HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Mingo County, West Virginia (FY 2027)
$961 a month. That's HUD's FY 2027 Fair Market Rent for a two-bedroom in Mingo County, and it's the baseline every voucher in Mingo is measured against.
Two-bedroom FMR
$961
+7.0% from FY 2026
Payment standard
$865–$1,057
90% to 110% of the FMR, two-bedroom
Income to afford
$38,440
a year, with rent at 30% of income
Rank in West Virginia
27th of 55
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $721 | $649–$793 | $28,840 | $13.87/hr | +4.6% |
| 1 bedroom | $745 | $671–$820 | $29,800 | $14.33/hr | +7.0% |
| 2 bedroom | $961 | $865–$1,057 | $38,440 | $18.48/hr | +7.0% |
| 3 bedroom | $1,145 | $1,031–$1,260 | $45,800 | $22.02/hr | +6.3% |
| 4 bedroom | $1,389 | $1,250–$1,528 | $55,560 | $26.71/hr | +7.8% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,597 | $1,437–$1,757 |
| 6 bedroom Estimate | $1,806 | $1,625–$1,987 |
| 7 bedroom Estimate | $2,014 | $1,813–$2,215 |
| 8 bedroom Estimate | $2,222 | $2,000–$2,444 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Mingo actually rent for?
Search any address in Mingo for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Mingo somewhere between $865 and $1,057. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$961 a month is affordable, by HUD's 30% rule, on an income of roughly $38,440 a year. Put another way, $18 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$865 | Voucher pays at 100%$961 | Voucher pays at 110%$1,057 |
|---|---|---|---|---|
| $2,500 | $750 | $115 | $211 | $307 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 7% from FY 2026 ($898) to FY 2027 ($961). Since FY 2020 it's up 39% in total, about 4.8% a year. The West Virginia median moved up 4% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $523 | $526 | $693 | $864 | $939 | — |
| FY 2021 | $510 | $513 | $676 | $841 | $936 | -2.5% |
| FY 2022 | $532 | $536 | $705 | $883 | $1,077 | +4.3% |
| FY 2023 | $557 | $561 | $738 | $980 | $1,252 | +4.7% |
| FY 2024 | $641 | $645 | $848 | $1,127 | $1,439 | +14.9% |
| FY 2025 | $645 | $649 | $852 | $1,093 | $1,431 | +0.5% |
| FY 2026 | $689 | $696 | $898 | $1,077 | $1,288 | +5.4% |
| FY 2027In effect | $721 | $745 | $961 | $1,145 | $1,389 | +7.0% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Mingo, that runs from $721 for a studio up to $1,389 for four bedrooms, all five rates in the table above.
Because Mingo sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Justice included.
Among West Virginia's 55 counties, Mingo ranks 27th for two-bedroom FMR. That's within a couple percent of the state median of $955 and about 10% below the national median county at $1,063. About 22,542 people live here, 27th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $940 in 25621 (Gilbert) and $1,050 in 25661 (Williamson), with the 19 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 24851 | Justice | $960 | -0.1% |
| 25608 | Baisden | $960 | -0.1% |
| 25621 | Gilbert | $940 | -2.2% |
| 25650 | Verner | $960 | -0.1% |
| 25651 | Wharncliffe | $960 | -0.1% |
| 25661 | Williamson | $1,050 | +9.3% |
| 25665 | Borderland | $961County rate | — |
| 25666 | Breeden | $960 | -0.1% |
| 25667 | Chattaroy | $1,030 | +7.2% |
| 25670 | Delbarton | $960 | -0.1% |
| 25671 | Dingess | $1,000 | +4.1% |
| 25672 | Edgarton | $960 | -0.1% |
| 25674 | Kermit | $1,000 | +4.1% |
| 25676 | Lenore | $1,000 | +4.1% |
| 25678 | Matewan | $940 | -2.2% |
| 25685 | Naugatuck | $1,020 | +6.1% |
| 25686 | Newtown | $961County rate | — |
| 25688 | North Matewan | $950 | -1.1% |
| 25690 | Ragland | $960 | -0.1% |
| 25691 | Rawl | $961County rate | — |
| 25692 | Red Jacket | $940 | -2.2% |
| 25696 | Varney | $940 | -2.2% |
Nearby counties
Two-bedroom FMR, with how each compares to Mingo.
Logan County
14 mi · 31,418 people
$944
-2%
Boone County
33 mi · 21,026 people
$944
-2%
Lincoln County
34 mi · 19,902 people
$944
-2%
Wyoming County
34 mi · 20,629 people
$944
-2%
McDowell County
35 mi · 17,943 people
$944
-2%
Wayne County
38 mi · 38,164 people
$1,006
+5%
Raleigh County
48 mi · 73,195 people
$972
+1%
Cabell County
50 mi · 92,739 people
$1,006
+5%
Questions people ask
$961 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $721 for a studio, $745 for one bedroom, $1,145 for three and $1,389 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Mingo actually go for?
HUD's number is one input. Search any address in Mingo for a rent estimate built from nearby comps. Free to start, no card.
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