HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Jackson County, Florida (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Jackson County is $1,068 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$1,068
FY 2026, utilities included
Payment standard range
$961 to $1,175
90% to 110% of FMR
Income to afford 2BR
$42,720
per year, at 30% of income
Rank in Florida
62nd of 67
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Jackson moves to $962. That's down 10%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Jackson actually rent for?
Search any address in Jackson for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $736 | $662 to $810 | $29,440 | $14.15/hr | +15.0% |
| 1 bedroom | $814 | $733 to $895 | $32,560 | $15.65/hr | +14.5% |
| 2 bedroom | $1,068 | $961 to $1,175 | $42,720 | $20.54/hr | +14.5% |
| 3 bedroom | $1,404 | $1,264 to $1,544 | $56,160 | $27.00/hr | +17.1% |
| 4 bedroom | $1,414 | $1,273 to $1,555 | $56,560 | $27.19/hr | +14.3% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,626 | $1,463 to $1,789 |
| 6 bedroom Estimate | $1,838 | $1,654 to $2,022 |
| 7 bedroom Estimate | $2,050 | $1,845 to $2,255 |
| 8 bedroom Estimate | $2,262 | $2,036 to $2,488 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Jackson, that runs from $736 for a studio up to $1,414 for four bedrooms, all five rates in the table above.
Because Jackson sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Marianna included.
Among Florida's 67 counties, Jackson ranks 62nd for two-bedroom FMR. That's about 27% below the state median of $1,471 and about 5% above the national median county at $1,018. About 47,704 people live here, 42nd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 32420 (Alford) and $1,260 in 32423 (Bascom), with the 13 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 32420 | Alford | $970 | -9.2% |
| 32423 | Bascom | $1,260 | +18.0% |
| 32426 | Campbellton | $1,070 | +0.2% |
| 32431 | Cottondale | $1,160 | +8.6% |
| 32432 | Cypress | $1,070 | +0.2% |
| 32440 | Graceville | $1,050 | -1.7% |
| 32442 | Grand Ridge | $980 | -8.2% |
| 32443 | Greenwood | $1,080 | +1.1% |
| 32445 | Malone | $970 | -9.2% |
| 32446 | Marianna | $1,150 | +7.7% |
| 32447 | Marianna | $1,070 | +0.2% |
| 32448 | Marianna | $1,060 | -0.7% |
| 32460 | Sneads | $1,070 | +0.2% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Jackson somewhere between $961 and $1,175. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,068 a month is affordable, by HUD's 30% rule, on an income of roughly $42,720 a year. Put another way, $21 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($961) | HAP at 100% ($1,068) | HAP at 110% ($1,175) |
|---|---|---|---|---|
| $2,500 | $750 | $211 | $318 | $425 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 14% from FY 2025 ($933) to FY 2026 ($1,068). Since FY 2020 it's up 44% in total, about 6.3% a year. The Florida median moved up 3% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $482 | $650 | $740 | $992 | $1,002 | — |
| FY 2021 | $484 | $621 | $734 | $974 | $995 | -0.8% |
| FY 2022 | $607 | $610 | $757 | $993 | $1,086 | +3.1% |
| FY 2023 | $658 | $663 | $826 | $1,079 | $1,157 | +9.1% |
| FY 2024 | $707 | $712 | $905 | $1,166 | $1,205 | +9.6% |
| FY 2025 | $640 | $711 | $933 | $1,199 | $1,237 | +3.1% |
| FY 2026 | $736 | $814 | $1,068 | $1,404 | $1,414 | +14.5% |
| FY 2027 | $724 | $733 | $962 | $1,264 | $1,273 | -9.9% |
Nearby counties
Questions people ask
$1,068 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $736 for a studio, $814 for one bedroom, $1,404 for three and $1,414 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Jackson actually go for?
HUD's number is one input. Search any address in Jackson for a rent estimate built from nearby comps. 3 free searches, no card.
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