HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Okeechobee County, Florida (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Okeechobee County is $1,346 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$1,346
FY 2026, utilities included
Payment standard range
$1,211 to $1,481
90% to 110% of FMR
Income to afford 2BR
$53,840
per year, at 30% of income
Rank in Florida
41st of 67
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Okeechobee moves to $1,212. That's down 10%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Okeechobee actually rent for?
Search any address in Okeechobee for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,025 | $923 to $1,128 | $41,000 | $19.71/hr | +21.7% |
| 1 bedroom | $1,032 | $929 to $1,135 | $41,280 | $19.85/hr | +21.7% |
| 2 bedroom | $1,346 | $1,211 to $1,481 | $53,840 | $25.88/hr | +21.0% |
| 3 bedroom | $1,650 | $1,485 to $1,815 | $66,000 | $31.73/hr | +21.0% |
| 4 bedroom | $1,782 | $1,604 to $1,960 | $71,280 | $34.27/hr | +14.4% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,049 | $1,844 to $2,254 |
| 6 bedroom Estimate | $2,317 | $2,085 to $2,549 |
| 7 bedroom Estimate | $2,584 | $2,326 to $2,842 |
| 8 bedroom Estimate | $2,851 | $2,566 to $3,136 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Okeechobee, that runs from $1,025 for a studio up to $1,782 for four bedrooms, all five rates in the table above.
Because Okeechobee sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Okeechobee included.
Among Florida's 67 counties, Okeechobee ranks 41st for two-bedroom FMR. That's about 8% below the state median of $1,471 and about 32% above the national median county at $1,018. About 39,870 people live here, 47th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,350 in 34973 (Okeechobee) and $1,520 in 34972 (Okeechobee), with the 3 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Okeechobee somewhere between $1,211 and $1,481. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,346 a month is affordable, by HUD's 30% rule, on an income of roughly $53,840 a year. Put another way, $26 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,211) | HAP at 100% ($1,346) | HAP at 110% ($1,481) |
|---|---|---|---|---|
| $2,500 | $750 | $461 | $596 | $731 |
| $4,000 | $1,200 | $11 | $146 | $281 |
Rate history
The two-bedroom rate went up 21% from FY 2025 ($1,112) to FY 2026 ($1,346). Since FY 2020 it's up 61% in total, about 8.3% a year. The Florida median moved up 3% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $673 | $678 | $834 | $1,110 | $1,202 | — |
| FY 2021 | $645 | $649 | $836 | $1,074 | $1,186 | +0.2% |
| FY 2022 | $659 | $663 | $873 | $1,096 | $1,241 | +4.4% |
| FY 2023 | $739 | $744 | $979 | $1,211 | $1,376 | +12.1% |
| FY 2024 | $801 | $806 | $1,059 | $1,298 | $1,599 | +8.2% |
| FY 2025 | $842 | $848 | $1,112 | $1,364 | $1,558 | +5.0% |
| FY 2026 | $1,025 | $1,032 | $1,346 | $1,650 | $1,782 | +21.0% |
| FY 2027 | $923 | $929 | $1,212 | $1,485 | $1,604 | -10.0% |
Nearby counties
St. Lucie County
$1,75731 mi · pop 334,682
Highlands County
$1,27134 mi · pop 102,339
Glades County
$1,25237 mi · pop 12,179
Indian River County
$1,60437 mi · pop 160,986
Martin County
$1,75740 mi · pop 159,399
Hendry County
$1,27150 mi · pop 39,902
Hardee County
$1,24861 mi · pop 25,528
DeSoto County
$1,20962 mi · pop 34,258
Questions people ask
$1,346 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,025 for a studio, $1,032 for one bedroom, $1,650 for three and $1,782 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Okeechobee actually go for?
HUD's number is one input. Search any address in Okeechobee for a rent estimate built from nearby comps. 3 free searches, no card.
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