HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Talladega County, Alabama (FY 2026)
$814 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Talladega County, and it's the baseline every voucher in Talladega is measured against.
2 bedroom FMR
$814
FY 2026, utilities included
Payment standard range
$733 to $895
90% to 110% of FMR
Income to afford 2BR
$32,560
per year, at 30% of income
Rank in Alabama
43rd of 67
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Talladega moves to $977. That's up 20%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Talladega actually rent for?
Search any address in Talladega for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $561 | $505 to $617 | $22,440 | $10.79/hr | +1.1% |
| 1 bedroom | $682 | $614 to $750 | $27,280 | $13.12/hr | +3.2% |
| 2 bedroom | $814 | $733 to $895 | $32,560 | $15.65/hr | -0.5% |
| 3 bedroom | $1,107 | $996 to $1,218 | $44,280 | $21.29/hr | -2.7% |
| 4 bedroom | $1,112 | $1,001 to $1,223 | $44,480 | $21.38/hr | -5.0% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,279 | $1,151 to $1,407 |
| 6 bedroom Estimate | $1,446 | $1,301 to $1,591 |
| 7 bedroom Estimate | $1,612 | $1,451 to $1,773 |
| 8 bedroom Estimate | $1,779 | $1,601 to $1,957 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Talladega, that runs from $561 for a studio up to $1,112 for four bedrooms, all five rates in the table above.
Because Talladega sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Sylacauga included.
Among Alabama's 67 counties, Talladega ranks 43rd for two-bedroom FMR. That's about 7% below the state median of $879 and about 20% below the national median county at $1,018. About 81,105 people live here, 19th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $780 in 35032 (Bon Air) and $1,010 in 35096 (Lincoln), with the 9 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Talladega somewhere between $733 and $895. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$814 a month is affordable, by HUD's 30% rule, on an income of roughly $32,560 a year. Put another way, $16 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($733) | HAP at 100% ($814) | HAP at 110% ($895) |
|---|---|---|---|---|
| $2,500 | $750 | $0 | $64 | $145 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went down 0% from FY 2025 ($818) to FY 2026 ($814). Since FY 2020 it's up 26% in total, about 4.0% a year. The Alabama median moved up 3% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $486 | $489 | $644 | $829 | $911 | — |
| FY 2021 | $510 | $512 | $675 | $880 | $988 | +4.8% |
| FY 2022 | $553 | $557 | $733 | $966 | $1,081 | +8.6% |
| FY 2023 | $504 | $573 | $754 | $1,033 | $1,102 | +2.9% |
| FY 2024 | $615 | $693 | $908 | $1,264 | $1,299 | +20.4% |
| FY 2025 | $555 | $661 | $818 | $1,138 | $1,170 | -9.9% |
| FY 2026 | $561 | $682 | $814 | $1,107 | $1,112 | -0.5% |
| FY 2027 | $764 | $799 | $977 | $1,281 | $1,286 | +20.0% |
Nearby counties
Questions people ask
$814 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $561 for a studio, $682 for one bedroom, $1,107 for three and $1,112 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Talladega actually go for?
HUD's number is one input. Search any address in Talladega for a rent estimate built from nearby comps. 3 free searches, no card.
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