HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Windsor County, Vermont (FY 2026)
$1,362 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Windsor County, and it's the baseline every voucher in Windsor is measured against.
2 bedroom FMR
$1,362
FY 2026, utilities included
Payment standard range
$1,226 to $1,498
90% to 110% of FMR
Income to afford 2BR
$54,480
per year, at 30% of income
Rank in Vermont
8th of 14
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Windsor moves to $1,558. That's up 14%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Windsor actually rent for?
Search any address in Windsor for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,161 | $1,045 to $1,277 | $46,440 | $22.33/hr | +3.3% |
| 1 bedroom | $1,168 | $1,051 to $1,285 | $46,720 | $22.46/hr | +3.6% |
| 2 bedroom | $1,362 | $1,226 to $1,498 | $54,480 | $26.19/hr | +4.7% |
| 3 bedroom | $1,786 | $1,607 to $1,965 | $71,440 | $34.35/hr | +5.6% |
| 4 bedroom | $1,844 | $1,660 to $2,028 | $73,760 | $35.46/hr | +6.0% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,121 | $1,909 to $2,333 |
| 6 bedroom Estimate | $2,397 | $2,157 to $2,637 |
| 7 bedroom Estimate | $2,674 | $2,407 to $2,941 |
| 8 bedroom Estimate | $2,950 | $2,655 to $3,245 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Windsor, that runs from $1,161 for a studio up to $1,844 for four bedrooms, all five rates in the table above.
Because Windsor sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, White River Junction included.
Among Vermont's 14 counties, Windsor ranks 8th for two-bedroom FMR. That's within a couple percent of the state median of $1,362 and about 34% above the national median county at $1,018. About 57,968 people live here, 4th in the state.
Rates by town
Vermont publishes Fair Market Rents town by town instead of by county. All 24 towns in Windsor County share the same rate for FY 2026, so the county number is the town number wherever you are.
| Town | Population | Studio | 1 BR | 2 BR | 3 BR | 4 BR |
|---|---|---|---|---|---|---|
| Hartford town | 10,713 | $1,161 | $1,168 | $1,362 | $1,786 | $1,844 |
| Springfield town | 9,088 | $1,161 | $1,168 | $1,362 | $1,786 | $1,844 |
| Norwich town | 3,628 | $1,161 | $1,168 | $1,362 | $1,786 | $1,844 |
| Windsor town | 3,552 | $1,161 | $1,168 | $1,362 | $1,786 | $1,844 |
| Hartland town | 3,462 | $1,161 | $1,168 | $1,362 | $1,786 | $1,844 |
| Woodstock town | 3,025 | $1,161 | $1,168 | $1,362 | $1,786 | $1,844 |
| Chester town | 2,998 | $1,161 | $1,168 | $1,362 | $1,786 | $1,844 |
| Weathersfield town | 2,843 | $1,161 | $1,168 | $1,362 | $1,786 | $1,844 |
| Royalton town | 2,765 | $1,161 | $1,168 | $1,362 | $1,786 | $1,844 |
| Ludlow town | 1,916 | $1,161 | $1,168 | $1,362 | $1,786 | $1,844 |
| Bethel town | 1,770 | $1,161 | $1,168 | $1,362 | $1,786 | $1,844 |
| Sharon town | 1,518 | $1,161 | $1,168 | $1,362 | $1,786 | $1,844 |
| Rochester town | 1,429 | $1,161 | $1,168 | $1,362 | $1,786 | $1,844 |
| Cavendish town | 1,400 | $1,161 | $1,168 | $1,362 | $1,786 | $1,844 |
| West Windsor town | 1,105 | $1,161 | $1,168 | $1,362 | $1,786 | $1,844 |
| Barnard town | 1,071 | $1,161 | $1,168 | $1,362 | $1,786 | $1,844 |
| Bridgewater town | 1,047 | $1,161 | $1,168 | $1,362 | $1,786 | $1,844 |
| Stockbridge town | 853 | $1,161 | $1,168 | $1,362 | $1,786 | $1,844 |
| Pomfret town | 846 | $1,161 | $1,168 | $1,362 | $1,786 | $1,844 |
| Weston town | 769 | $1,161 | $1,168 | $1,362 | $1,786 | $1,844 |
| Reading town | 697 | $1,161 | $1,168 | $1,362 | $1,786 | $1,844 |
| Andover town | 635 | $1,161 | $1,168 | $1,362 | $1,786 | $1,844 |
| Plymouth town | 528 | $1,161 | $1,168 | $1,362 | $1,786 | $1,844 |
