | 1,360 | $1,101 | $1,236 | $1,503 | $1,968 | $1,975 |
| Vinalhaven town | 1,216 | $1,101 | $1,236 | $1,503 | $1,968 | $1,975 |
| Friendship town | 1,213 | $1,101 | $1,236 | $1,503 | $1,968 | $1,975 |
| North Haven town | 480 | $1,101 | $1,236 | $1,503 | $1,968 | $1,975 |
| Isle au Haut town | 69 | $1,101 | $1,236 | $1,503 | $1,968 | $1,975 |
| Matinicus Isle plantation | 48 | $1,101 | $1,236 | $1,503 | $1,968 | $1,975 |
| Criehaven UT | 0 | $1,101 | $1,236 | $1,503 | $1,968 | $1,975 |
| Muscle Ridge Island UT | 0 | $1,101 | $1,236 | $1,503 | $1,968 | $1,975 |
Nearby counties
Two-bedroom FMR, with how each compares to Knox.
Lincoln County
23 mi · 36,099 people
$1,307
-13%
Waldo County
28 mi · 40,192 people
$1,367
-9%
Sagadahoc County
38 mi · 37,285 people
$1,659
+10%
Hancock County
40 mi · 56,460 people
$1,484
-1%
Kennebec County
40 mi · 126,808 people
$1,374
-9%
Androscoggin County
56 mi · 113,423 people
$1,677
+12%
Cumberland County
63 mi · 308,827 people
$2,286
+52%
Somerset County
66 mi · 50,959 people
$1,242
-17%
Questions people ask
$1,503 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $1,101 for a studio, $1,236 for one bedroom, $1,968 for three and $1,975 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Knox actually go for?
HUD's number is one input. Search any address in Knox for a rent estimate built from nearby comps. Free to start, no card.
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