HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Saline County, Illinois (FY 2026)
$920 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Saline County, and it's the baseline every voucher in Saline is measured against.
2 bedroom FMR
$920
FY 2026, utilities included
Payment standard range
$828 to $1,012
90% to 110% of FMR
Income to afford 2BR
$36,800
per year, at 30% of income
Rank in Illinois
58th of 102
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Saline moves to $930. That's up 1%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Saline actually rent for?
Search any address in Saline for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $634 | $571 to $697 | $25,360 | $12.19/hr | +6.2% |
| 1 bedroom | $701 | $631 to $771 | $28,040 | $13.48/hr | +5.7% |
| 2 bedroom | $920 | $828 to $1,012 | $36,800 | $17.69/hr | +5.7% |
| 3 bedroom | $1,207 | $1,086 to $1,328 | $48,280 | $23.21/hr | +3.6% |
| 4 bedroom | $1,264 | $1,138 to $1,390 | $50,560 | $24.31/hr | +8.1% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,454 | $1,309 to $1,599 |
| 6 bedroom Estimate | $1,643 | $1,479 to $1,807 |
| 7 bedroom Estimate | $1,833 | $1,650 to $2,016 |
| 8 bedroom Estimate | $2,022 | $1,820 to $2,224 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Saline, that runs from $634 for a studio up to $1,264 for four bedrooms, all five rates in the table above.
Because Saline sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Carrier Mills included.
Among Illinois's 102 counties, Saline ranks 58th for two-bedroom FMR. That's about 3% below the state median of $953 and about 10% below the national median county at $1,018. About 23,662 people live here, 52nd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $920 in 62946 (Harrisburg) and $1,030 in 62935 (Galatia), with the 7 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Saline somewhere between $828 and $1,012. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$920 a month is affordable, by HUD's 30% rule, on an income of roughly $36,800 a year. Put another way, $18 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($828) | HAP at 100% ($920) | HAP at 110% ($1,012) |
|---|---|---|---|---|
| $2,500 | $750 | $78 | $170 | $262 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 6% from FY 2025 ($870) to FY 2026 ($920). Since FY 2020 it's up 32% in total, about 4.7% a year. The Illinois median moved up 6% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $474 | $530 | $698 | $946 | $987 | — |
| FY 2021 | $476 | $531 | $700 | $941 | $1,000 | +0.3% |
| FY 2022 | $503 | $559 | $735 | $987 | $1,045 | +5.0% |
| FY 2023 | $531 | $588 | $774 | $1,044 | $1,048 | +5.3% |
| FY 2024 | $553 | $614 | $807 | $1,071 | $1,075 | +4.3% |
| FY 2025 | $597 | $663 | $870 | $1,165 | $1,169 | +7.8% |
| FY 2026 | $634 | $701 | $920 | $1,207 | $1,264 | +5.7% |
| FY 2027 | $648 | $757 | $930 | $1,197 | $1,308 | +1.1% |
Nearby counties
Questions people ask
$920 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $634 for a studio, $701 for one bedroom, $1,207 for three and $1,264 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Saline actually go for?
HUD's number is one input. Search any address in Saline for a rent estimate built from nearby comps. 3 free searches, no card.
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