HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Bowie County, Texas (FY 2026)
A two-bedroom in Bowie County carries a FY 2026 Fair Market Rent of $1,101 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Bowie keys off that figure.
2 bedroom FMR
$1,101
FY 2026, utilities included
Payment standard range
$991 to $1,211
90% to 110% of FMR
Income to afford 2BR
$44,040
per year, at 30% of income
Rank in Texas
104th of 254
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Bowie moves to $1,118. That's up 2%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Bowie actually rent for?
Search any address in Bowie for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $859 | $773 to $945 | $34,360 | $16.52/hr | +1.3% |
| 1 bedroom | $868 | $781 to $955 | $34,720 | $16.69/hr | +1.8% |
| 2 bedroom | $1,101 | $991 to $1,211 | $44,040 | $21.17/hr | +2.8% |
| 3 bedroom | $1,369 | $1,232 to $1,506 | $54,760 | $26.33/hr | +3.2% |
| 4 bedroom | $1,657 | $1,491 to $1,823 | $66,280 | $31.87/hr | -1.2% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,906 | $1,715 to $2,097 |
| 6 bedroom Estimate | $2,154 | $1,939 to $2,369 |
| 7 bedroom Estimate | $2,403 | $2,163 to $2,643 |
| 8 bedroom Estimate | $2,651 | $2,386 to $2,916 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Bowie, that runs from $859 for a studio up to $1,657 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Bowie in with one other county in the Texarkana, TX-Texarkana metro, Miller County among them, and every one of them gets $1,101 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Texas's 254 counties, Bowie ranks 104th for two-bedroom FMR. That's about 4% above the state median of $1,054 and about 8% above the national median county at $1,018. About 92,747 people live here, 44th in the state.
Counties sharing the Texarkana, TX-Texarkana metro rate
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 75559 (De Kalb) and $1,300 in 75503 (Texarkana), with the 11 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 75501 | Texarkana | $1,060 | -3.7% |
| 75503 | Texarkana | $1,300 | +18.1% |
| 75504 | Texarkana | $1,120 | +1.7% |
| 75505 | Texarkana | $1,120 | +1.7% |
| 75507 | Texarkana | $1,101County rate | — |
| 75559 | De Kalb | $970 | -11.9% |
| 75561 | Hooks | $1,080 | -1.9% |
| 75567 | Maud | $970 | -11.9% |
| 75569 | Nash | $1,060 | -3.7% |
| 75570 | New Boston | $970 | -11.9% |
| 75573 | Redwater | $1,140 | +3.5% |
| 75574 | Simms | $980 | -11.0% |
| 75599 | Texarkana | $1,101County rate | — |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Bowie somewhere between $991 and $1,211. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,101 a month is affordable, by HUD's 30% rule, on an income of roughly $44,040 a year. Put another way, $21 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($991) | HAP at 100% ($1,101) | HAP at 110% ($1,211) |
|---|---|---|---|---|
| $2,500 | $750 | $241 | $351 | $461 |
| $4,000 | $1,200 | $0 | $0 | $11 |
Rate history
The two-bedroom rate went up 3% from FY 2025 ($1,071) to FY 2026 ($1,101). Since FY 2020 it's up 39% in total, about 5.6% a year. The Texas median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $611 | $624 | $792 | $996 | $1,286 | — |
| FY 2021 | $647 | $658 | $826 | $1,030 | $1,322 | +4.3% |
| FY 2022 | $669 | $670 | $838 | $1,046 | $1,344 | +1.5% |
| FY 2023 | $704 | $709 | $890 | $1,109 | $1,444 | +6.2% |
| FY 2024 | $779 | $784 | $982 | $1,221 | $1,601 | +10.3% |
| FY 2025 | $848 | $853 | $1,071 | $1,327 | $1,677 | +9.1% |
| FY 2026 | $859 | $868 | $1,101 | $1,369 | $1,657 | +2.8% |
| FY 2027 | $839 | $874 | $1,118 | $1,403 | $1,683 | +1.5% |
Nearby counties
Questions people ask
$1,101 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $859 for a studio, $868 for one bedroom, $1,369 for three and $1,657 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Bowie actually go for?
HUD's number is one input. Search any address in Bowie for a rent estimate built from nearby comps. 3 free searches, no card.
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