HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Lamoille County, Vermont (FY 2026)
$1,345 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Lamoille County, and it's the baseline every voucher in Lamoille is measured against.
2 bedroom FMR
$1,345
FY 2026, utilities included
Payment standard range
$1,211 to $1,480
90% to 110% of FMR
Income to afford 2BR
$53,800
per year, at 30% of income
Rank in Vermont
9th of 14
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Lamoille moves to $1,535. That's up 14%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Lamoille actually rent for?
Search any address in Lamoille for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $986 | $887 to $1,085 | $39,440 | $18.96/hr | +11.7% |
| 1 bedroom | $1,066 | $959 to $1,173 | $42,640 | $20.50/hr | +9.4% |
| 2 bedroom | $1,345 | $1,211 to $1,480 | $53,800 | $25.87/hr | +5.2% |
| 3 bedroom | $1,861 | $1,675 to $2,047 | $74,440 | $35.79/hr | +8.2% |
| 4 bedroom | $1,868 | $1,681 to $2,055 | $74,720 | $35.92/hr | +8.2% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,148 | $1,933 to $2,363 |
| 6 bedroom Estimate | $2,428 | $2,185 to $2,671 |
| 7 bedroom Estimate | $2,709 | $2,438 to $2,980 |
| 8 bedroom Estimate | $2,989 | $2,690 to $3,288 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Lamoille, that runs from $986 for a studio up to $1,868 for four bedrooms, all five rates in the table above.
Because Lamoille sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Belvidere Center included.
Among Vermont's 14 counties, Lamoille ranks 9th for two-bedroom FMR. That's within a couple percent of the state median of $1,362 and about 32% above the national median county at $1,018. About 26,036 people live here, 12th in the state.
Rates by town
Vermont publishes Fair Market Rents town by town instead of by county. All 10 towns in Lamoille County share the same rate for FY 2026, so the county number is the town number wherever you are.
| Town | Population | Studio | 1 BR | 2 BR | 3 BR | 4 BR |
|---|---|---|---|---|---|---|
| Morristown town | 5,594 | $986 | $1,066 | $1,345 | $1,861 | $1,868 |
| Stowe town | 5,252 | $986 | $1,066 | $1,345 | $1,861 | $1,868 |
| Cambridge town | 3,783 | $986 | $1,066 | $1,345 | $1,861 | $1,868 |
| Johnson town | 3,467 | $986 | $1,066 | $1,345 | $1,861 | $1,868 |
| Hyde Park town | 3,016 | $986 | $1,066 | $1,345 | $1,861 | $1,868 |
| Wolcott town | 1,531 | $986 | $1,066 | $1,345 | $1,861 | $1,868 |
| Eden town | 1,291 | $986 | $1,066 | $1,345 | $1,861 | $1,868 |
| Elmore town | 1,009 | $986 | $1,066 | $1,345 | $1,861 | $1,868 |
| Waterville town | 654 | $986 | $1,066 | $1,345 | $1,861 | $1,868 |
| Belvidere town | 439 | $986 | $1,066 | $1,345 | $1,861 | $1,868 |
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,160 in 05492 (Waterville) and $2,020 in 05442 (Belvidere Center), with the 12 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 05442 | Belvidere Center | $2,020 | +50.2% |
| 05444 | Cambridge | $1,750 | +30.1% |
| 05464 | Jeffersonville | $1,750 | +30.1% |
| 05492 | Waterville | $1,160 | -13.8% |
| 05652 | Eden | $1,770 | +31.6% |
| 05653 | Eden Mills | $1,160 | -13.8% |
| 05655 | Hyde Park | $1,190 | -11.5% |
| 05656 | Johnson | $1,230 | -8.6% |
| 05657 | Lake Elmore | $1,345County rate | — |
| 05661 | Morrisville | $1,330 | -1.1% |
| 05662 | Moscow | $1,350 | +0.4% |
| 05665 | North Hyde Park | $1,345County rate | — |
| 05672 | Stowe | $1,480 | +10.0% |
| 05680 | Wolcott | $1,280 | -4.8% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Lamoille somewhere between $1,211 and $1,480. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,345 a month is affordable, by HUD's 30% rule, on an income of roughly $53,800 a year. Put another way, $26 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,211) | HAP at 100% ($1,345) | HAP at 110% ($1,480) |
|---|---|---|---|---|
| $2,500 | $750 | $461 | $595 | $730 |
| $4,000 | $1,200 | $11 | $145 | $280 |
Rate history
The two-bedroom rate went up 5% from FY 2025 ($1,278) to FY 2026 ($1,345). Since FY 2020 it's up 29% in total, about 4.3% a year. The Vermont median moved up 6% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $825 | $830 | $1,042 | $1,298 | $1,412 | — |
| FY 2021 | $788 | $793 | $1,016 | $1,264 | $1,378 | -2.5% |
| FY 2022 | $801 | $806 | $1,061 | $1,343 | $1,439 | +4.4% |
| FY 2023 | $874 | $880 | $1,158 | $1,544 | $1,556 | +9.1% |
| FY 2024 | $913 | $983 | $1,291 | $1,713 | $1,719 | +11.5% |
| FY 2025 | $883 | $974 | $1,278 | $1,720 | $1,726 | -1.0% |
| FY 2026 | $986 | $1,066 | $1,345 | $1,861 | $1,868 | +5.2% |
| FY 2027 | $1,229 | $1,237 | $1,535 | $2,126 | $2,127 | +14.1% |
Nearby counties
Franklin County
$2,14022 mi · pop 50,379
Chittenden County
$2,14024 mi · pop 168,831
Washington County
$1,48224 mi · pop 59,958
Orleans County
$1,18425 mi · pop 27,492
Caledonia County
$1,15930 mi · pop 30,425
Grand Isle County
$2,14030 mi · pop 7,393
Addison County
$1,43846 mi · pop 37,497
Essex County
$1,00746 mi · pop 5,972
Questions people ask
$1,345 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $986 for a studio, $1,066 for one bedroom, $1,861 for three and $1,868 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Lamoille actually go for?
HUD's number is one input. Search any address in Lamoille for a rent estimate built from nearby comps. 3 free searches, no card.
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