HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Bonner County, Idaho (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Bonner County is $1,257 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$1,257
FY 2026, utilities included
Payment standard range
$1,131 to $1,383
90% to 110% of FMR
Income to afford 2BR
$50,280
per year, at 30% of income
Rank in Idaho
12th of 44
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Bonner moves to $1,328. That's up 6%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Bonner actually rent for?
Search any address in Bonner for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $952 | $857 to $1,047 | $38,080 | $18.31/hr | +16.2% |
| 1 bedroom | $958 | $862 to $1,054 | $38,320 | $18.42/hr | +16.3% |
| 2 bedroom | $1,257 | $1,131 to $1,383 | $50,280 | $24.17/hr | +16.3% |
| 3 bedroom | $1,748 | $1,573 to $1,923 | $69,920 | $33.62/hr | +15.4% |
| 4 bedroom | $1,903 | $1,713 to $2,093 | $76,120 | $36.60/hr | +9.8% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,188 | $1,969 to $2,407 |
| 6 bedroom Estimate | $2,474 | $2,227 to $2,721 |
| 7 bedroom Estimate | $2,759 | $2,483 to $3,035 |
| 8 bedroom Estimate | $3,045 | $2,741 to $3,350 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Bonner, that runs from $952 for a studio up to $1,903 for four bedrooms, all five rates in the table above.
Because Bonner sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Blanchard included.
Among Idaho's 44 counties, Bonner ranks 12th for two-bedroom FMR. That's about 14% above the state median of $1,101 and about 23% above the national median county at $1,018. About 47,976 people live here, 9th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $980 in 83848 (Nordman) and $1,760 in 83840 (Kootenai), with the 16 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 83804 | Blanchard | $1,110 | -11.7% |
| 83809 | Careywood | $1,260 | +0.2% |
| 83811 | Clark Fork | $1,130 | -10.1% |
| 83813 | Cocolalla | $1,200 | -4.5% |
| 83821 | Coolin | $1,070 | -14.9% |
| 83822 | Oldtown | $1,060 | -15.7% |
| 83825 | Dover | $1,340 | +6.6% |
| 83836 | Hope | $1,070 | -14.9% |
| 83840 | Kootenai | $1,760 | +40.0% |
| 83841 | Laclede | $1,130 | -10.1% |
| 83848 | Nordman | $980 | -22.0% |
| 83852 | Ponderay | $1,240 | -1.4% |
| 83856 | Priest River | $980 | -22.0% |
| 83860 | Sagle | $1,220 | -2.9% |
| 83864 | Sandpoint | $1,430 | +13.8% |
| 83865 | Colburn | $1,260 | +0.2% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Bonner somewhere between $1,131 and $1,383. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,257 a month is affordable, by HUD's 30% rule, on an income of roughly $50,280 a year. Put another way, $24 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,131) | HAP at 100% ($1,257) | HAP at 110% ($1,383) |
|---|---|---|---|---|
| $2,500 | $750 | $381 | $507 | $633 |
| $4,000 | $1,200 | $0 | $57 | $183 |
Rate history
The two-bedroom rate went up 16% from FY 2025 ($1,081) to FY 2026 ($1,257). Since FY 2020 it's up 55% in total, about 7.6% a year. The Idaho median moved up 12% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $611 | $626 | $809 | $1,137 | $1,420 | — |
| FY 2021 | $642 | $646 | $829 | $1,186 | $1,435 | +2.5% |
| FY 2022 | $678 | $682 | $869 | $1,234 | $1,487 | +4.8% |
| FY 2023 | $761 | $766 | $955 | $1,357 | $1,627 | +9.9% |
| FY 2024 | $825 | $830 | $1,068 | $1,505 | $1,812 | +11.8% |
| FY 2025 | $819 | $824 | $1,081 | $1,515 | $1,733 | +1.2% |
| FY 2026 | $952 | $958 | $1,257 | $1,748 | $1,903 | +16.3% |
| FY 2027 | $1,009 | $1,015 | $1,328 | $1,839 | $2,191 | +5.6% |
Nearby counties
Kootenai County
$1,54737 mi · pop 173,396
Boundary County
$97342 mi · pop 12,335
Shoshone County
$1,12862 mi · pop 13,399
Benewah County
$1,07972 mi · pop 9,731
Latah County
$1,011102 mi · pop 39,872
Clearwater County
$1,077120 mi · pop 8,810
Nez Perce County
$1,220127 mi · pop 42,200
Lewis County
$973138 mi · pop 3,630
Questions people ask
$1,257 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $952 for a studio, $958 for one bedroom, $1,748 for three and $1,903 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Bonner actually go for?
HUD's number is one input. Search any address in Bonner for a rent estimate built from nearby comps. 3 free searches, no card.
Free tier. No credit card.