HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Rock County, Wisconsin (FY 2026)
A two-bedroom in Rock County carries a FY 2026 Fair Market Rent of $1,246 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Rock keys off that figure.
2 bedroom FMR
$1,246
FY 2026, utilities included
Payment standard range
$1,121 to $1,371
90% to 110% of FMR
Income to afford 2BR
$49,840
per year, at 30% of income
Rank in Wisconsin
9th of 72
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Rock moves to $1,280. That's up 3%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Rock actually rent for?
Search any address in Rock for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $900 | $810 to $990 | $36,000 | $17.31/hr | +9.4% |
| 1 bedroom | $955 | $860 to $1,051 | $38,200 | $18.37/hr | +8.6% |
| 2 bedroom | $1,246 | $1,121 to $1,371 | $49,840 | $23.96/hr | +8.1% |
| 3 bedroom | $1,596 | $1,436 to $1,756 | $63,840 | $30.69/hr | +5.8% |
| 4 bedroom | $1,650 | $1,485 to $1,815 | $66,000 | $31.73/hr | +7.8% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,898 | $1,708 to $2,088 |
| 6 bedroom Estimate | $2,145 | $1,931 to $2,360 |
| 7 bedroom Estimate | $2,393 | $2,154 to $2,632 |
| 8 bedroom Estimate | $2,640 | $2,376 to $2,904 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Rock, that runs from $900 for a studio up to $1,650 for four bedrooms, all five rates in the table above.
Rock is its own HUD metro area (Janesville-Beloit, WI), so the rate here is set from rents inside the county rather than a wider region.
Among Wisconsin's 72 counties, Rock ranks 9th for two-bedroom FMR. That's about 23% above the state median of $1,010 and about 22% above the national median county at $1,018. About 163,817 people live here, 9th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,050 in 53537 (Footville) and $1,870 in 53505 (Avalon), with the 14 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 53501 | Afton | $1,250 | +0.3% |
| 53505 | Avalon | $1,870 | +50.1% |
| 53511 | Beloit | $1,220 | -2.1% |
| 53512 | Beloit | $1,250 | +0.3% |
| 53525 | Clinton | $1,280 | +2.7% |
| 53534 | Edgerton | $1,360 | +9.1% |
| 53536 | Evansville | $1,210 | -2.9% |
| 53537 | Footville | $1,050 | -15.7% |
| 53542 | Hanover | $1,246County rate | — |
| 53545 | Janesville | $1,260 | +1.1% |
| 53546 | Janesville | $1,270 | +1.9% |
| 53547 | Janesville | $1,250 | +0.3% |
| 53548 | Janesville | $1,250 | +0.3% |
| 53563 | Milton | $1,210 | -2.9% |
| 53576 | Orfordville | $1,410 | +13.2% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Rock somewhere between $1,121 and $1,371. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,246 a month is affordable, by HUD's 30% rule, on an income of roughly $49,840 a year. Put another way, $24 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,121) | HAP at 100% ($1,246) | HAP at 110% ($1,371) |
|---|---|---|---|---|
| $2,500 | $750 | $371 | $496 | $621 |
| $4,000 | $1,200 | $0 | $46 | $171 |
Rate history
The two-bedroom rate went up 8% from FY 2025 ($1,153) to FY 2026 ($1,246). Since FY 2020 it's up 50% in total, about 7.0% a year. The Wisconsin median moved up 1% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $630 | $634 | $831 | $1,097 | $1,126 | — |
| FY 2021 | $651 | $656 | $864 | $1,151 | $1,172 | +4.0% |
| FY 2022 | $691 | $695 | $915 | $1,220 | $1,248 | +5.9% |
| FY 2023 | $748 | $773 | $1,017 | $1,360 | $1,433 | +11.1% |
| FY 2024 | $797 | $841 | $1,105 | $1,461 | $1,533 | +8.7% |
| FY 2025 | $823 | $879 | $1,153 | $1,509 | $1,531 | +4.3% |
| FY 2026 | $900 | $955 | $1,246 | $1,596 | $1,650 | +8.1% |
| FY 2027 | $976 | $998 | $1,280 | $1,621 | $1,682 | +2.7% |
Nearby counties
Green County
$1,09724 mi · pop 37,066
Walworth County
$1,20628 mi · pop 105,127
Jefferson County
$1,15631 mi · pop 85,932
Dane County
$1,69433 mi · pop 559,891
Waukesha County
$1,33848 mi · pop 407,290
Lafayette County
$97350 mi · pop 16,716
Kenosha County
$1,40252 mi · pop 168,693
Columbia County
$1,19556 mi · pop 58,272
Questions people ask
$1,246 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $900 for a studio, $955 for one bedroom, $1,596 for three and $1,650 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Rock actually go for?
HUD's number is one input. Search any address in Rock for a rent estimate built from nearby comps. 3 free searches, no card.
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