HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Collin County, Texas (FY 2026)
A two-bedroom in Collin County carries a FY 2026 Fair Market Rent of $1,931 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Collin keys off that figure.
2 bedroom FMR
$1,931
FY 2026, utilities included
Payment standard range
$1,738 to $2,124
90% to 110% of FMR
Income to afford 2BR
$77,240
per year, at 30% of income
Rank in Texas
1st of 254
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Collin moves to $1,807. That's down 6%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Collin actually rent for?
Search any address in Collin for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,582 | $1,424 to $1,740 | $63,280 | $30.42/hr | +3.3% |
| 1 bedroom | $1,648 | $1,483 to $1,813 | $65,920 | $31.69/hr | +2.6% |
| 2 bedroom | $1,931 | $1,738 to $2,124 | $77,240 | $37.13/hr | +2.5% |
| 3 bedroom | $2,431 | $2,188 to $2,674 | $97,240 | $46.75/hr | +3.0% |
| 4 bedroom | $3,091 | $2,782 to $3,400 | $123,640 | $59.44/hr | +1.9% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $3,555 | $3,200 to $3,911 |
| 6 bedroom Estimate | $4,018 | $3,616 to $4,420 |
| 7 bedroom Estimate | $4,482 | $4,034 to $4,930 |
| 8 bedroom Estimate | $4,946 | $4,451 to $5,441 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Collin, that runs from $1,582 for a studio up to $3,091 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Collin in with 6 other counties in the Dallas metro, Dallas County, Denton County, Ellis County among them, and every one of them gets $1,931 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Texas's 254 counties, Collin ranks 1st for two-bedroom FMR. That's about 83% above the state median of $1,054 and about 90% above the national median county at $1,018. About 1,079,153 people live here, 6th in the state.
Counties sharing the Dallas metro rate
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,720 in 75173 (Nevada) and $2,900 in 75072 (Mckinney), with the 31 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 75002 | Allen | $2,490 | +28.9% |
| 75009 | Celina | $2,370 | +22.7% |
| 75013 | Allen | $2,250 | +16.5% |
| 75023 | Plano | $2,200 | +13.9% |
| 75024 | Plano | $2,580 | +33.6% |
| 75025 | Plano | $2,480 | +28.4% |
| 75026 | Plano | $2,240 | +16.0% |
| 75033 | Frisco | $2,550 | +32.1% |
| 75034 | Frisco | $2,540 | +31.5% |
| 75035 | Frisco | $2,780 | +44.0% |
| 75036 | Frisco | $2,790 | +44.5% |
| 75069 | Mckinney | $1,990 | +3.1% |
| 75070 | Mckinney | $2,230 | +15.5% |
| 75071 | Mckinney | $2,640 | +36.7% |
| 75072 | Mckinney | $2,900 | +50.2% |
| 75074 | Plano | $2,130 | +10.3% |
| 75075 | Plano | $2,070 | +7.2% |
| 75078 | Prosper | $2,790 | +44.5% |
| 75086 | Plano | $2,240 | +16.0% |
| 75093 | Plano | $2,480 | +28.4% |
| 75094 | Plano | $2,900 | +50.2% |
| 75097 | Weston | $2,240 | +16.0% |
| 75121 | Copeville | $1,931County rate | — |
| 75164 | Josephine | $2,000 | +3.6% |
| 75166 | Lavon | $2,360 | +22.2% |
| 75173 | Nevada | $1,720 | -10.9% |
| 75407 | Princeton | $2,280 | +18.1% |
| 75409 | Anna | $2,490 | +28.9% |
| 75424 | Blue Ridge | $1,720 | -10.9% |
| 75442 | Farmersville | $1,820 | -5.7% |
| 75454 | Melissa | $2,890 | +49.7% |
| 75485 | Westminster | $2,240 | +16.0% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Collin somewhere between $1,738 and $2,124. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,931 a month is affordable, by HUD's 30% rule, on an income of roughly $77,240 a year. Put another way, $37 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,738) | HAP at 100% ($1,931) | HAP at 110% ($2,124) |
|---|---|---|---|---|
| $2,500 | $750 | $988 | $1,181 | $1,374 |
| $4,000 | $1,200 | $538 | $731 | $924 |
Rate history
The two-bedroom rate went up 2% from FY 2025 ($1,884) to FY 2026 ($1,931). Since FY 2020 it's up 47% in total, about 6.6% a year. The Texas median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $957 | $1,093 | $1,314 | $1,727 | $2,262 | — |
| FY 2021 | $1,029 | $1,134 | $1,352 | $1,746 | $2,309 | +2.9% |
| FY 2022 | $1,076 | $1,150 | $1,362 | $1,736 | $2,280 | +0.7% |
| FY 2023 | $1,259 | $1,326 | $1,565 | $1,972 | $2,572 | +14.9% |
| FY 2024 | $1,426 | $1,500 | $1,758 | $2,212 | $2,847 | +12.3% |
| FY 2025 | $1,531 | $1,606 | $1,884 | $2,361 | $3,033 | +7.2% |
| FY 2026 | $1,582 | $1,648 | $1,931 | $2,431 | $3,091 | +2.5% |
| FY 2027 | $1,491 | $1,536 | $1,807 | $2,275 | $2,892 | -6.4% |
Nearby counties
Rockwall County
$1,93120 mi · pop 110,631
Dallas County
$1,93126 mi · pop 2,604,053
Denton County
$1,93126 mi · pop 914,870
Hunt County
$1,93132 mi · pop 101,596
Grayson County
$1,35133 mi · pop 137,008
Fannin County
$98540 mi · pop 36,052
Kaufman County
$1,93145 mi · pop 149,773
Tarrant County
$1,72345 mi · pop 2,113,854
Questions people ask
$1,931 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,582 for a studio, $1,648 for one bedroom, $2,431 for three and $3,091 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Collin actually go for?
HUD's number is one input. Search any address in Collin for a rent estimate built from nearby comps. 3 free searches, no card.
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