HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Jackson County, Illinois (FY 2026)
A two-bedroom in Jackson County carries a FY 2026 Fair Market Rent of $916 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Jackson keys off that figure.
2 bedroom FMR
$916
FY 2026, utilities included
Payment standard range
$824 to $1,008
90% to 110% of FMR
Income to afford 2BR
$36,640
per year, at 30% of income
Rank in Illinois
79th of 102
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Jackson moves to $930. That's up 2%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Jackson actually rent for?
Search any address in Jackson for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $632 | $569 to $695 | $25,280 | $12.15/hr | -5.7% |
| 1 bedroom | $737 | $663 to $811 | $29,480 | $14.17/hr | -4.3% |
| 2 bedroom | $916 | $824 to $1,008 | $36,640 | $17.62/hr | -6.2% |
| 3 bedroom | $1,208 | $1,087 to $1,329 | $48,320 | $23.23/hr | -5.3% |
| 4 bedroom | $1,213 | $1,092 to $1,334 | $48,520 | $23.33/hr | -6.5% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,395 | $1,256 to $1,535 |
| 6 bedroom Estimate | $1,577 | $1,419 to $1,735 |
| 7 bedroom Estimate | $1,759 | $1,583 to $1,935 |
| 8 bedroom Estimate | $1,941 | $1,747 to $2,135 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Jackson, that runs from $632 for a studio up to $1,213 for four bedrooms, all five rates in the table above.
Because Jackson sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Carbondale included.
Among Illinois's 102 counties, Jackson ranks 79th for two-bedroom FMR. That's about 4% below the state median of $953 and about 10% below the national median county at $1,018. About 53,176 people live here, 26th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $920 in 62916 (Campbell Hill) and $1,140 in 62994 (Vergennes), with the 15 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 62901 | Carbondale | $980 | +7.0% |
| 62902 | Carbondale | $940 | +2.6% |
| 62903 | Carbondale | $930 | +1.5% |
| 62907 | Ava | $970 | +5.9% |
| 62916 | Campbell Hill | $920 | +0.4% |
| 62924 | De Soto | $1,000 | +9.2% |
| 62927 | Dowell | $960 | +4.8% |
| 62932 | Elkville | $920 | +0.4% |
| 62940 | Gorham | $920 | +0.4% |
| 62942 | Grand Tower | $920 | +0.4% |
| 62950 | Jacob | $930 | +1.5% |
| 62958 | Makanda | $990 | +8.1% |
| 62966 | Murphysboro | $920 | +0.4% |
| 62971 | Oraville | $916County rate | — |
| 62975 | Pomona | $920 | +0.4% |
| 62994 | Vergennes | $1,140 | +24.5% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Jackson somewhere between $824 and $1,008. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$916 a month is affordable, by HUD's 30% rule, on an income of roughly $36,640 a year. Put another way, $18 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($824) | HAP at 100% ($916) | HAP at 110% ($1,008) |
|---|---|---|---|---|
| $2,500 | $750 | $74 | $166 | $258 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went down 6% from FY 2025 ($977) to FY 2026 ($916). Since FY 2020 it's up 25% in total, about 3.7% a year. The Illinois median moved up 6% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $479 | $571 | $735 | $954 | $1,028 | — |
| FY 2021 | $500 | $580 | $758 | $988 | $1,093 | +3.1% |
| FY 2022 | $528 | $604 | $795 | $1,041 | $1,161 | +4.9% |
| FY 2023 | $574 | $652 | $858 | $1,114 | $1,265 | +7.9% |
| FY 2024 | $632 | $714 | $932 | $1,224 | $1,312 | +8.6% |
| FY 2025 | $670 | $770 | $977 | $1,276 | $1,297 | +4.8% |
| FY 2026 | $632 | $737 | $916 | $1,208 | $1,213 | -6.2% |
| FY 2027 | $648 | $761 | $930 | $1,212 | $1,254 | +1.5% |
Nearby counties
Questions people ask
$916 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $632 for a studio, $737 for one bedroom, $1,208 for three and $1,213 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Jackson actually go for?
HUD's number is one input. Search any address in Jackson for a rent estimate built from nearby comps. 3 free searches, no card.
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