HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Winkler County, Texas (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Winkler County is $978 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$978
FY 2026, utilities included
Payment standard range
$880 to $1,076
90% to 110% of FMR
Income to afford 2BR
$39,120
per year, at 30% of income
Rank in Texas
185th of 254
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Winkler moves to $1,109. That's up 13%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Winkler actually rent for?
Search any address in Winkler for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $760 | $684 to $836 | $30,400 | $14.62/hr | +1.2% |
| 1 bedroom | $782 | $704 to $860 | $31,280 | $15.04/hr | +1.4% |
| 2 bedroom | $978 | $880 to $1,076 | $39,120 | $18.81/hr | +2.2% |
| 3 bedroom | $1,173 | $1,056 to $1,290 | $46,920 | $22.56/hr | -2.2% |
| 4 bedroom | $1,439 | $1,295 to $1,583 | $57,560 | $27.67/hr | +0.6% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,655 | $1,490 to $1,821 |
| 6 bedroom Estimate | $1,871 | $1,684 to $2,058 |
| 7 bedroom Estimate | $2,087 | $1,878 to $2,296 |
| 8 bedroom Estimate | $2,302 | $2,072 to $2,532 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Winkler, that runs from $760 for a studio up to $1,439 for four bedrooms, all five rates in the table above.
Because Winkler sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Kermit included.
Among Texas's 254 counties, Winkler ranks 185th for two-bedroom FMR. That's about 7% below the state median of $1,054 and about 4% below the national median county at $1,018. About 7,582 people live here, 181st in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $980 in 79789 (Wink) and $990 in 79745 (Kermit), with the 2 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Winkler somewhere between $880 and $1,076. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$978 a month is affordable, by HUD's 30% rule, on an income of roughly $39,120 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($880) | HAP at 100% ($978) | HAP at 110% ($1,076) |
|---|---|---|---|---|
| $2,500 | $750 | $130 | $228 | $326 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 2% from FY 2025 ($957) to FY 2026 ($978). Since FY 2020 it's up 37% in total, about 5.4% a year. The Texas median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $529 | $570 | $714 | $1,030 | $1,074 | — |
| FY 2021 | $538 | $582 | $734 | $1,050 | $1,085 | +2.8% |
| FY 2022 | $566 | $606 | $765 | $1,087 | $1,117 | +4.2% |
| FY 2023 | $688 | $726 | $912 | $1,226 | $1,342 | +19.2% |
| FY 2024 | $791 | $818 | $1,016 | $1,332 | $1,510 | +11.4% |
| FY 2025 | $751 | $771 | $957 | $1,199 | $1,431 | -5.8% |
| FY 2026 | $760 | $782 | $978 | $1,173 | $1,439 | +2.2% |
| FY 2027 | $843 | $883 | $1,109 | $1,322 | $1,597 | +13.4% |
Nearby counties
Questions people ask
$978 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $760 for a studio, $782 for one bedroom, $1,173 for three and $1,439 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Winkler actually go for?
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