HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Accomack County, Virginia (FY 2026)
A two-bedroom in Accomack County carries a FY 2026 Fair Market Rent of $1,054 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Accomack keys off that figure.
2 bedroom FMR
$1,054
FY 2026, utilities included
Payment standard range
$949 to $1,159
90% to 110% of FMR
Income to afford 2BR
$42,160
per year, at 30% of income
Rank in Virginia
86th of 133
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Accomack moves to $1,110. That's up 5%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Accomack actually rent for?
Search any address in Accomack for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $740 | $666 to $814 | $29,600 | $14.23/hr | +7.2% |
| 1 bedroom | $856 | $770 to $942 | $34,240 | $16.46/hr | +10.3% |
| 2 bedroom | $1,054 | $949 to $1,159 | $42,160 | $20.27/hr | +12.1% |
| 3 bedroom | $1,367 | $1,230 to $1,504 | $54,680 | $26.29/hr | +8.8% |
| 4 bedroom | $1,549 | $1,394 to $1,704 | $61,960 | $29.79/hr | +1.8% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,781 | $1,603 to $1,959 |
| 6 bedroom Estimate | $2,014 | $1,813 to $2,215 |
| 7 bedroom Estimate | $2,246 | $2,021 to $2,471 |
| 8 bedroom Estimate | $2,478 | $2,230 to $2,726 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Accomack, that runs from $740 for a studio up to $1,549 for four bedrooms, all five rates in the table above.
Because Accomack sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Oak Hall included.
Among Virginia's 133 counties, Accomack ranks 86th for two-bedroom FMR. That's about 16% below the state median of $1,254 and about 4% above the national median county at $1,018. About 33,367 people live here, 53rd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $920 in 23420 (Painter) and $1,580 in 23401 (Keller), with the 36 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 23301 | Accomac | $970 | -8.0% |
| 23302 | Assawoman | $1,050 | -0.4% |
| 23303 | Atlantic | $1,050 | -0.4% |
| 23306 | Belle Haven | $1,260 | +19.5% |
| 23308 | Bloxom | $1,070 | +1.5% |
| 23336 | Chincoteague Island | $1,230 | +16.7% |
| 23337 | Wallops Island | $1,050 | -0.4% |
| 23341 | Craddockville | $1,050 | -0.4% |
| 23345 | Davis Wharf | $1,054County rate | — |
| 23356 | Greenbackville | $1,220 | +15.7% |
| 23357 | Greenbush | $1,020 | -3.2% |
| 23358 | Hacksneck | $960 | -8.9% |
| 23359 | Hallwood | $960 | -8.9% |
| 23389 | Harborton | $1,050 | -0.4% |
| 23395 | Horntown | $1,050 | -0.4% |
| 23396 | Oak Hall | $1,054County rate | — |
| 23399 | Jenkins Bridge | $1,054County rate | — |
| 23401 | Keller | $1,580 | +49.9% |
| 23404 | Locustville | $1,050 | -0.4% |
| 23407 | Mappsville | $1,030 | -2.3% |
| 23409 | Mears | $1,020 | -3.2% |
| 23410 | Melfa | $1,110 | +5.3% |
| 23412 | Modest Town | $1,050 | -0.4% |
| 23414 | Nelsonia | $1,050 | -0.4% |
| 23415 | New Church | $1,110 | +5.3% |
| 23416 | Oak Hall | $1,080 | +2.5% |
| 23417 | Onancock | $1,110 | +5.3% |
| 23418 | Onley | $1,010 | -4.2% |
| 23420 | Painter | $920 | -12.7% |
| 23421 | Parksley | $970 | -8.0% |
| 23422 | Pungoteague | $1,120 | +6.3% |
| 23423 | Quinby | $1,020 | -3.2% |
| 23426 | Sanford | $1,110 | +5.3% |
| 23427 | Saxis | $1,050 | -0.4% |
| 23440 | Tangier | $1,050 | -0.4% |
| 23441 | Tasley | $1,050 | -0.4% |
| 23442 | Temperanceville | $1,040 | -1.3% |
| 23480 | Wachapreague | $1,050 | -0.4% |
| 23483 | Wattsville | $1,054County rate | — |
| 23488 | Withams | $1,150 | +9.1% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Accomack somewhere between $949 and $1,159. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,054 a month is affordable, by HUD's 30% rule, on an income of roughly $42,160 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($949) | HAP at 100% ($1,054) | HAP at 110% ($1,159) |
|---|---|---|---|---|
| $2,500 | $750 | $199 | $304 | $409 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 12% from FY 2025 ($940) to FY 2026 ($1,054). Since FY 2020 it's up 33% in total, about 4.9% a year. The Virginia median moved up 5% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $534 | $634 | $792 | $991 | $1,073 | — |
| FY 2021 | $481 | $602 | $713 | $947 | $967 | -10.0% |
| FY 2022 | $492 | $632 | $720 | $1,001 | $1,140 | +1.0% |
| FY 2023 | $588 | $702 | $793 | $1,123 | $1,351 | +10.1% |
| FY 2024 | $766 | $832 | $938 | $1,294 | $1,592 | +18.3% |
| FY 2025 | $690 | $776 | $940 | $1,257 | $1,521 | +0.2% |
| FY 2026 | $740 | $856 | $1,054 | $1,367 | $1,549 | +12.1% |
| FY 2027 | $779 | $882 | $1,110 | $1,370 | $1,528 | +5.3% |
Nearby counties
Northampton County
$94931 mi · pop 12,132
Northumberland County
$1,30941 mi · pop 12,007
Mathews County
$1,71344 mi · pop 8,537
Lancaster County
$1,05245 mi · pop 10,866
Middlesex County
$1,29148 mi · pop 10,738
Gloucester County
$1,71355 mi · pop 38,875
Richmond County
$1,15756 mi · pop 8,968
Poquoson city
$1,71360 mi · pop 12,479
Questions people ask
$1,054 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $740 for a studio, $856 for one bedroom, $1,367 for three and $1,549 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Accomack actually go for?
HUD's number is one input. Search any address in Accomack for a rent estimate built from nearby comps. 3 free searches, no card.
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