HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Bonner County, Idaho (FY 2027)
HUD's FY 2027 Fair Market Rent for a two-bedroom in Bonner County is $1,328 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
Two-bedroom FMR
$1,328
+5.6% from FY 2026
Payment standard
$1,195–$1,461
90% to 110% of the FMR, two-bedroom
Income to afford
$53,120
a year, with rent at 30% of income
Rank in Idaho
8th of 44
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $1,009 | $908–$1,110 | $40,360 | $19.40/hr | +6.0% |
| 1 bedroom | $1,015 | $914–$1,117 | $40,600 | $19.52/hr | +5.9% |
| 2 bedroom | $1,328 | $1,195–$1,461 | $53,120 | $25.54/hr | +5.6% |
| 3 bedroom | $1,839 | $1,655–$2,023 | $73,560 | $35.37/hr | +5.2% |
| 4 bedroom | $2,191 | $1,972–$2,410 | $87,640 | $42.13/hr | +15.1% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,520 | $2,268–$2,772 |
| 6 bedroom Estimate | $2,848 | $2,563–$3,133 |
| 7 bedroom Estimate | $3,177 | $2,859–$3,495 |
| 8 bedroom Estimate | $3,506 | $3,155–$3,857 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Bonner actually rent for?
Search any address in Bonner for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Bonner somewhere between $1,195 and $1,461. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,328 a month is affordable, by HUD's 30% rule, on an income of roughly $53,120 a year. Put another way, $26 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,195 | Voucher pays at 100%$1,328 | Voucher pays at 110%$1,461 |
|---|---|---|---|---|
| $2,500 | $750 | $445 | $578 | $711 |
| $4,000 | $1,200 | $0 | $128 | $261 |
Rate history
The two-bedroom rate went up 6% from FY 2026 ($1,257) to FY 2027 ($1,328). Since FY 2020 it's up 64% in total, about 7.3% a year. The Idaho median moved up 2% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $611 | $626 | $809 | $1,137 | $1,420 | — |
| FY 2021 | $642 | $646 | $829 | $1,186 | $1,435 | +2.5% |
| FY 2022 | $678 | $682 | $869 | $1,234 | $1,487 | +4.8% |
| FY 2023 | $761 | $766 | $955 | $1,357 | $1,627 | +9.9% |
| FY 2024 | $825 | $830 | $1,068 | $1,505 | $1,812 | +11.8% |
| FY 2025 | $819 | $824 | $1,081 | $1,515 | $1,733 | +1.2% |
| FY 2026 | $952 | $958 | $1,257 | $1,748 | $1,903 | +16.3% |
| FY 2027In effect | $1,009 | $1,015 | $1,328 | $1,839 | $2,191 | +5.6% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Bonner, that runs from $1,009 for a studio up to $2,191 for four bedrooms, all five rates in the table above.
Because Bonner sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Blanchard included.
Among Idaho's 44 counties, Bonner ranks 8th for two-bedroom FMR. That's about 18% above the state median of $1,127 and about 25% above the national median county at $1,063. About 51,049 people live here, 8th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,140 in 83821 (Coolin) and $1,840 in 83840 (Kootenai), with the 16 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 83804 | Blanchard | $1,170 | -11.9% |
| 83809 | Careywood | $1,330 | +0.2% |
| 83811 | Clark Fork | $1,190 | -10.4% |
| 83813 | Cocolalla | $1,290 | -2.9% |
| 83821 | Coolin | $1,140 | -14.2% |
| 83822 | Oldtown | $1,140 | -14.2% |
| 83825 | Dover | $1,400 | +5.4% |
| 83836 | Hope | $1,210 | -8.9% |
| 83840 | Kootenai | $1,840 | +38.6% |
| 83841 | Laclede | $1,180 | -11.1% |
| 83848 | Nordman | $1,140 | -14.2% |
| 83852 | Ponderay | $1,350 | +1.7% |
| 83856 | Priest River | $1,140 | -14.2% |
| 83860 | Sagle | $1,310 | -1.4% |
| 83864 | Sandpoint | $1,470 | +10.7% |
| 83865 | Colburn | $1,330 | +0.2% |
Nearby counties
Two-bedroom FMR, with how each compares to Bonner.
Kootenai County
37 mi · 181,996 people
$1,507
+13%
Boundary County
42 mi · 13,172 people
$1,026
-23%
Shoshone County
62 mi · 13,785 people
$1,202
-9%
Benewah County
72 mi · 10,142 people
$1,117
-16%
Latah County
102 mi · 41,049 people
$1,043
-21%
Clearwater County
120 mi · 9,012 people
$1,108
-17%
Nez Perce County
127 mi · 42,697 people
$1,234
-7%
Lewis County
138 mi · 3,682 people
$1,014
-24%
Questions people ask
$1,328 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $1,009 for a studio, $1,015 for one bedroom, $1,839 for three and $2,191 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Bonner actually go for?
HUD's number is one input. Search any address in Bonner for a rent estimate built from nearby comps. Free to start, no card.
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