HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Windsor County, Vermont (FY 2027)
$1,558 a month. That's HUD's FY 2027 Fair Market Rent for a two-bedroom in Windsor County, and it's the baseline every voucher in Windsor is measured against.
Two-bedroom FMR
$1,558
+14.4% from FY 2026
Payment standard
$1,402–$1,714
90% to 110% of the FMR, two-bedroom
Income to afford
$62,320
a year, with rent at 30% of income
Rank in Vermont
8th of 14
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $1,322 | $1,190–$1,454 | $52,880 | $25.42/hr | +13.9% |
| 1 bedroom | $1,329 | $1,196–$1,462 | $53,160 | $25.56/hr | +13.8% |
| 2 bedroom | $1,558 | $1,402–$1,714 | $62,320 | $29.96/hr | +14.4% |
| 3 bedroom | $2,038 | $1,834–$2,242 | $81,520 | $39.19/hr | +14.1% |
| 4 bedroom | $2,128 | $1,915–$2,341 | $85,120 | $40.92/hr | +15.4% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,447 | $2,202–$2,692 |
| 6 bedroom Estimate | $2,766 | $2,489–$3,043 |
| 7 bedroom Estimate | $3,086 | $2,777–$3,395 |
| 8 bedroom Estimate | $3,405 | $3,065–$3,746 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Windsor actually rent for?
Search any address in Windsor for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Windsor somewhere between $1,402 and $1,714. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,558 a month is affordable, by HUD's 30% rule, on an income of roughly $62,320 a year. Put another way, $30 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,402 | Voucher pays at 100%$1,558 | Voucher pays at 110%$1,714 |
|---|---|---|---|---|
| $2,500 | $750 | $652 | $808 | $964 |
| $4,000 | $1,200 | $202 | $358 | $514 |
Rate history
The two-bedroom rate went up 14% from FY 2026 ($1,362) to FY 2027 ($1,558). Since FY 2020 it's up 53% in total, about 6.3% a year. The Vermont median moved up 15% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $702 | $846 | $1,018 | $1,416 | $1,536 | — |
| FY 2021 | $715 | $837 | $1,007 | $1,416 | $1,441 | -1.1% |
| FY 2022 | $757 | $891 | $1,044 | $1,454 | $1,490 | +3.7% |
| FY 2023 | $841 | $982 | $1,129 | $1,536 | $1,542 | +8.1% |
| FY 2024 | $1,039 | $1,136 | $1,300 | $1,725 | $1,731 | +15.1% |
| FY 2025 | $1,124 | $1,127 | $1,301 | $1,692 | $1,740 | +0.1% |
| FY 2026 | $1,161 | $1,168 | $1,362 | $1,786 | $1,844 | +4.7% |
| FY 2027In effect | $1,322 | $1,329 | $1,558 | $2,038 | $2,128 | +14.4% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Windsor, that runs from $1,322 for a studio up to $2,128 for four bedrooms, all five rates in the table above.
Because Windsor sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, White River Junction included.
Among Vermont's 14 counties, Windsor ranks 8th for two-bedroom FMR. That's within a couple percent of the state median of $1,570 and about 47% above the national median county at $1,063. About 57,990 people live here, 4th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,300 in 05767 (Rochester) and $1,900 in 05035 (Bridgewater Corners), with the 36 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 05001 | White River Junction | $1,660 | +6.5% |
| 05009 | White River Junction | $1,558County rate | — |
| 05030 | Ascutney | $1,460 | -6.3% |
| 05031 | Barnard | $1,760 | +13.0% |
| 05032 | Bethel | $1,820 | +16.8% |
| 05034 | Bridgewater | $1,820 | +16.8% |
| 05035 | Bridgewater Corners | $1,900 | +22.0% |
| 05037 | Brownsville | $1,460 | -6.3% |
| 05047 | Hartford | $1,560 | +0.1% |
| 05048 | Hartland | $1,680 | +7.8% |
| 05049 | Hartland Four Corners | $1,560 | +0.1% |
| 05052 | North Hartland | $1,820 | +16.8% |
| 05053 | North Pomfret | $1,740 | +11.7% |
| 05055 | Norwich | $1,740 | +11.7% |
| 05056 | Plymouth | $1,690 | +8.5% |
| 05059 | Quechee | $1,670 | +7.2% |
| 05062 | Reading | $1,640 | +5.3% |
| 05065 | Sharon | $1,800 | +15.5% |
| 05067 | South Pomfret | $1,730 | +11.0% |
| 05068 | South Royalton | $1,770 | +13.6% |
| 05071 | South Woodstock | $1,680 | +7.8% |
| 05073 | Taftsville | $1,560 | +0.1% |
| 05084 | West Hartford | $1,740 | +11.7% |
| 05088 | Wilder | $1,820 | +16.8% |
| 05089 | Windsor | $1,490 | -4.4% |
| 05091 | Woodstock | $1,720 | +10.4% |
| 05142 | Cavendish | $1,760 | +13.0% |
| 05143 | Chester | $1,400 | -10.1% |
| 05149 | Ludlow | $1,450 | -6.9% |
| 05150 | North Springfield | $1,380 | -11.4% |
| 05151 | Perkinsville | $1,330 | -14.6% |
| 05153 | Proctorsville | $1,650 | +5.9% |
| 05156 | Springfield | $1,400 | -10.1% |
| 05161 | Weston | $1,590 | +2.1% |
| 05746 | Gaysville | $1,560 | +0.1% |
| 05767 | Rochester | $1,300 | -16.6% |
| 05772 | Stockbridge | $1,340 | -14.0% |
Rates by town
Vermont publishes Fair Market Rents town by town instead of by county. All 24 towns in Windsor County share the same rate for FY 2027, so the county number is the town number wherever you are.
