HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Palm Beach County, Florida (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Palm Beach County is $2,254 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$2,254
FY 2026, utilities included
Payment standard range
$2,029 to $2,479
90% to 110% of FMR
Income to afford 2BR
$90,160
per year, at 30% of income
Rank in Florida
4th of 67
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Palm Beach moves to $2,349. That's up 4%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Palm Beach actually rent for?
Search any address in Palm Beach for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,788 | $1,609 to $1,967 | $71,520 | $34.38/hr | +9.1% |
| 1 bedroom | $1,901 | $1,711 to $2,091 | $76,040 | $36.56/hr | +3.9% |
| 2 bedroom | $2,254 | $2,029 to $2,479 | $90,160 | $43.35/hr | +3.1% |
| 3 bedroom | $2,920 | $2,628 to $3,212 | $116,800 | $56.15/hr | +2.2% |
| 4 bedroom | $3,388 | $3,049 to $3,727 | $135,520 | $65.15/hr | -0.8% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $3,896 | $3,506 to $4,286 |
| 6 bedroom Estimate | $4,404 | $3,964 to $4,844 |
| 7 bedroom Estimate | $4,913 | $4,422 to $5,404 |
| 8 bedroom Estimate | $5,421 | $4,879 to $5,963 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Palm Beach, that runs from $1,788 for a studio up to $3,388 for four bedrooms, all five rates in the table above.
Palm Beach is its own HUD metro area (West Palm Beach-Boca Raton, FL), so the rate here is set from rents inside the county rather than a wider region.
Among Florida's 67 counties, Palm Beach ranks 4th for two-bedroom FMR. That's about 53% above the state median of $1,471 and about 121% above the national median county at $1,018. About 1,494,805 people live here, 3rd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,050 in 33430 (Belle Glade) and $3,380 in 33449 (Lake Worth), with the 72 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 33401 | West Palm Beach | $2,270 | +0.7% |
| 33402 | West Palm Beach | $2,250 | -0.2% |
| 33403 | West Palm Beach | $1,820 | -19.3% |
| 33404 | West Palm Beach | $1,810 | -19.7% |
| 33405 | West Palm Beach | $1,810 | -19.7% |
| 33406 | West Palm Beach | $2,060 | -8.6% |
| 33407 | West Palm Beach | $2,170 | -3.7% |
| 33408 | North Palm Beach | $2,290 | +1.6% |
| 33409 | West Palm Beach | $2,280 | +1.2% |
| 33410 | Palm Beach Gardens | $2,600 | +15.4% |
| 33411 | West Palm Beach | $2,360 | +4.7% |
| 33412 | West Palm Beach | $2,480 | +10.0% |
| 33413 | West Palm Beach | $2,530 | +12.2% |
| 33414 | Wellington | $2,860 | +26.9% |
| 33415 | West Palm Beach | $2,130 | -5.5% |
| 33416 | West Palm Beach | $2,250 | -0.2% |
| 33417 | West Palm Beach | $2,310 | +2.5% |
| 33418 | Palm Beach Gardens | $2,870 | +27.3% |
| 33419 | West Palm Beach | $2,250 | -0.2% |
| 33420 | West Palm Beach | $2,250 | -0.2% |
| 33421 | Royal Palm Beach | $2,250 | -0.2% |
| 33422 | West Palm Beach | $2,250 | -0.2% |
| 33424 | Boynton Beach | $2,250 | -0.2% |
| 33425 | Boynton Beach | $2,250 | -0.2% |
| 33426 | Boynton Beach | $2,440 | +8.3% |
| 33427 | Boca Raton | $2,250 | -0.2% |
| 33428 | Boca Raton | $2,820 | +25.1% |
| 33429 | Boca Raton | $2,250 | -0.2% |
| 33430 | Belle Glade | $1,050 | -53.4% |
| 33431 | Boca Raton | $2,870 | +27.3% |
| 33432 | Boca Raton | $3,050 | +35.3% |
| 33433 | Boca Raton | $3,050 | +35.3% |
| 33434 | Boca Raton | $1,910 | -15.3% |
| 33435 | Boynton Beach | $2,470 | +9.6% |
| 33436 | Boynton Beach | $2,690 | +19.3% |
| 33437 | Boynton Beach | $2,420 | +7.4% |
| 33438 | Canal Point | $1,600 | -29.0% |
| 33444 | Delray Beach | $2,130 | -5.5% |
| 33445 | Delray Beach | $2,440 | +8.3% |
| 33446 | Delray Beach | $2,070 | -8.2% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Palm Beach somewhere between $2,029 and $2,479. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$2,254 a month is affordable, by HUD's 30% rule, on an income of roughly $90,160 a year. Put another way, $43 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($2,029) | HAP at 100% ($2,254) | HAP at 110% ($2,479) |
|---|---|---|---|---|
| $2,500 | $750 | $1,279 | $1,504 | $1,729 |
| $4,000 | $1,200 | $829 | $1,054 | $1,279 |
Rate history
The two-bedroom rate went up 3% from FY 2025 ($2,187) to FY 2026 ($2,254). Since FY 2020 it's up 50% in total, about 7.0% a year. The Florida median moved up 3% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $1,015 | $1,208 | $1,506 | $2,043 | $2,422 | — |
| FY 2021 | $983 | $1,180 | $1,468 | $1,984 | $2,387 | -2.5% |
| FY 2022 | $1,049 | $1,274 | $1,578 | $2,120 | $2,575 | +7.5% |
| FY 2023 | $1,258 | $1,538 | $1,881 | $2,513 | $3,074 | +19.2% |
| FY 2024 | $1,573 | $1,851 | $2,226 | $2,942 | $3,556 | +18.3% |
| FY 2025 | $1,639 | $1,830 | $2,187 | $2,856 | $3,415 | -1.8% |
| FY 2026 | $1,788 | $1,901 | $2,254 | $2,920 | $3,388 | +3.1% |
| FY 2027 | $1,907 | $2,008 | $2,349 | $3,052 | $3,523 | +4.2% |
Nearby counties
Broward County
$2,33332 mi · pop 1,940,907
Martin County
$1,75739 mi · pop 159,399
St. Lucie County
$1,75755 mi · pop 334,682
Miami-Dade County
$2,43658 mi · pop 2,688,237
Okeechobee County
$1,34665 mi · pop 39,870
Glades County
$1,25271 mi · pop 12,179
Hendry County
$1,27172 mi · pop 39,902
Indian River County
$1,60477 mi · pop 160,986
Questions people ask
$2,254 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,788 for a studio, $1,901 for one bedroom, $2,920 for three and $3,388 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Palm Beach actually go for?
HUD's number is one input. Search any address in Palm Beach for a rent estimate built from nearby comps. 3 free searches, no card.
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