HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Rappahannock County, Virginia (FY 2026)
A two-bedroom in Rappahannock County carries a FY 2026 Fair Market Rent of $1,375 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Rappahannock keys off that figure.
2 bedroom FMR
$1,375
FY 2026, utilities included
Payment standard range
$1,238 to $1,513
90% to 110% of FMR
Income to afford 2BR
$55,000
per year, at 30% of income
Rank in Virginia
54th of 133
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Rappahannock moves to $1,555. That's up 13%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Rappahannock actually rent for?
Search any address in Rappahannock for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,198 | $1,078 to $1,318 | $47,920 | $23.04/hr | +1.3% |
| 1 bedroom | $1,254 | $1,129 to $1,379 | $50,160 | $24.12/hr | +2.0% |
| 2 bedroom | $1,375 | $1,238 to $1,513 | $55,000 | $26.44/hr | +1.0% |
| 3 bedroom | $1,649 | $1,484 to $1,814 | $65,960 | $31.71/hr | +0.5% |
| 4 bedroom | $2,307 | $2,076 to $2,538 | $92,280 | $44.37/hr | +1.0% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,653 | $2,388 to $2,918 |
| 6 bedroom Estimate | $2,999 | $2,699 to $3,299 |
| 7 bedroom Estimate | $3,345 | $3,011 to $3,680 |
| 8 bedroom Estimate | $3,691 | $3,322 to $4,060 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Rappahannock, that runs from $1,198 for a studio up to $2,307 for four bedrooms, all five rates in the table above.
Rappahannock is its own HUD metro area (Rappahannock County, VA), so the rate here is set from rents inside the county rather than a wider region.
Among Virginia's 133 counties, Rappahannock ranks 54th for two-bedroom FMR. That's about 10% above the state median of $1,254 and about 35% above the national median county at $1,018. About 7,422 people live here, 120th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,320 in 22623 (Chester Gap) and $1,730 in 22627 (Flint Hill), with the 9 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Rappahannock somewhere between $1,238 and $1,513. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,375 a month is affordable, by HUD's 30% rule, on an income of roughly $55,000 a year. Put another way, $26 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,238) | HAP at 100% ($1,375) | HAP at 110% ($1,513) |
|---|---|---|---|---|
| $2,500 | $750 | $488 | $625 | $763 |
| $4,000 | $1,200 | $38 | $175 | $313 |
Rate history
The two-bedroom rate went up 1% from FY 2025 ($1,361) to FY 2026 ($1,375). Since FY 2020 it's up 26% in total, about 3.9% a year. The Virginia median moved up 5% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $932 | $959 | $1,092 | $1,464 | $1,728 | — |
| FY 2021 | $921 | $942 | $1,074 | $1,433 | $1,664 | -1.6% |
| FY 2022 | $857 | $862 | $1,047 | $1,395 | $1,586 | -2.5% |
| FY 2023 | $940 | $946 | $1,096 | $1,381 | $1,628 | +4.7% |
| FY 2024 | $1,040 | $1,069 | $1,200 | $1,451 | $2,036 | +9.5% |
| FY 2025 | $1,183 | $1,229 | $1,361 | $1,640 | $2,285 | +13.4% |
| FY 2026 | $1,198 | $1,254 | $1,375 | $1,649 | $2,307 | +1.0% |
| FY 2027 | $1,355 | $1,428 | $1,555 | $1,853 | $2,331 | +13.1% |
Nearby counties
Warren County
$1,31515 mi · pop 40,800
Fauquier County
$2,24617 mi · pop 73,290
Culpeper County
$1,42319 mi · pop 52,822
Page County
$92421 mi · pop 23,753
Madison County
$1,06623 mi · pop 13,828
Shenandoah County
$1,09126 mi · pop 44,337
Clarke County
$2,24627 mi · pop 14,882
Orange County
$1,23432 mi · pop 36,593
Questions people ask
$1,375 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,198 for a studio, $1,254 for one bedroom, $1,649 for three and $2,307 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Rappahannock actually go for?
HUD's number is one input. Search any address in Rappahannock for a rent estimate built from nearby comps. 3 free searches, no card.
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