HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Escambia County, Florida (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Escambia County is $1,471 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$1,471
FY 2026, utilities included
Payment standard range
$1,324 to $1,618
90% to 110% of FMR
Income to afford 2BR
$58,840
per year, at 30% of income
Rank in Florida
33rd of 67
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Escambia moves to $1,548. That's up 5%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Escambia actually rent for?
Search any address in Escambia for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,112 | $1,001 to $1,223 | $44,480 | $21.38/hr | -8.8% |
| 1 bedroom | $1,257 | $1,131 to $1,383 | $50,280 | $24.17/hr | -7.6% |
| 2 bedroom | $1,471 | $1,324 to $1,618 | $58,840 | $28.29/hr | -8.3% |
| 3 bedroom | $1,952 | $1,757 to $2,147 | $78,080 | $37.54/hr | -9.1% |
| 4 bedroom | $2,380 | $2,142 to $2,618 | $95,200 | $45.77/hr | -10.0% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,737 | $2,463 to $3,011 |
| 6 bedroom Estimate | $3,094 | $2,785 to $3,403 |
| 7 bedroom Estimate | $3,451 | $3,106 to $3,796 |
| 8 bedroom Estimate | $3,808 | $3,427 to $4,189 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Escambia, that runs from $1,112 for a studio up to $2,380 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Escambia in with one other county in the Pensacola-Ferry Pass-Brent metro, Santa Rosa County among them, and every one of them gets $1,471 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Florida's 67 counties, Escambia ranks 33rd for two-bedroom FMR. That's within a couple percent of the state median of $1,471 and about 44% above the national median county at $1,018. About 321,296 people live here, 21st in the state.
Counties sharing the Pensacola-Ferry Pass-Brent metro rate
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,450 in 32501 (Pensacola) and $2,000 in 32508 (Pensacola), with the 25 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 32501 | Pensacola | $1,450 | -1.4% |
| 32502 | Pensacola | $1,450 | -1.4% |
| 32503 | Pensacola | $1,530 | +4.0% |
| 32504 | Pensacola | $1,460 | -0.7% |
| 32505 | Pensacola | $1,450 | -1.4% |
| 32506 | Pensacola | $1,510 | +2.7% |
| 32507 | Pensacola | $1,670 | +13.5% |
| 32508 | Pensacola | $2,000 | +36.0% |
| 32509 | Pensacola | $1,520 | +3.3% |
| 32511 | Pensacola | $1,580 | +7.4% |
| 32512 | Pensacola | $1,450 | -1.4% |
| 32513 | Pensacola | $1,450 | -1.4% |
| 32514 | Pensacola | $1,660 | +12.8% |
| 32516 | Pensacola | $1,450 | -1.4% |
| 32520 | Pensacola | $1,471County rate | — |
| 32521 | Pensacola | $1,471County rate | — |
| 32522 | Pensacola | $1,450 | -1.4% |
| 32523 | Pensacola | $1,450 | -1.4% |
| 32524 | Pensacola | $1,450 | -1.4% |
| 32526 | Pensacola | $1,520 | +3.3% |
| 32533 | Cantonment | $1,450 | -1.4% |
| 32534 | Pensacola | $1,510 | +2.7% |
| 32535 | Century | $1,450 | -1.4% |
| 32559 | Pensacola | $1,471County rate | — |
| 32560 | Gonzalez | $1,450 | -1.4% |
| 32568 | Mc David | $1,450 | -1.4% |
| 32577 | Molino | $1,450 | -1.4% |
| 32591 | Pensacola | $1,450 | -1.4% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Escambia somewhere between $1,324 and $1,618. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,471 a month is affordable, by HUD's 30% rule, on an income of roughly $58,840 a year. Put another way, $28 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,324) | HAP at 100% ($1,471) | HAP at 110% ($1,618) |
|---|---|---|---|---|
| $2,500 | $750 | $574 | $721 | $868 |
| $4,000 | $1,200 | $124 | $271 | $418 |
Rate history
The two-bedroom rate went down 8% from FY 2025 ($1,605) to FY 2026 ($1,471). Since FY 2020 it's up 54% in total, about 7.5% a year. The Florida median moved up 3% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $798 | $803 | $954 | $1,341 | $1,675 | — |
| FY 2021 | $776 | $840 | $987 | $1,385 | $1,709 | +3.5% |
| FY 2022 | $844 | $877 | $1,012 | $1,424 | $1,732 | +2.5% |
| FY 2023 | $969 | $1,006 | $1,168 | $1,623 | $1,990 | +15.4% |
| FY 2024 | $1,048 | $1,098 | $1,278 | $1,747 | $2,167 | +9.4% |
| FY 2025 | $1,219 | $1,361 | $1,605 | $2,147 | $2,644 | +25.6% |
| FY 2026 | $1,112 | $1,257 | $1,471 | $1,952 | $2,380 | -8.3% |
| FY 2027 | $1,154 | $1,359 | $1,548 | $2,034 | $2,435 | +5.2% |
Nearby counties
Santa Rosa County
$1,47113 mi · pop 188,994
Okaloosa County
$1,78541 mi · pop 212,021
Walton County
$1,36464 mi · pop 76,618
Holmes County
$1,07891 mi · pop 19,529
Washington County
$1,01793 mi · pop 25,014
Bay County
$1,68298 mi · pop 181,055
Jackson County
$1,068124 mi · pop 47,704
Calhoun County
$973126 mi · pop 13,753
Questions people ask
$1,471 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,112 for a studio, $1,257 for one bedroom, $1,952 for three and $2,380 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Escambia actually go for?
HUD's number is one input. Search any address in Escambia for a rent estimate built from nearby comps. 3 free searches, no card.
Free tier. No credit card.