HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Mitchell County, Texas (FY 2026)
$1,091 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Mitchell County, and it's the baseline every voucher in Mitchell is measured against.
2 bedroom FMR
$1,091
FY 2026, utilities included
Payment standard range
$982 to $1,200
90% to 110% of FMR
Income to afford 2BR
$43,640
per year, at 30% of income
Rank in Texas
110th of 254
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Mitchell moves to $1,118. That's up 2%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Mitchell actually rent for?
Search any address in Mitchell for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $826 | $743 to $909 | $33,040 | $15.88/hr | +10.1% |
| 1 bedroom | $831 | $748 to $914 | $33,240 | $15.98/hr | -0.8% |
| 2 bedroom | $1,091 | $982 to $1,200 | $43,640 | $20.98/hr | +14.1% |
| 3 bedroom | $1,420 | $1,278 to $1,562 | $56,800 | $27.31/hr | +13.9% |
| 4 bedroom | $1,605 | $1,445 to $1,766 | $64,200 | $30.87/hr | +12.2% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,846 | $1,661 to $2,031 |
| 6 bedroom Estimate | $2,087 | $1,878 to $2,296 |
| 7 bedroom Estimate | $2,327 | $2,094 to $2,560 |
| 8 bedroom Estimate | $2,568 | $2,311 to $2,825 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Mitchell, that runs from $826 for a studio up to $1,605 for four bedrooms, all five rates in the table above.
Because Mitchell sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Colorado City included.
Among Texas's 254 counties, Mitchell ranks 110th for two-bedroom FMR. That's about 4% above the state median of $1,054 and about 7% above the national median county at $1,018. About 8,947 people live here, 172nd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 79532 (Loraine) and $1,200 in 79565 (Westbrook), with the 3 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Mitchell somewhere between $982 and $1,200. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,091 a month is affordable, by HUD's 30% rule, on an income of roughly $43,640 a year. Put another way, $21 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($982) | HAP at 100% ($1,091) | HAP at 110% ($1,200) |
|---|---|---|---|---|
| $2,500 | $750 | $232 | $341 | $450 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 14% from FY 2025 ($956) to FY 2026 ($1,091). Since FY 2020 it's up 53% in total, about 7.3% a year. The Texas median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $529 | $542 | $714 | $910 | $1,110 | — |
| FY 2021 | $538 | $601 | $734 | $941 | $1,189 | +2.8% |
| FY 2022 | $560 | $664 | $757 | $1,064 | $1,262 | +3.1% |
| FY 2023 | $623 | $731 | $826 | $1,174 | $1,215 | +9.1% |
| FY 2024 | $751 | $848 | $964 | $1,358 | $1,433 | +16.7% |
| FY 2025 | $750 | $838 | $956 | $1,247 | $1,430 | -0.8% |
| FY 2026 | $826 | $831 | $1,091 | $1,420 | $1,605 | +14.1% |
| FY 2027 | $850 | $855 | $1,118 | $1,445 | $1,610 | +2.5% |
Nearby counties
Questions people ask
$1,091 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $826 for a studio, $831 for one bedroom, $1,420 for three and $1,605 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Mitchell actually go for?
HUD's number is one input. Search any address in Mitchell for a rent estimate built from nearby comps. 3 free searches, no card.
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