HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Wise County, Texas (FY 2026)
$1,205 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Wise County, and it's the baseline every voucher in Wise is measured against.
2 bedroom FMR
$1,205
FY 2026, utilities included
Payment standard range
$1,085 to $1,326
90% to 110% of FMR
Income to afford 2BR
$48,200
per year, at 30% of income
Rank in Texas
59th of 254
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Wise moves to $1,164. That's down 3%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Wise actually rent for?
Search any address in Wise for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $912 | $821 to $1,003 | $36,480 | $17.54/hr | -6.4% |
| 1 bedroom | $918 | $826 to $1,010 | $36,720 | $17.65/hr | -8.7% |
| 2 bedroom | $1,205 | $1,085 to $1,326 | $48,200 | $23.17/hr | +0.8% |
| 3 bedroom | $1,676 | $1,508 to $1,844 | $67,040 | $32.23/hr | 0.0% |
| 4 bedroom | $2,021 | $1,819 to $2,223 | $80,840 | $38.87/hr | +5.8% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,324 | $2,092 to $2,556 |
| 6 bedroom Estimate | $2,627 | $2,364 to $2,890 |
| 7 bedroom Estimate | $2,930 | $2,637 to $3,223 |
| 8 bedroom Estimate | $3,234 | $2,911 to $3,557 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Wise, that runs from $912 for a studio up to $2,021 for four bedrooms, all five rates in the table above.
Wise is its own HUD metro area (Wise County, TX), so the rate here is set from rents inside the county rather than a wider region.
Among Texas's 254 counties, Wise ranks 59th for two-bedroom FMR. That's about 14% above the state median of $1,054 and about 18% above the national median county at $1,018. About 70,062 people live here, 51st in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,080 in 76225 (Alvord) and $1,610 in 76078 (Rhome), with the 10 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Wise somewhere between $1,085 and $1,326. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,205 a month is affordable, by HUD's 30% rule, on an income of roughly $48,200 a year. Put another way, $23 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,085) | HAP at 100% ($1,205) | HAP at 110% ($1,326) |
|---|---|---|---|---|
| $2,500 | $750 | $335 | $455 | $576 |
| $4,000 | $1,200 | $0 | $5 | $126 |
Rate history
The two-bedroom rate went up 1% from FY 2025 ($1,196) to FY 2026 ($1,205). Since FY 2020 it's up 14% in total, about 2.2% a year. The Texas median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $902 | $929 | $1,057 | $1,317 | $1,482 | — |
| FY 2021 | $932 | $954 | $1,087 | $1,401 | $1,496 | +2.8% |
| FY 2022 | $857 | $872 | $994 | $1,335 | $1,399 | -8.6% |
| FY 2023 | $925 | $946 | $1,068 | $1,517 | $1,544 | +7.4% |
| FY 2024 | $946 | $1,047 | $1,175 | $1,656 | $1,800 | +10.0% |
| FY 2025 | $974 | $1,006 | $1,196 | $1,676 | $1,910 | +1.8% |
| FY 2026 | $912 | $918 | $1,205 | $1,676 | $2,021 | +0.8% |
| FY 2027 | $886 | $892 | $1,164 | $1,612 | $1,916 | -3.4% |
Nearby counties
Parker County
$1,72329 mi · pop 151,188
Denton County
$1,93130 mi · pop 914,870
Cooke County
$1,26132 mi · pop 41,860
Montague County
$1,05532 mi · pop 20,197
Tarrant County
$1,72336 mi · pop 2,113,854
Jack County
$97338 mi · pop 8,588
Palo Pinto County
$1,06854 mi · pop 28,569
Dallas County
$1,93155 mi · pop 2,604,053
Questions people ask
$1,205 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $912 for a studio, $918 for one bedroom, $1,676 for three and $2,021 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Wise actually go for?
HUD's number is one input. Search any address in Wise for a rent estimate built from nearby comps. 3 free searches, no card.
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