HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Vernon County, Wisconsin (FY 2026)
A two-bedroom in Vernon County carries a FY 2026 Fair Market Rent of $973 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Vernon keys off that figure.
2 bedroom FMR
$973
FY 2026, utilities included
Payment standard range
$876 to $1,070
90% to 110% of FMR
Income to afford 2BR
$38,920
per year, at 30% of income
Rank in Wisconsin
68th of 72
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Vernon moves to $1,097. That's up 13%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Vernon actually rent for?
Search any address in Vernon for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $671 | $604 to $738 | $26,840 | $12.90/hr | +4.8% |
| 1 bedroom | $760 | $684 to $836 | $30,400 | $14.62/hr | +4.4% |
| 2 bedroom | $973 | $876 to $1,070 | $38,920 | $18.71/hr | +4.3% |
| 3 bedroom | $1,221 | $1,099 to $1,343 | $48,840 | $23.48/hr | -0.4% |
| 4 bedroom | $1,485 | $1,337 to $1,634 | $59,400 | $28.56/hr | +2.8% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,708 | $1,537 to $1,879 |
| 6 bedroom Estimate | $1,931 | $1,738 to $2,124 |
| 7 bedroom Estimate | $2,153 | $1,938 to $2,368 |
| 8 bedroom Estimate | $2,376 | $2,138 to $2,614 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Vernon, that runs from $671 for a studio up to $1,485 for four bedrooms, all five rates in the table above.
Vernon is its own HUD metro area (Vernon County, WI), so the rate here is set from rents inside the county rather than a wider region.
Among Wisconsin's 72 counties, Vernon ranks 68th for two-bedroom FMR. That's about 4% below the state median of $1,010 and about 4% below the national median county at $1,018. About 30,811 people live here, 42nd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 54621 (Chaseburg) and $1,220 in 54658 (Stoddard), with the 12 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 54621 | Chaseburg | $970 | -0.3% |
| 54623 | Coon Valley | $1,130 | +16.1% |
| 54624 | De Soto | $970 | -0.3% |
| 54632 | Genoa | $970 | -0.3% |
| 54634 | Hillsboro | $970 | -0.3% |
| 54639 | La Farge | $970 | -0.3% |
| 54651 | Ontario | $1,090 | +12.0% |
| 54652 | Readstown | $980 | +0.7% |
| 54658 | Stoddard | $1,220 | +25.4% |
| 54664 | Viola | $1,120 | +15.1% |
| 54665 | Viroqua | $1,010 | +3.8% |
| 54667 | Westby | $1,080 | +11.0% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Vernon somewhere between $876 and $1,070. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$973 a month is affordable, by HUD's 30% rule, on an income of roughly $38,920 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($876) | HAP at 100% ($973) | HAP at 110% ($1,070) |
|---|---|---|---|---|
| $2,500 | $750 | $126 | $223 | $320 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 4% from FY 2025 ($933) to FY 2026 ($973). Since FY 2020 it's up 32% in total, about 4.7% a year. The Wisconsin median moved up 1% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $497 | $560 | $738 | $920 | $1,068 | — |
| FY 2021 | $509 | $557 | $734 | $915 | $1,115 | -0.5% |
| FY 2022 | $542 | $578 | $757 | $982 | $1,191 | +3.1% |
| FY 2023 | $607 | $633 | $826 | $1,096 | $1,264 | +9.1% |
| FY 2024 | $619 | $703 | $905 | $1,205 | $1,419 | +9.6% |
| FY 2025 | $640 | $728 | $933 | $1,226 | $1,445 | +3.1% |
| FY 2026 | $671 | $760 | $973 | $1,221 | $1,485 | +4.3% |
| FY 2027 | $764 | $856 | $1,097 | $1,364 | $1,603 | +12.7% |
Nearby counties
Questions people ask
$973 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $671 for a studio, $760 for one bedroom, $1,221 for three and $1,485 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Vernon actually go for?
HUD's number is one input. Search any address in Vernon for a rent estimate built from nearby comps. 3 free searches, no card.
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