HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Nacogdoches County, Texas (FY 2027)
$1,139 a month. That's HUD's FY 2027 Fair Market Rent for a two-bedroom in Nacogdoches County, and it's the baseline every voucher in Nacogdoches is measured against.
Two-bedroom FMR
$1,139
+6.7% from FY 2026
Payment standard
$1,025–$1,253
90% to 110% of the FMR, two-bedroom
Income to afford
$45,560
a year, with rent at 30% of income
Rank in Texas
106th of 254
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $902 | $812–$992 | $36,080 | $17.35/hr | +6.1% |
| 1 bedroom | $944 | $850–$1,038 | $37,760 | $18.15/hr | +5.7% |
| 2 bedroom | $1,139 | $1,025–$1,253 | $45,560 | $21.90/hr | +6.7% |
| 3 bedroom | $1,357 | $1,221–$1,493 | $54,280 | $26.10/hr | +6.1% |
| 4 bedroom | $1,527 | $1,374–$1,680 | $61,080 | $29.37/hr | -10.0% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,756 | $1,580–$1,932 |
| 6 bedroom Estimate | $1,985 | $1,787–$2,184 |
| 7 bedroom Estimate | $2,214 | $1,993–$2,435 |
| 8 bedroom Estimate | $2,443 | $2,199–$2,687 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Nacogdoches actually rent for?
Search any address in Nacogdoches for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Nacogdoches somewhere between $1,025 and $1,253. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,139 a month is affordable, by HUD's 30% rule, on an income of roughly $45,560 a year. Put another way, $22 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,025 | Voucher pays at 100%$1,139 | Voucher pays at 110%$1,253 |
|---|---|---|---|---|
| $2,500 | $750 | $275 | $389 | $503 |
| $4,000 | $1,200 | $0 | $0 | $53 |
Rate history
The two-bedroom rate went up 7% from FY 2026 ($1,067) to FY 2027 ($1,139). Since FY 2020 it's up 39% in total, about 4.9% a year. The Texas median moved up 5% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $540 | $670 | $817 | $1,071 | $1,243 | — |
| FY 2021 | $576 | $683 | $838 | $1,096 | $1,242 | +2.6% |
| FY 2022 | $602 | $690 | $835 | $1,095 | $1,284 | -0.4% |
| FY 2023 | $682 | $769 | $905 | $1,176 | $1,439 | +8.4% |
| FY 2024 | $834 | $926 | $1,069 | $1,372 | $1,814 | +18.1% |
| FY 2025 | $799 | $859 | $1,009 | $1,237 | $1,694 | -5.6% |
| FY 2026 | $850 | $893 | $1,067 | $1,279 | $1,696 | +5.7% |
| FY 2027In effect | $902 | $944 | $1,139 | $1,357 | $1,527 | +6.7% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Nacogdoches, that runs from $902 for a studio up to $1,527 for four bedrooms, all five rates in the table above.
Because Nacogdoches sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Nacogdoches included.
Among Texas's 254 counties, Nacogdoches ranks 106th for two-bedroom FMR. That's about 3% above the state median of $1,105 and about 7% above the national median county at $1,063. About 65,162 people live here, 56th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,010 in 75937 (Chireno) and $1,380 in 75943 (Douglass), with the 13 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 75760 | Cushing | $1,290 | +13.3% |
| 75788 | Sacul | $1,290 | +13.3% |
| 75937 | Chireno | $1,010 | -11.3% |
| 75943 | Douglass | $1,380 | +21.2% |
| 75944 | Etoile | $1,050 | -7.8% |
| 75946 | Garrison | $1,210 | +6.2% |
| 75958 | Martinsville | $1,140 | +0.1% |
| 75961 | Nacogdoches | $1,190 | +4.5% |
| 75962 | Nacogdoches | $1,120 | -1.7% |
| 75963 | Nacogdoches | $1,140 | +0.1% |
| 75964 | Nacogdoches | $1,150 | +1.0% |
| 75965 | Nacogdoches | $1,110 | -2.5% |
| 75978 | Woden | $1,140 | +0.1% |
Nearby counties
Two-bedroom FMR, with how each compares to Nacogdoches.
Angelina County
24 mi · 87,275 people
$1,073
-6%
Shelby County
30 mi · 24,155 people
$1,014
-11%
San Augustine County
31 mi · 7,874 people
$1,014
-11%
Cherokee County
34 mi · 51,886 people
$1,062
-7%
Rusk County
38 mi · 52,842 people
$1,205
+6%
Panola County
40 mi · 22,726 people
$1,060
-7%
Trinity County
47 mi · 14,046 people
$1,079
-5%
Sabine County
48 mi · 10,023 people
$1,057
-7%
Questions people ask
$1,139 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $902 for a studio, $944 for one bedroom, $1,357 for three and $1,527 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Nacogdoches actually go for?
HUD's number is one input. Search any address in Nacogdoches for a rent estimate built from nearby comps. Free to start, no card.
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