HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Kootenai County, Idaho (FY 2026)
$1,547 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Kootenai County, and it's the baseline every voucher in Kootenai is measured against.
2 bedroom FMR
$1,547
FY 2026, utilities included
Payment standard range
$1,392 to $1,702
90% to 110% of FMR
Income to afford 2BR
$61,880
per year, at 30% of income
Rank in Idaho
6th of 44
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Kootenai moves to $1,507. That's down 3%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Kootenai actually rent for?
Search any address in Kootenai for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,103 | $993 to $1,213 | $44,120 | $21.21/hr | +10.2% |
| 1 bedroom | $1,302 | $1,172 to $1,432 | $52,080 | $25.04/hr | +6.2% |
| 2 bedroom | $1,547 | $1,392 to $1,702 | $61,880 | $29.75/hr | +6.0% |
| 3 bedroom | $2,152 | $1,937 to $2,367 | $86,080 | $41.38/hr | +5.2% |
| 4 bedroom | $2,595 | $2,336 to $2,855 | $103,800 | $49.90/hr | +5.8% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,984 | $2,686 to $3,282 |
| 6 bedroom Estimate | $3,374 | $3,037 to $3,711 |
| 7 bedroom Estimate | $3,763 | $3,387 to $4,139 |
| 8 bedroom Estimate | $4,152 | $3,737 to $4,567 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Kootenai, that runs from $1,103 for a studio up to $2,595 for four bedrooms, all five rates in the table above.
Kootenai is its own HUD metro area (Coeur d'Alene, ID), so the rate here is set from rents inside the county rather than a wider region.
Among Idaho's 44 counties, Kootenai ranks 6th for two-bedroom FMR. That's about 41% above the state median of $1,101 and about 52% above the national median county at $1,018. About 173,396 people live here, 3rd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,320 in 83803 (Bayview) and $1,860 in 83835 (Hayden), with the 14 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 83801 | Athol | $1,500 | -3.0% |
| 83803 | Bayview | $1,320 | -14.7% |
| 83810 | Cataldo | $1,320 | -14.7% |
| 83814 | Coeur d'Alene | $1,540 | -0.5% |
| 83815 | Coeur d'Alene | $1,640 | +6.0% |
| 83816 | Coeur d'Alene | $1,550 | +0.2% |
| 83833 | Harrison | $1,320 | -14.7% |
| 83835 | Hayden | $1,860 | +20.2% |
| 83842 | Medimont | $1,320 | -14.7% |
| 83854 | Post Falls | $1,530 | -1.1% |
| 83858 | Rathdrum | $1,490 | -3.7% |
| 83869 | Spirit Lake | $1,320 | -14.7% |
| 83876 | Worley | $1,320 | -14.7% |
| 83877 | Post Falls | $1,550 | +0.2% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Kootenai somewhere between $1,392 and $1,702. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,547 a month is affordable, by HUD's 30% rule, on an income of roughly $61,880 a year. Put another way, $30 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,392) | HAP at 100% ($1,547) | HAP at 110% ($1,702) |
|---|---|---|---|---|
| $2,500 | $750 | $642 | $797 | $952 |
| $4,000 | $1,200 | $192 | $347 | $502 |
Rate history
The two-bedroom rate went up 6% from FY 2025 ($1,460) to FY 2026 ($1,547). Since FY 2020 it's up 67% in total, about 8.9% a year. The Idaho median moved up 12% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $682 | $726 | $927 | $1,337 | $1,628 | — |
| FY 2021 | $679 | $755 | $946 | $1,354 | $1,638 | +2.0% |
| FY 2022 | $738 | $845 | $1,047 | $1,487 | $1,792 | +10.7% |
| FY 2023 | $838 | $1,007 | $1,228 | $1,745 | $2,092 | +17.3% |
| FY 2024 | $853 | $1,042 | $1,258 | $1,773 | $2,135 | +2.4% |
| FY 2025 | $1,001 | $1,226 | $1,460 | $2,046 | $2,452 | +16.1% |
| FY 2026 | $1,103 | $1,302 | $1,547 | $2,152 | $2,595 | +6.0% |
| FY 2027 | $1,272 | $1,290 | $1,507 | $2,087 | $2,519 | -2.6% |
Nearby counties
Benewah County
$1,07936 mi · pop 9,731
Bonner County
$1,25737 mi · pop 47,976
Shoshone County
$1,12838 mi · pop 13,399
Latah County
$1,01165 mi · pop 39,872
Boundary County
$97379 mi · pop 12,335
Clearwater County
$1,07786 mi · pop 8,810
Nez Perce County
$1,22090 mi · pop 42,200
Lewis County
$973102 mi · pop 3,630
Questions people ask
$1,547 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,103 for a studio, $1,302 for one bedroom, $2,152 for three and $2,595 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Kootenai actually go for?
HUD's number is one input. Search any address in Kootenai for a rent estimate built from nearby comps. 3 free searches, no card.
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