HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Yuma County, Colorado (FY 2026)
A two-bedroom in Yuma County carries a FY 2026 Fair Market Rent of $1,061 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Yuma keys off that figure.
2 bedroom FMR
$1,061
FY 2026, utilities included
Payment standard range
$955 to $1,167
90% to 110% of FMR
Income to afford 2BR
$42,440
per year, at 30% of income
Rank in Colorado
49th of 64
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Yuma moves to $1,132. That's up 7%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Yuma actually rent for?
Search any address in Yuma for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $803 | $723 to $883 | $32,120 | $15.44/hr | -5.6% |
| 1 bedroom | $809 | $728 to $890 | $32,360 | $15.56/hr | -5.5% |
| 2 bedroom | $1,061 | $955 to $1,167 | $42,440 | $20.40/hr | -5.7% |
| 3 bedroom | $1,361 | $1,225 to $1,497 | $54,440 | $26.17/hr | +0.1% |
| 4 bedroom | $1,405 | $1,265 to $1,546 | $56,200 | $27.02/hr | -6.3% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,616 | $1,454 to $1,778 |
| 6 bedroom Estimate | $1,827 | $1,644 to $2,010 |
| 7 bedroom Estimate | $2,037 | $1,833 to $2,241 |
| 8 bedroom Estimate | $2,248 | $2,023 to $2,473 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Yuma, that runs from $803 for a studio up to $1,405 for four bedrooms, all five rates in the table above.
Because Yuma sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Eckley included.
Among Colorado's 64 counties, Yuma ranks 49th for two-bedroom FMR. That's about 15% below the state median of $1,247 and about 4% above the national median county at $1,018. About 9,938 people live here, 38th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,020 in 80727 (Eckley) and $1,090 in 80758 (Wray), with the 7 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Yuma somewhere between $955 and $1,167. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,061 a month is affordable, by HUD's 30% rule, on an income of roughly $42,440 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($955) | HAP at 100% ($1,061) | HAP at 110% ($1,167) |
|---|---|---|---|---|
| $2,500 | $750 | $205 | $311 | $417 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went down 6% from FY 2025 ($1,125) to FY 2026 ($1,061). Since FY 2020 it's up 49% in total, about 6.8% a year. The Colorado median held flat over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $539 | $542 | $714 | $1,021 | $1,046 | — |
| FY 2021 | $629 | $634 | $835 | $1,132 | $1,132 | +16.9% |
| FY 2022 | $763 | $768 | $1,011 | $1,338 | $1,371 | +21.1% |
| FY 2023 | $835 | $841 | $1,107 | $1,347 | $1,487 | +9.5% |
| FY 2024 | $945 | $951 | $1,250 | $1,511 | $1,665 | +12.9% |
| FY 2025 | $851 | $856 | $1,125 | $1,360 | $1,499 | -10.0% |
| FY 2026 | $803 | $809 | $1,061 | $1,361 | $1,405 | -5.7% |
| FY 2027 | $841 | $865 | $1,132 | $1,530 | $1,758 | +6.7% |
Nearby counties
Washington County
$1,11438 mi · pop 4,817
Kit Carson County
$1,09341 mi · pop 7,039
Phillips County
$1,05450 mi · pop 4,493
Logan County
$1,10167 mi · pop 21,302
Sedgwick County
$97372 mi · pop 2,391
Morgan County
$1,16074 mi · pop 29,045
Cheyenne County
$1,04475 mi · pop 1,726
Lincoln County
$1,01675 mi · pop 5,583
Questions people ask
$1,061 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $803 for a studio, $809 for one bedroom, $1,361 for three and $1,405 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Yuma actually go for?
HUD's number is one input. Search any address in Yuma for a rent estimate built from nearby comps. 3 free searches, no card.
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