HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Liberty County, Florida (FY 2026)
$1,083 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Liberty County, and it's the baseline every voucher in Liberty is measured against.
2 bedroom FMR
$1,083
FY 2026, utilities included
Payment standard range
$975 to $1,191
90% to 110% of FMR
Income to afford 2BR
$43,320
per year, at 30% of income
Rank in Florida
60th of 67
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Liberty moves to $975. That's down 10%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Liberty actually rent for?
Search any address in Liberty for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $943 | $849 to $1,037 | $37,720 | $18.13/hr | +17.0% |
| 1 bedroom | $966 | $869 to $1,063 | $38,640 | $18.58/hr | +19.1% |
| 2 bedroom | $1,083 | $975 to $1,191 | $43,320 | $20.83/hr | +16.1% |
| 3 bedroom | $1,488 | $1,339 to $1,637 | $59,520 | $28.62/hr | +23.1% |
| 4 bedroom | $1,817 | $1,635 to $1,999 | $72,680 | $34.94/hr | +16.0% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,090 | $1,881 to $2,299 |
| 6 bedroom Estimate | $2,362 | $2,126 to $2,598 |
| 7 bedroom Estimate | $2,635 | $2,372 to $2,899 |
| 8 bedroom Estimate | $2,907 | $2,616 to $3,198 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Liberty, that runs from $943 for a studio up to $1,817 for four bedrooms, all five rates in the table above.
Because Liberty sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Bristol included.
Among Florida's 67 counties, Liberty ranks 60th for two-bedroom FMR. That's about 26% below the state median of $1,471 and about 6% above the national median county at $1,018. About 7,704 people live here, 67th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,020 in 32334 (Hosford) and $1,090 in 32321 (Bristol), with the 3 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Liberty somewhere between $975 and $1,191. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,083 a month is affordable, by HUD's 30% rule, on an income of roughly $43,320 a year. Put another way, $21 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($975) | HAP at 100% ($1,083) | HAP at 110% ($1,191) |
|---|---|---|---|---|
| $2,500 | $750 | $225 | $333 | $441 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 16% from FY 2025 ($933) to FY 2026 ($1,083). Since FY 2020 it's up 52% in total, about 7.2% a year. The Florida median moved up 3% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $609 | $627 | $714 | $890 | $1,022 | — |
| FY 2021 | $629 | $644 | $734 | $913 | $1,021 | +2.8% |
| FY 2022 | $653 | $664 | $757 | $936 | $1,058 | +3.1% |
| FY 2023 | $706 | $710 | $826 | $1,005 | $1,407 | +9.1% |
| FY 2024 | $774 | $778 | $905 | $1,120 | $1,536 | +9.6% |
| FY 2025 | $806 | $811 | $933 | $1,209 | $1,567 | +3.1% |
| FY 2026 | $943 | $966 | $1,083 | $1,488 | $1,817 | +16.1% |
| FY 2027 | $849 | $872 | $975 | $1,340 | $1,636 | -10.0% |
Nearby counties
Questions people ask
$1,083 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $943 for a studio, $966 for one bedroom, $1,488 for three and $1,817 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Liberty actually go for?
HUD's number is one input. Search any address in Liberty for a rent estimate built from nearby comps. 3 free searches, no card.
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