HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Fredericksburg city, Virginia (FY 2027)
HUD's FY 2027 Fair Market Rent for a two-bedroom in Fredericksburg city is $2,438 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
Two-bedroom FMR
$2,438
+8.5% from FY 2026
Payment standard
$2,194–$2,682
90% to 110% of the FMR, two-bedroom
Income to afford
$97,520
a year, with rent at 30% of income
Rank in Virginia
12th of 133
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $2,111 | $1,900–$2,322 | $84,440 | $40.60/hr | +8.1% |
| 1 bedroom | $2,204 | $1,984–$2,424 | $88,160 | $42.38/hr | +9.4% |
| 2 bedroom | $2,438 | $2,194–$2,682 | $97,520 | $46.88/hr | +8.5% |
| 3 bedroom | $3,107 | $2,796–$3,418 | $124,280 | $59.75/hr | +9.6% |
| 4 bedroom | $3,658 | $3,292–$4,024 | $146,320 | $70.35/hr | +9.8% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $4,207 | $3,786–$4,628 |
| 6 bedroom Estimate | $4,755 | $4,280–$5,231 |
| 7 bedroom Estimate | $5,304 | $4,774–$5,834 |
| 8 bedroom Estimate | $5,853 | $5,268–$6,438 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Fredericksburg actually rent for?
Search any address in Fredericksburg for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The FMR isn't the check you'd receive. Your local housing authority turns it into a payment standard, set between 90% and 110% of FMR, so a two-bedroom here lands between $2,194 and $2,682. Subtract about 30% of the tenant's income and that's the housing assistance payment. If you ask more than similar unassisted units rent for, the PHA's rent reasonableness check will push back.
At the standard 30% of income, a household needs about $97,520 a year to afford $2,438 a month. On a 40-hour week that's $47 an hour.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$2,194 | Voucher pays at 100%$2,438 | Voucher pays at 110%$2,682 |
|---|---|---|---|---|
| $2,500 | $750 | $1,444 | $1,688 | $1,932 |
| $4,000 | $1,200 | $994 | $1,238 | $1,482 |
Rate history
The two-bedroom rate went up 9% from FY 2026 ($2,246) to FY 2027 ($2,438). Since FY 2020 it's up 43% in total, about 5.2% a year. The Virginia median moved up 1% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $1,457 | $1,500 | $1,707 | $2,215 | $2,707 | — |
| FY 2021 | $1,513 | $1,548 | $1,765 | $2,263 | $2,742 | +3.4% |
| FY 2022 | $1,539 | $1,567 | $1,785 | $2,260 | $2,713 | +1.1% |
| FY 2023 | $1,589 | $1,615 | $1,838 | $2,299 | $2,742 | +3.0% |
| FY 2024 | $1,772 | $1,803 | $2,045 | $2,544 | $3,015 | +11.3% |
| FY 2025 | $2,012 | $2,056 | $2,314 | $2,893 | $3,413 | +13.2% |
| FY 2026 | $1,953 | $2,015 | $2,246 | $2,835 | $3,332 | -2.9% |
| FY 2027In effect | $2,111 | $2,204 | $2,438 | $3,107 | $3,658 | +8.5% |
About this rate
HUD sets Fair Market Rent once a year, based on what typical units in the area actually rent for, with utilities folded in. FY 2027 runs October 1, 2026 through September 30, 2027, and in Fredericksburg city the five published rates run from $2,111 to $3,658, studio through four bedrooms.
Fredericksburg doesn't get its own number. It sits inside the Washington-Arlington-Alexandria metro and shares one rate with 18 other cities, including Fairfax County, Montgomery County, Prince George's County. HUD sets metro FMRs from rents across the whole metro, which is why a rural corner of a big metro can carry a city-sized rate.
The state median two-bedroom FMR is $1,262. Fredericksburg comes in at $2,438, about 93% above that, and ranks 12th of 133 in Virginia. Against the national median county ($1,063) it's about 129% above. Population is around 28,873.
Rates by ZIP code
HUD also publishes Small Area FMRs for the 3 ZIP codes it covers in Fredericksburg. Two-bedroom rates run from $1,930 in 22402 (Fredericksburg) to $1,940 in 22401 (Fredericksburg), a $10 spread inside one city. Whether your housing authority uses the ZIP rate or the city rate depends on whether HUD has designated this area for Small Area FMRs. Ask the PHA which one it's on before you price a unit.
Counties sharing the Washington-Arlington-Alexandria metro rate
HUD sets one rate for the whole metro, so every county here carries the same $2,438 two-bedroom figure as Fredericksburg.
Fairfax County
1,147,837 people
$2,438
Montgomery County
MD · 1,065,949 people
$2,438
Prince George's County
MD · 959,754 people
$2,438
District of Columbia
DC · 681,294 people
$2,438
Prince William County
488,880 people
$2,438
Loudoun County
432,998 people
$2,438
Frederick County
MD · 287,048 people
$2,438
Arlington County
236,254 people
$2,438
Charles County
MD · 170,527 people
$2,438
Stafford County
163,466 people
$2,438
Alexandria city
156,976 people
$2,438
Spotsylvania County
146,603 people
$2,438
Nearby counties
Two-bedroom FMR, with how each compares to Fredericksburg.
Stafford County
9 mi · 163,466 people
$2,438
same rate
Spotsylvania County
10 mi · 146,603 people
$2,438
same rate
Caroline County
18 mi · 32,098 people
$1,244
-49%
King George County
20 mi · 27,896 people
$1,520
-38%
Prince William County
26 mi · 488,880 people
$2,438
same rate
Culpeper County
28 mi · 54,397 people
$1,596
-35%
Manassas Park city
30 mi · 16,798 people
$2,438
same rate
Orange County
31 mi · 37,822 people
$1,262
-48%
Questions people ask
$2,438 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $2,111 for a studio, $2,204 for one bedroom, $3,107 for three and $3,658 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Fredericksburg actually go for?
HUD's number is one input. Search any address in Fredericksburg for a rent estimate built from nearby comps. Free to start, no card.
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