HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Young County, Texas (FY 2026)
$998 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Young County, and it's the baseline every voucher in Young is measured against.
2 bedroom FMR
$998
FY 2026, utilities included
Payment standard range
$898 to $1,098
90% to 110% of FMR
Income to afford 2BR
$39,920
per year, at 30% of income
Rank in Texas
175th of 254
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Young moves to $1,053. That's up 6%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Young actually rent for?
Search any address in Young for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $756 | $680 to $832 | $30,240 | $14.54/hr | +3.3% |
| 1 bedroom | $761 | $685 to $837 | $30,440 | $14.63/hr | +1.2% |
| 2 bedroom | $998 | $898 to $1,098 | $39,920 | $19.19/hr | +7.0% |
| 3 bedroom | $1,388 | $1,249 to $1,527 | $55,520 | $26.69/hr | +6.7% |
| 4 bedroom | $1,468 | $1,321 to $1,615 | $58,720 | $28.23/hr | +7.9% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,688 | $1,519 to $1,857 |
| 6 bedroom Estimate | $1,908 | $1,717 to $2,099 |
| 7 bedroom Estimate | $2,129 | $1,916 to $2,342 |
| 8 bedroom Estimate | $2,349 | $2,114 to $2,584 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Young, that runs from $756 for a studio up to $1,468 for four bedrooms, all five rates in the table above.
Because Young sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Newcastle included.
Among Texas's 254 counties, Young ranks 175th for two-bedroom FMR. That's about 5% below the state median of $1,054 and within a couple percent of the national median county at $1,018. About 17,903 people live here, 131st in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 76372 (Newcastle) and $1,060 in 76450 (Graham), with the 5 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Young somewhere between $898 and $1,098. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$998 a month is affordable, by HUD's 30% rule, on an income of roughly $39,920 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($898) | HAP at 100% ($998) | HAP at 110% ($1,098) |
|---|---|---|---|---|
| $2,500 | $750 | $148 | $248 | $348 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 7% from FY 2025 ($933) to FY 2026 ($998). Since FY 2020 it's up 40% in total, about 5.7% a year. The Texas median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $529 | $542 | $714 | $956 | $1,074 | — |
| FY 2021 | $538 | $572 | $734 | $986 | $1,085 | +2.8% |
| FY 2022 | $563 | $634 | $761 | $1,003 | $1,111 | +3.7% |
| FY 2023 | $630 | $731 | $835 | $1,104 | $1,422 | +9.7% |
| FY 2024 | $744 | $799 | $955 | $1,261 | $1,393 | +14.4% |
| FY 2025 | $732 | $752 | $933 | $1,301 | $1,361 | -2.3% |
| FY 2026 | $756 | $761 | $998 | $1,388 | $1,468 | +7.0% |
| FY 2027 | $800 | $805 | $1,053 | $1,458 | $1,517 | +5.5% |
Nearby counties
Questions people ask
$998 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $756 for a studio, $761 for one bedroom, $1,388 for three and $1,468 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Young actually go for?
HUD's number is one input. Search any address in Young for a rent estimate built from nearby comps. 3 free searches, no card.
Free tier. No credit card.