HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Nacogdoches County, Texas (FY 2026)
$1,067 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Nacogdoches County, and it's the baseline every voucher in Nacogdoches is measured against.
2 bedroom FMR
$1,067
FY 2026, utilities included
Payment standard range
$960 to $1,174
90% to 110% of FMR
Income to afford 2BR
$42,680
per year, at 30% of income
Rank in Texas
121st of 254
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Nacogdoches moves to $1,139. That's up 7%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Nacogdoches actually rent for?
Search any address in Nacogdoches for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $850 | $765 to $935 | $34,000 | $16.35/hr | +6.4% |
| 1 bedroom | $893 | $804 to $982 | $35,720 | $17.17/hr | +4.0% |
| 2 bedroom | $1,067 | $960 to $1,174 | $42,680 | $20.52/hr | +5.7% |
| 3 bedroom | $1,279 | $1,151 to $1,407 | $51,160 | $24.60/hr | +3.4% |
| 4 bedroom | $1,696 | $1,526 to $1,866 | $67,840 | $32.62/hr | +0.1% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,950 | $1,755 to $2,145 |
| 6 bedroom Estimate | $2,205 | $1,985 to $2,426 |
| 7 bedroom Estimate | $2,459 | $2,213 to $2,705 |
| 8 bedroom Estimate | $2,714 | $2,443 to $2,985 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Nacogdoches, that runs from $850 for a studio up to $1,696 for four bedrooms, all five rates in the table above.
Because Nacogdoches sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Nacogdoches included.
Among Texas's 254 counties, Nacogdoches ranks 121st for two-bedroom FMR. That's within a couple percent of the state median of $1,054 and about 5% above the national median county at $1,018. About 64,768 people live here, 55th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 75937 (Chireno) and $1,410 in 75943 (Douglass), with the 13 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 75760 | Cushing | $1,150 | +7.8% |
| 75788 | Sacul | $1,070 | +0.3% |
| 75937 | Chireno | $970 | -9.1% |
| 75943 | Douglass | $1,410 | +32.1% |
| 75944 | Etoile | $1,000 | -6.3% |
| 75946 | Garrison | $1,130 | +5.9% |
| 75958 | Martinsville | $1,070 | +0.3% |
| 75961 | Nacogdoches | $1,110 | +4.0% |
| 75962 | Nacogdoches | $1,050 | -1.6% |
| 75963 | Nacogdoches | $1,070 | +0.3% |
| 75964 | Nacogdoches | $1,090 | +2.2% |
| 75965 | Nacogdoches | $1,040 | -2.5% |
| 75978 | Woden | $1,070 | +0.3% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Nacogdoches somewhere between $960 and $1,174. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,067 a month is affordable, by HUD's 30% rule, on an income of roughly $42,680 a year. Put another way, $21 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($960) | HAP at 100% ($1,067) | HAP at 110% ($1,174) |
|---|---|---|---|---|
| $2,500 | $750 | $210 | $317 | $424 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 6% from FY 2025 ($1,009) to FY 2026 ($1,067). Since FY 2020 it's up 31% in total, about 4.5% a year. The Texas median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $540 | $670 | $817 | $1,071 | $1,243 | — |
| FY 2021 | $576 | $683 | $838 | $1,096 | $1,242 | +2.6% |
| FY 2022 | $602 | $690 | $835 | $1,095 | $1,284 | -0.4% |
| FY 2023 | $682 | $769 | $905 | $1,176 | $1,439 | +8.4% |
| FY 2024 | $834 | $926 | $1,069 | $1,372 | $1,814 | +18.1% |
| FY 2025 | $799 | $859 | $1,009 | $1,237 | $1,694 | -5.6% |
| FY 2026 | $850 | $893 | $1,067 | $1,279 | $1,696 | +5.7% |
| FY 2027 | $902 | $944 | $1,139 | $1,357 | $1,527 | +6.7% |
Nearby counties
Questions people ask
$1,067 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $850 for a studio, $893 for one bedroom, $1,279 for three and $1,696 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Nacogdoches actually go for?
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