HUD Fair Market Rent · FY 2026 · Effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Lafayette County, Florida (FY 2026)
A two-bedroom in Lafayette County carries a FY 2026 Fair Market Rent of $1,323 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Lafayette keys off that figure.
Two-bedroom FMR
$1,323
+30.0% from FY 2025
Payment standard
$1,191–$1,455
90% to 110% of the FMR, two-bedroom
Income to afford
$52,920
a year, with rent at 30% of income
Rank in Florida
43rd of 67
by two-bedroom FMR, highest first
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Lafayette moves to $1,191. That's down 10%. The full FY 2027 table is in the history section below.
FY 2026 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,152 | $1,037–$1,267 | $46,080 | $22.15/hr | +31.1% |
| 1 bedroom | $1,181 | $1,063–$1,299 | $47,240 | $22.71/hr | +33.4% |
| 2 bedroom | $1,323 | $1,191–$1,455 | $52,920 | $25.44/hr | +30.0% |
| 3 bedroom | $1,586 | $1,427–$1,745 | $63,440 | $30.50/hr | +29.4% |
| 4 bedroom | $1,752 | $1,577–$1,927 | $70,080 | $33.69/hr | +28.8% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,015 | $1,814–$2,217 |
| 6 bedroom Estimate | $2,278 | $2,050–$2,506 |
| 7 bedroom Estimate | $2,540 | $2,286–$2,794 |
| 8 bedroom Estimate | $2,803 | $2,523–$3,083 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Lafayette actually rent for?
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Lafayette somewhere between $1,191 and $1,455. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,323 a month is affordable, by HUD's 30% rule, on an income of roughly $52,920 a year. Put another way, $25 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,191 | Voucher pays at 100%$1,323 | Voucher pays at 110%$1,455 |
|---|---|---|---|---|
| $2,500 | $750 | $441 | $573 | $705 |
| $4,000 | $1,200 | $0 | $123 | $255 |
Rate history
The two-bedroom rate went up 30% from FY 2025 ($1,018) to FY 2026 ($1,323). Since FY 2020 it's up 64% in total, about 8.6% a year. The Florida median moved up 3% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $688 | $708 | $806 | $1,048 | $1,161 | — |
| FY 2021 | $686 | $702 | $800 | $1,026 | $1,135 | -0.7% |
| FY 2022 | $707 | $719 | $820 | $1,030 | $1,166 | +2.5% |
| FY 2023 | $773 | $777 | $904 | $1,120 | $1,271 | +10.2% |
| FY 2024 | $815 | $819 | $953 | $1,152 | $1,332 | +5.4% |
| FY 2025 | $879 | $885 | $1,018 | $1,226 | $1,360 | +6.8% |
| FY 2026In effect | $1,152 | $1,181 | $1,323 | $1,586 | $1,752 | +30.0% |
| FY 2027From Oct 1, 2026 | $1,037 | $1,063 | $1,191 | $1,428 | $1,577 | -10.0% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Lafayette, that runs from $1,152 for a studio up to $1,752 for four bedrooms, all five rates in the table above.
Because Lafayette sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Day included.
Among Florida's 67 counties, Lafayette ranks 43rd for two-bedroom FMR. That's about 10% below the state median of $1,471 and about 30% above the national median county at $1,018. About 8,107 people live here, 66th in the state.
Rates by ZIP code
HUD also publishes Small Area FMRs by ZIP code. For the 2 ZIP codes it covers in Lafayette, the two-bedroom rate is $1,310 across the board, so there's no ZIP-level story here.
Nearby counties
Two-bedroom FMR, with how each compares to Lafayette.
Suwannee County
16 mi · 43,881 people
$1,110
-16%
Jefferson County
17 mi · 14,458 people
$1,352
+2%
Taylor County
21 mi · 21,421 people
$1,018
-23%
Madison County
28 mi · 17,986 people
$1,086
-18%
Hamilton County
29 mi · 13,492 people
$981
-26%
Columbia County
35 mi · 69,832 people
$1,318
same rate
Gilchrist County
37 mi · 18,070 people
$1,493
+13%
Dixie County
41 mi · 16,737 people
$1,156
-13%
Questions people ask
$1,323 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,152 for a studio, $1,181 for one bedroom, $1,586 for three and $1,752 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Lafayette actually go for?
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