HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Vernon County, Wisconsin (FY 2027)
A two-bedroom in Vernon County carries a FY 2027 Fair Market Rent of $1,097 a month, effective October 1, 2026 through September 30, 2027. Everything Section 8 pays in Vernon keys off that figure.
Two-bedroom FMR
$1,097
+12.7% from FY 2026
Payment standard
$987–$1,207
90% to 110% of the FMR, two-bedroom
Income to afford
$43,880
a year, with rent at 30% of income
Rank in Wisconsin
30th of 72
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $764 | $688–$840 | $30,560 | $14.69/hr | +13.9% |
| 1 bedroom | $856 | $770–$942 | $34,240 | $16.46/hr | +12.6% |
| 2 bedroom | $1,097 | $987–$1,207 | $43,880 | $21.10/hr | +12.7% |
| 3 bedroom | $1,364 | $1,228–$1,500 | $54,560 | $26.23/hr | +11.7% |
| 4 bedroom | $1,603 | $1,443–$1,763 | $64,120 | $30.83/hr | +7.9% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,843 | $1,659–$2,027 |
| 6 bedroom Estimate | $2,084 | $1,876–$2,292 |
| 7 bedroom Estimate | $2,324 | $2,092–$2,556 |
| 8 bedroom Estimate | $2,565 | $2,309–$2,822 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Vernon actually rent for?
Search any address in Vernon for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Vernon somewhere between $987 and $1,207. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,097 a month is affordable, by HUD's 30% rule, on an income of roughly $43,880 a year. Put another way, $21 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$987 | Voucher pays at 100%$1,097 | Voucher pays at 110%$1,207 |
|---|---|---|---|---|
| $2,500 | $750 | $237 | $347 | $457 |
| $4,000 | $1,200 | $0 | $0 | $7 |
Rate history
The two-bedroom rate went up 13% from FY 2026 ($973) to FY 2027 ($1,097). Since FY 2020 it's up 49% in total, about 5.8% a year. The Wisconsin median moved up 3% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $497 | $560 | $738 | $920 | $1,068 | — |
| FY 2021 | $509 | $557 | $734 | $915 | $1,115 | -0.5% |
| FY 2022 | $542 | $578 | $757 | $982 | $1,191 | +3.1% |
| FY 2023 | $607 | $633 | $826 | $1,096 | $1,264 | +9.1% |
| FY 2024 | $619 | $703 | $905 | $1,205 | $1,419 | +9.6% |
| FY 2025 | $640 | $728 | $933 | $1,226 | $1,445 | +3.1% |
| FY 2026 | $671 | $760 | $973 | $1,221 | $1,485 | +4.3% |
| FY 2027In effect | $764 | $856 | $1,097 | $1,364 | $1,603 | +12.7% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Vernon, that runs from $764 for a studio up to $1,603 for four bedrooms, all five rates in the table above.
Vernon is its own HUD metro area (Vernon County, WI), so the rate here is set from rents inside the county rather than a wider region.
Among Wisconsin's 72 counties, Vernon ranks 30th for two-bedroom FMR. That's about 5% above the state median of $1,041 and about 3% above the national median county at $1,063. About 31,049 people live here, 42nd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,010 in 54621 (Chaseburg) and $1,310 in 54664 (Viola), with the 12 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 54621 | Chaseburg | $1,010 | -7.9% |
| 54623 | Coon Valley | $1,270 | +15.8% |
| 54624 | De Soto | $1,010 | -7.9% |
| 54632 | Genoa | $1,010 | -7.9% |
| 54634 | Hillsboro | $1,010 | -7.9% |
| 54639 | La Farge | $1,010 | -7.9% |
| 54651 | Ontario | $1,160 | +5.7% |
| 54652 | Readstown | $1,050 | -4.3% |
| 54658 | Stoddard | $1,250 | +13.9% |
| 54664 | Viola | $1,310 | +19.4% |
| 54665 | Viroqua | $1,170 | +6.7% |
| 54667 | Westby | $1,210 | +10.3% |
Nearby counties
Two-bedroom FMR, with how each compares to Vernon.
Crawford County
25 mi · 16,042 people
$1,014
-8%
La Crosse County
25 mi · 120,488 people
$1,343
+22%
Monroe County
27 mi · 46,208 people
$1,039
-5%
Richland County
34 mi · 17,205 people
$1,014
-8%
Juneau County
38 mi · 26,689 people
$1,014
-8%
Jackson County
49 mi · 20,981 people
$1,014
-8%
Sauk County
49 mi · 66,009 people
$1,168
+6%
Grant County
52 mi · 51,770 people
$1,014
-8%
Questions people ask
$1,097 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $764 for a studio, $856 for one bedroom, $1,364 for three and $1,603 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Vernon actually go for?
HUD's number is one input. Search any address in Vernon for a rent estimate built from nearby comps. Free to start, no card.
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