HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Rock County, Wisconsin (FY 2027)
A two-bedroom in Rock County carries a FY 2027 Fair Market Rent of $1,280 a month, effective October 1, 2026 through September 30, 2027. Everything Section 8 pays in Rock keys off that figure.
Two-bedroom FMR
$1,280
+2.7% from FY 2026
Payment standard
$1,152–$1,408
90% to 110% of the FMR, two-bedroom
Income to afford
$51,200
a year, with rent at 30% of income
Rank in Wisconsin
10th of 72
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $976 | $878–$1,074 | $39,040 | $18.77/hr | +8.4% |
| 1 bedroom | $998 | $898–$1,098 | $39,920 | $19.19/hr | +4.5% |
| 2 bedroom | $1,280 | $1,152–$1,408 | $51,200 | $24.62/hr | +2.7% |
| 3 bedroom | $1,621 | $1,459–$1,783 | $64,840 | $31.17/hr | +1.6% |
| 4 bedroom | $1,682 | $1,514–$1,850 | $67,280 | $32.35/hr | +1.9% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,934 | $1,741–$2,127 |
| 6 bedroom Estimate | $2,187 | $1,968–$2,406 |
| 7 bedroom Estimate | $2,439 | $2,195–$2,683 |
| 8 bedroom Estimate | $2,691 | $2,422–$2,960 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Rock actually rent for?
Search any address in Rock for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Rock somewhere between $1,152 and $1,408. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,280 a month is affordable, by HUD's 30% rule, on an income of roughly $51,200 a year. Put another way, $25 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,152 | Voucher pays at 100%$1,280 | Voucher pays at 110%$1,408 |
|---|---|---|---|---|
| $2,500 | $750 | $402 | $530 | $658 |
| $4,000 | $1,200 | $0 | $80 | $208 |
Rate history
The two-bedroom rate went up 3% from FY 2026 ($1,246) to FY 2027 ($1,280). Since FY 2020 it's up 54% in total, about 6.4% a year. The Wisconsin median moved up 3% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $630 | $634 | $831 | $1,097 | $1,126 | — |
| FY 2021 | $651 | $656 | $864 | $1,151 | $1,172 | +4.0% |
| FY 2022 | $691 | $695 | $915 | $1,220 | $1,248 | +5.9% |
| FY 2023 | $748 | $773 | $1,017 | $1,360 | $1,433 | +11.1% |
| FY 2024 | $797 | $841 | $1,105 | $1,461 | $1,533 | +8.7% |
| FY 2025 | $823 | $879 | $1,153 | $1,509 | $1,531 | +4.3% |
| FY 2026 | $900 | $955 | $1,246 | $1,596 | $1,650 | +8.1% |
| FY 2027In effect | $976 | $998 | $1,280 | $1,621 | $1,682 | +2.7% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Rock, that runs from $976 for a studio up to $1,682 for four bedrooms, all five rates in the table above.
Rock is its own HUD metro area (Janesville-Beloit, WI), so the rate here is set from rents inside the county rather than a wider region.
Among Wisconsin's 72 counties, Rock ranks 10th for two-bedroom FMR. That's about 23% above the state median of $1,041 and about 20% above the national median county at $1,063. About 164,350 people live here, 9th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,130 in 53537 (Footville) and $1,690 in 53505 (Avalon), with the 14 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 53501 | Afton | $1,280 | 0.0% |
| 53505 | Avalon | $1,690 | +32.0% |
| 53511 | Beloit | $1,290 | +0.8% |
| 53512 | Beloit | $1,280 | 0.0% |
| 53525 | Clinton | $1,280 | 0.0% |
| 53534 | Edgerton | $1,530 | +19.5% |
| 53536 | Evansville | $1,260 | -1.6% |
| 53537 | Footville | $1,130 | -11.7% |
| 53542 | Hanover | $1,280County rate | — |
| 53545 | Janesville | $1,330 | +3.9% |
| 53546 | Janesville | $1,300 | +1.6% |
| 53547 | Janesville | $1,280 | 0.0% |
| 53548 | Janesville | $1,270 | -0.8% |
| 53563 | Milton | $1,190 | -7.0% |
| 53576 | Orfordville | $1,380 | +7.8% |
Nearby counties
Two-bedroom FMR, with how each compares to Rock.
Green County
24 mi · 37,017 people
$1,016
-21%
Walworth County
28 mi · 105,657 people
$1,300
+2%
Jefferson County
31 mi · 86,003 people
$1,209
-6%
Dane County
33 mi · 572,674 people
$1,565
+22%
Waukesha County
48 mi · 411,762 people
$1,263
-1%
Lafayette County
50 mi · 16,942 people
$1,014
-21%
Kenosha County
52 mi · 168,438 people
$1,441
+13%
Columbia County
56 mi · 58,272 people
$1,136
-11%
Questions people ask
$1,280 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $976 for a studio, $998 for one bedroom, $1,621 for three and $1,682 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Rock actually go for?
HUD's number is one input. Search any address in Rock for a rent estimate built from nearby comps. Free to start, no card.
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