| Town | Population | Studio | 1 BR | 2 BR | 3 BR | 4 BR |
|---|---|---|---|---|---|---|
| Hartford town | 10,736 | $1,322 | $1,329 | $1,558 | $2,038 | $2,128 |
| Springfield town | 9,084 | $1,322 | $1,329 | $1,558 | $2,038 | $2,128 |
| Norwich town | 3,640 | $1,322 | $1,329 | $1,558 | $2,038 | $2,128 |
| Windsor town | 3,554 | $1,322 | $1,329 | $1,558 | $2,038 | $2,128 |
| Hartland town | 3,460 | $1,322 | $1,329 | $1,558 | $2,038 | $2,128 |
| Woodstock town | 3,027 | $1,322 | $1,329 | $1,558 | $2,038 | $2,128 |
| Chester town | 2,992 | $1,322 | $1,329 | $1,558 | $2,038 | $2,128 |
| Weathersfield town | 2,856 | $1,322 | $1,329 | $1,558 | $2,038 | $2,128 |
| Royalton town | 2,752 | $1,322 | $1,329 | $1,558 | $2,038 | $2,128 |
| Ludlow town | 1,990 | $1,322 | $1,329 | $1,558 | $2,038 | $2,128 |
| Bethel town | 1,736 | $1,322 | $1,329 | $1,558 | $2,038 | $2,128 |
| Sharon town | 1,577 | $1,322 | $1,329 | $1,558 | $2,038 | $2,128 |
| Rochester town | 1,389 | $1,322 | $1,329 | $1,558 | $2,038 | $2,128 |
| Cavendish town | 1,242 | $1,322 | $1,329 | $1,558 | $2,038 | $2,128 |
| Barnard town | 1,211 | $1,322 | $1,329 | $1,558 | $2,038 | $2,128 |
| West Windsor town | 1,171 | $1,322 | $1,329 | $1,558 | $2,038 | $2,128 |
| Bridgewater town | 980 | $1,322 | $1,329 | $1,558 | $2,038 | $2,128 |
| Pomfret town | 908 | $1,322 | $1,329 | $1,558 | $2,038 | $2,128 |
| Stockbridge town | 791 | $1,322 | $1,329 | $1,558 | $2,038 | $2,128 |
| Reading town | 699 | $1,322 | $1,329 | $1,558 | $2,038 | $2,128 |
| Weston town | 685 | $1,322 | $1,329 | $1,558 | $2,038 | $2,128 |
| Andover town | 616 | $1,322 | $1,329 | $1,558 | $2,038 | $2,128 |
| Plymouth town | 533 | $1,322 | $1,329 | $1,558 | $2,038 | $2,128 |
| Baltimore town | 361 | $1,322 | $1,329 | $1,558 | $2,038 | $2,128 |
Nearby counties
Two-bedroom FMR, with how each compares to Windsor.
Rutland County
26 mi · 60,425 people
$1,541
-1%
Orange County
28 mi · 29,761 people
$1,581
+1%
Windham County
42 mi · 45,923 people
$1,605
+3%
Addison County
43 mi · 37,664 people
$1,636
+5%
Bennington County
47 mi · 37,269 people
$1,503
-4%
Washington County
48 mi · 60,017 people
$1,783
+14%
Caledonia County
64 mi · 30,475 people
$1,327
-15%
Chittenden County
67 mi · 169,758 people
$2,165
+39%
Questions people ask
$1,558 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $1,322 for a studio, $1,329 for one bedroom, $2,038 for three and $2,128 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Windsor actually go for?
HUD's number is one input. Search any address in Windsor for a rent estimate built from nearby comps. Free to start, no card.
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