HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Bowie County, Texas (FY 2027)
A two-bedroom in Bowie County carries a FY 2027 Fair Market Rent of $1,118 a month, effective October 1, 2026 through September 30, 2027. Everything Section 8 pays in Bowie keys off that figure.
Two-bedroom FMR
$1,118
+1.5% from FY 2026
Payment standard
$1,006–$1,230
90% to 110% of the FMR, two-bedroom
Income to afford
$44,720
a year, with rent at 30% of income
Rank in Texas
116th of 254
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $839 | $755–$923 | $33,560 | $16.13/hr | -2.3% |
| 1 bedroom | $874 | $787–$961 | $34,960 | $16.81/hr | +0.7% |
| 2 bedroom | $1,118 | $1,006–$1,230 | $44,720 | $21.50/hr | +1.5% |
| 3 bedroom | $1,403 | $1,263–$1,543 | $56,120 | $26.98/hr | +2.5% |
| 4 bedroom | $1,683 | $1,515–$1,851 | $67,320 | $32.37/hr | +1.6% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,935 | $1,742–$2,129 |
| 6 bedroom Estimate | $2,188 | $1,969–$2,407 |
| 7 bedroom Estimate | $2,440 | $2,196–$2,684 |
| 8 bedroom Estimate | $2,693 | $2,424–$2,962 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Bowie actually rent for?
Search any address in Bowie for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Bowie somewhere between $1,006 and $1,230. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,118 a month is affordable, by HUD's 30% rule, on an income of roughly $44,720 a year. Put another way, $22 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,006 | Voucher pays at 100%$1,118 | Voucher pays at 110%$1,230 |
|---|---|---|---|---|
| $2,500 | $750 | $256 | $368 | $480 |
| $4,000 | $1,200 | $0 | $0 | $30 |
Rate history
The two-bedroom rate went up 2% from FY 2026 ($1,101) to FY 2027 ($1,118). Since FY 2020 it's up 41% in total, about 5.0% a year. The Texas median moved up 5% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $611 | $624 | $792 | $996 | $1,286 | — |
| FY 2021 | $647 | $658 | $826 | $1,030 | $1,322 | +4.3% |
| FY 2022 | $669 | $670 | $838 | $1,046 | $1,344 | +1.5% |
| FY 2023 | $704 | $709 | $890 | $1,109 | $1,444 | +6.2% |
| FY 2024 | $779 | $784 | $982 | $1,221 | $1,601 | +10.3% |
| FY 2025 | $848 | $853 | $1,071 | $1,327 | $1,677 | +9.1% |
| FY 2026 | $859 | $868 | $1,101 | $1,369 | $1,657 | +2.8% |
| FY 2027In effect | $839 | $874 | $1,118 | $1,403 | $1,683 | +1.5% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Bowie, that runs from $839 for a studio up to $1,683 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Bowie in with one other county in the Texarkana, TX-Texarkana metro, Miller County among them, and every one of them gets $1,118 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Texas's 254 counties, Bowie ranks 116th for two-bedroom FMR. That's within a couple percent of the state median of $1,105 and about 5% above the national median county at $1,063. About 92,115 people live here, 44th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,010 in 75559 (De Kalb) and $1,340 in 75503 (Texarkana), with the 11 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 75501 | Texarkana | $1,100 | -1.6% |
| 75503 | Texarkana | $1,340 | +19.9% |
| 75504 | Texarkana | $1,140 | +2.0% |
| 75505 | Texarkana | $1,140 | +2.0% |
| 75507 | Texarkana | $1,118County rate | — |
| 75559 | De Kalb | $1,010 | -9.7% |
| 75561 | Hooks | $1,150 | +2.9% |
| 75567 | Maud | $1,010 | -9.7% |
| 75569 | Nash | $1,060 | -5.2% |
| 75570 | New Boston | $1,010 | -9.7% |
| 75573 | Redwater | $1,140 | +2.0% |
| 75574 | Simms | $1,030 | -7.9% |
| 75599 | Texarkana | $1,118County rate | — |
Counties sharing the Texarkana, TX-Texarkana metro rate
HUD sets one rate for the whole metro, so every county here carries the same $1,118 two-bedroom figure as Bowie.
Nearby counties
Two-bedroom FMR, with how each compares to Bowie.
Cass County
27 mi · 28,568 people
$1,014
-9%
Morris County
38 mi · 12,076 people
$1,014
-9%
Marion County
41 mi · 9,737 people
$1,041
-7%
Titus County
46 mi · 31,363 people
$1,045
-7%
Red River County
49 mi · 11,611 people
$1,014
-9%
Camp County
56 mi · 12,798 people
$1,014
-9%
Franklin County
56 mi · 10,632 people
$1,151
+3%
Harrison County
61 mi · 70,155 people
$1,244
+11%
Questions people ask
$1,118 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $839 for a studio, $874 for one bedroom, $1,403 for three and $1,683 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Bowie actually go for?
HUD's number is one input. Search any address in Bowie for a rent estimate built from nearby comps. Free to start, no card.
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