HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Escambia County, Florida (FY 2027)
HUD's FY 2027 Fair Market Rent for a two-bedroom in Escambia County is $1,548 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
Two-bedroom FMR
$1,548
+5.2% from FY 2026
Payment standard
$1,393–$1,703
90% to 110% of the FMR, two-bedroom
Income to afford
$61,920
a year, with rent at 30% of income
Rank in Florida
30th of 67
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $1,154 | $1,039–$1,269 | $46,160 | $22.19/hr | +3.8% |
| 1 bedroom | $1,359 | $1,223–$1,495 | $54,360 | $26.13/hr | +8.1% |
| 2 bedroom | $1,548 | $1,393–$1,703 | $61,920 | $29.77/hr | +5.2% |
| 3 bedroom | $2,034 | $1,831–$2,237 | $81,360 | $39.12/hr | +4.2% |
| 4 bedroom | $2,435 | $2,192–$2,679 | $97,400 | $46.83/hr | +2.3% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,800 | $2,520–$3,080 |
| 6 bedroom Estimate | $3,166 | $2,849–$3,483 |
| 7 bedroom Estimate | $3,531 | $3,178–$3,884 |
| 8 bedroom Estimate | $3,896 | $3,506–$4,286 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Escambia actually rent for?
Search any address in Escambia for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Escambia somewhere between $1,393 and $1,703. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,548 a month is affordable, by HUD's 30% rule, on an income of roughly $61,920 a year. Put another way, $30 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,393 | Voucher pays at 100%$1,548 | Voucher pays at 110%$1,703 |
|---|---|---|---|---|
| $2,500 | $750 | $643 | $798 | $953 |
| $4,000 | $1,200 | $193 | $348 | $503 |
Rate history
The two-bedroom rate went up 5% from FY 2026 ($1,471) to FY 2027 ($1,548). Since FY 2020 it's up 62% in total, about 7.2% a year. The Florida median held flat over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $798 | $803 | $954 | $1,341 | $1,675 | — |
| FY 2021 | $776 | $840 | $987 | $1,385 | $1,709 | +3.5% |
| FY 2022 | $844 | $877 | $1,012 | $1,424 | $1,732 | +2.5% |
| FY 2023 | $969 | $1,006 | $1,168 | $1,623 | $1,990 | +15.4% |
| FY 2024 | $1,048 | $1,098 | $1,278 | $1,747 | $2,167 | +9.4% |
| FY 2025 | $1,219 | $1,361 | $1,605 | $2,147 | $2,644 | +25.6% |
| FY 2026 | $1,112 | $1,257 | $1,471 | $1,952 | $2,380 | -8.3% |
| FY 2027In effect | $1,154 | $1,359 | $1,548 | $2,034 | $2,435 | +5.2% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Escambia, that runs from $1,154 for a studio up to $2,435 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Escambia in with one other county in the Pensacola-Ferry Pass-Brent metro, Santa Rosa County among them, and every one of them gets $1,548 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Florida's 67 counties, Escambia ranks 30th for two-bedroom FMR. That's about 5% above the state median of $1,474 and about 46% above the national median county at $1,063. About 325,923 people live here, 21st in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,330 in 32501 (Pensacola) and $2,120 in 32508 (Pensacola), with the 25 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 32501 | Pensacola | $1,330 | -14.1% |
| 32502 | Pensacola | $1,580 | +2.1% |
| 32503 | Pensacola | $1,500 | -3.1% |
| 32504 | Pensacola | $1,530 | -1.2% |
| 32505 | Pensacola | $1,330 | -14.1% |
| 32506 | Pensacola | $1,580 | +2.1% |
| 32507 | Pensacola | $1,530 | -1.2% |
| 32508 | Pensacola | $2,120 | +37.0% |
| 32509 | Pensacola | $1,580 | +2.1% |
| 32511 | Pensacola | $1,560 | +0.8% |
| 32512 | Pensacola | $1,510 | -2.5% |
| 32513 | Pensacola | $1,510 | -2.5% |
| 32514 | Pensacola | $1,730 | +11.8% |
| 32516 | Pensacola | $1,510 | -2.5% |
| 32520 | Pensacola | $1,548County rate | — |
| 32521 | Pensacola | $1,548County rate | — |
| 32522 | Pensacola | $1,510 | -2.5% |
| 32523 | Pensacola | $1,510 | -2.5% |
| 32524 | Pensacola | $1,510 | -2.5% |
| 32526 | Pensacola | $1,580 | +2.1% |
| 32533 | Cantonment | $1,330 | -14.1% |
| 32534 | Pensacola | $1,580 | +2.1% |
| 32535 | Century | $1,330 | -14.1% |
| 32559 | Pensacola | $1,548County rate | — |
| 32560 | Gonzalez | $1,510 | -2.5% |
| 32568 | Mc David | $1,330 | -14.1% |
| 32577 | Molino | $1,350 | -12.8% |
| 32591 | Pensacola | $1,510 | -2.5% |
Counties sharing the Pensacola-Ferry Pass-Brent metro rate
HUD sets one rate for the whole metro, so every county here carries the same $1,548 two-bedroom figure as Escambia.
Nearby counties
Two-bedroom FMR, with how each compares to Escambia.
Santa Rosa County
13 mi · 198,472 people
$1,548
same rate
Okaloosa County
41 mi · 216,599 people
$1,908
+23%
Walton County
64 mi · 82,948 people
$1,474
-5%
Holmes County
91 mi · 19,513 people
$971
-37%
Washington County
93 mi · 25,529 people
$1,040
-33%
Bay County
98 mi · 186,393 people
$1,651
+7%
Jackson County
124 mi · 48,250 people
$962
-38%
Calhoun County
126 mi · 13,492 people
$953
-38%
Questions people ask
$1,548 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $1,154 for a studio, $1,359 for one bedroom, $2,034 for three and $2,435 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Escambia actually go for?
HUD's number is one input. Search any address in Escambia for a rent estimate built from nearby comps. Free to start, no card.
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