HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Johnson County, Illinois (FY 2026)
$916 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Johnson County, and it's the baseline every voucher in Johnson is measured against.
2 bedroom FMR
$916
FY 2026, utilities included
Payment standard range
$824 to $1,008
90% to 110% of FMR
Income to afford 2BR
$36,640
per year, at 30% of income
Rank in Illinois
80th of 102
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Johnson moves to $930. That's up 2%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Johnson actually rent for?
Search any address in Johnson for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $632 | $569 to $695 | $25,280 | $12.15/hr | +2.4% |
| 1 bedroom | $735 | $662 to $809 | $29,400 | $14.13/hr | -0.4% |
| 2 bedroom | $916 | $824 to $1,008 | $36,640 | $17.62/hr | +1.8% |
| 3 bedroom | $1,159 | $1,043 to $1,275 | $46,360 | $22.29/hr | -3.2% |
| 4 bedroom | $1,360 | $1,224 to $1,496 | $54,400 | $26.15/hr | -10.0% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,564 | $1,408 to $1,720 |
| 6 bedroom Estimate | $1,768 | $1,591 to $1,945 |
| 7 bedroom Estimate | $1,972 | $1,775 to $2,169 |
| 8 bedroom Estimate | $2,176 | $1,958 to $2,394 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Johnson, that runs from $632 for a studio up to $1,360 for four bedrooms, all five rates in the table above.
Because Johnson sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Belknap included.
Among Illinois's 102 counties, Johnson ranks 80th for two-bedroom FMR. That's about 4% below the state median of $953 and about 10% below the national median county at $1,018. About 13,313 people live here, 79th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $920 in 62909 (Boles) and $1,120 in 62923 (Cypress), with the 10 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Johnson somewhere between $824 and $1,008. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$916 a month is affordable, by HUD's 30% rule, on an income of roughly $36,640 a year. Put another way, $18 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($824) | HAP at 100% ($916) | HAP at 110% ($1,008) |
|---|---|---|---|---|
| $2,500 | $750 | $74 | $166 | $258 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 2% from FY 2025 ($900) to FY 2026 ($916). Since FY 2020 it's up 31% in total, about 4.6% a year. The Illinois median moved up 6% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $455 | $530 | $698 | $870 | $1,112 | — |
| FY 2021 | $462 | $531 | $700 | $871 | $1,061 | +0.3% |
| FY 2022 | $519 | $594 | $781 | $965 | $1,159 | +11.6% |
| FY 2023 | $592 | $669 | $875 | $1,065 | $1,196 | +12.0% |
| FY 2024 | $617 | $727 | $910 | $1,100 | $1,453 | +4.0% |
| FY 2025 | $617 | $738 | $900 | $1,197 | $1,511 | -1.1% |
| FY 2026 | $632 | $735 | $916 | $1,159 | $1,360 | +1.8% |
| FY 2027 | $648 | $752 | $930 | $1,178 | $1,344 | +1.5% |
Nearby counties
Questions people ask
$916 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $632 for a studio, $735 for one bedroom, $1,159 for three and $1,360 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Johnson actually go for?
HUD's number is one input. Search any address in Johnson for a rent estimate built from nearby comps. 3 free searches, no card.
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