| Baltimore town | 310 | $1,161 | $1,168 | $1,362 | $1,786 | $1,844 |
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,180 in 05151 (Perkinsville) and $1,830 in 05088 (Wilder), with the 36 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 05001 | White River Junction | $1,460 | +7.2% |
| 05009 | White River Junction | $1,362County rate | — |
| 05030 | Ascutney | $1,360 | -0.1% |
| 05031 | Barnard | $1,560 | +14.5% |
| 05032 | Bethel | $1,670 | +22.6% |
| 05034 | Bridgewater | $1,610 | +18.2% |
| 05035 | Bridgewater Corners | $1,680 | +23.3% |
| 05037 | Brownsville | $1,300 | -4.6% |
| 05047 | Hartford | $1,360 | -0.1% |
| 05048 | Hartland | $1,570 | +15.3% |
| 05049 | Hartland Four Corners | $1,360 | -0.1% |
| 05052 | North Hartland | $1,790 | +31.4% |
| 05053 | North Pomfret | $1,520 | +11.6% |
| 05055 | Norwich | $1,390 | +2.1% |
| 05056 | Plymouth | $1,430 | +5.0% |
| 05059 | Quechee | $1,470 | +7.9% |
| 05062 | Reading | $1,420 | +4.3% |
| 05065 | Sharon | $1,380 | +1.3% |
| 05067 | South Pomfret | $1,520 | +11.6% |
| 05068 | South Royalton | $1,540 | +13.1% |
| 05071 | South Woodstock | $1,480 | +8.7% |
| 05073 | Taftsville | $1,360 | -0.1% |
| 05084 | West Hartford | $1,490 | +9.4% |
| 05088 | Wilder | $1,830 | +34.4% |
| 05089 | Windsor | $1,330 | -2.3% |
| 05091 | Woodstock | $1,510 | +10.9% |
| 05142 | Cavendish | $1,580 | +16.0% |
| 05143 | Chester | $1,270 | -6.8% |
| 05149 | Ludlow | $1,250 | -8.2% |
| 05150 | North Springfield | $1,220 | -10.4% |
| 05151 | Perkinsville | $1,180 | -13.4% |
| 05153 | Proctorsville | $1,380 | +1.3% |
| 05156 | Springfield | $1,250 | -8.2% |
| 05161 | Weston | $1,190 | -12.6% |
| 05746 | Gaysville | $1,360 | -0.1% |
| 05767 | Rochester | $1,270 | -6.8% |
| 05772 | Stockbridge | $1,180 | -13.4% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Windsor somewhere between $1,226 and $1,498. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,362 a month is affordable, by HUD's 30% rule, on an income of roughly $54,480 a year. Put another way, $26 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,226) | HAP at 100% ($1,362) | HAP at 110% ($1,498) |
|---|---|---|---|---|
| $2,500 | $750 | $476 | $612 | $748 |
| $4,000 | $1,200 | $26 | $162 | $298 |
Rate history
The two-bedroom rate went up 5% from FY 2025 ($1,301) to FY 2026 ($1,362). Since FY 2020 it's up 34% in total, about 5.0% a year. The Vermont median moved up 6% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $702 | $846 | $1,018 | $1,416 | $1,536 | — |
| FY 2021 | $715 | $837 | $1,007 | $1,416 | $1,441 | -1.1% |
| FY 2022 | $757 | $891 | $1,044 | $1,454 | $1,490 | +3.7% |
| FY 2023 | $841 | $982 | $1,129 | $1,536 | $1,542 | +8.1% |
| FY 2024 | $1,039 | $1,136 | $1,300 | $1,725 | $1,731 | +15.1% |
| FY 2025 | $1,124 | $1,127 | $1,301 | $1,692 | $1,740 | +0.1% |
| FY 2026 | $1,161 | $1,168 | $1,362 | $1,786 | $1,844 | +4.7% |
| FY 2027 | $1,322 | $1,329 | $1,558 | $2,038 | $2,128 | +14.4% |
Nearby counties
Rutland County
$1,34526 mi · pop 60,484
Orange County
$1,36228 mi · pop 29,594
Windham County
$1,42342 mi · pop 45,913
Addison County
$1,43843 mi · pop 37,497
Bennington County
$1,29747 mi · pop 37,312
Washington County
$1,48248 mi · pop 59,958
Caledonia County
$1,15964 mi · pop 30,425
Chittenden County
$2,14067 mi · pop 168,831
Questions people ask
$1,362 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,161 for a studio, $1,168 for one bedroom, $1,786 for three and $1,844 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Windsor actually go for?
HUD's number is one input. Search any address in Windsor for a rent estimate built from nearby comps. 3 free searches, no card.
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