HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Claiborne County, Tennessee (FY 2027)
HUD's FY 2027 Fair Market Rent for a two-bedroom in Claiborne County is $995 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
Two-bedroom FMR
$995
+7.6% from FY 2026
Payment standard
$896–$1,095
90% to 110% of the FMR, two-bedroom
Income to afford
$39,800
a year, with rent at 30% of income
Rank in Tennessee
59th of 95
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $761 | $685–$837 | $30,440 | $14.63/hr | +5.1% |
| 1 bedroom | $914 | $823–$1,005 | $36,560 | $17.58/hr | +8.3% |
| 2 bedroom | $995 | $896–$1,095 | $39,800 | $19.13/hr | +7.6% |
| 3 bedroom | $1,239 | $1,115–$1,363 | $49,560 | $23.83/hr | +7.3% |
| 4 bedroom | $1,391 | $1,252–$1,530 | $55,640 | $26.75/hr | +8.9% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,600 | $1,440–$1,760 |
| 6 bedroom Estimate | $1,808 | $1,627–$1,989 |
| 7 bedroom Estimate | $2,017 | $1,815–$2,219 |
| 8 bedroom Estimate | $2,226 | $2,003–$2,449 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Claiborne actually rent for?
Search any address in Claiborne for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Claiborne somewhere between $896 and $1,095. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$995 a month is affordable, by HUD's 30% rule, on an income of roughly $39,800 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$896 | Voucher pays at 100%$995 | Voucher pays at 110%$1,095 |
|---|---|---|---|---|
| $2,500 | $750 | $146 | $245 | $345 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 8% from FY 2026 ($925) to FY 2027 ($995). Since FY 2020 it's up 53% in total, about 6.3% a year. The Tennessee median moved up 7% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $492 | $521 | $649 | $809 | $965 | — |
| FY 2021 | $514 | $530 | $663 | $825 | $908 | +2.2% |
| FY 2022 | $547 | $569 | $676 | $850 | $917 | +2.0% |
| FY 2023 | $609 | $661 | $747 | $983 | $1,003 | +10.5% |
| FY 2024 | $707 | $767 | $861 | $1,127 | $1,147 | +15.3% |
| FY 2025 | $719 | $812 | $899 | $1,183 | $1,239 | +4.4% |
| FY 2026 | $724 | $844 | $925 | $1,155 | $1,277 | +2.9% |
| FY 2027In effect | $761 | $914 | $995 | $1,239 | $1,391 | +7.6% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Claiborne, that runs from $761 for a studio up to $1,391 for four bedrooms, all five rates in the table above.
Because Claiborne sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, New Tazewell included.
Among Tennessee's 95 counties, Claiborne ranks 59th for two-bedroom FMR. That's about 5% below the state median of $1,048 and about 6% below the national median county at $1,063. About 32,466 people live here, 47th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,000 in 37707 (Arthur) and $1,140 in 37724 (Cumberland Gap), with the 9 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 37707 | Arthur | $1,000 | +0.5% |
| 37715 | Clairfield | $1,000 | +0.5% |
| 37724 | Cumberland Gap | $1,140 | +14.6% |
| 37730 | Eagan | $1,000 | +0.5% |
| 37752 | Harrogate | $1,070 | +7.5% |
| 37773 | Lone Mountain | $995County rate | — |
| 37824 | New Tazewell | $995County rate | — |
| 37825 | New Tazewell | $1,000 | +0.5% |
| 37851 | Pruden | $1,000 | +0.5% |
| 37867 | Shawanee | $995County rate | — |
| 37870 | Speedwell | $1,000 | +0.5% |
| 37879 | Tazewell | $1,010 | +1.5% |
Nearby counties
Two-bedroom FMR, with how each compares to Claiborne.
Union County
18 mi · 20,431 people
$1,475
+48%
Grainger County
20 mi · 24,266 people
$995
same rate
Campbell County
25 mi · 39,761 people
$995
same rate
Hancock County
31 mi · 6,852 people
$995
same rate
Hamblen County
32 mi · 65,669 people
$1,153
+16%
Jefferson County
33 mi · 56,864 people
$1,153
+16%
Anderson County
36 mi · 79,153 people
$1,475
+48%
Knox County
39 mi · 494,148 people
$1,475
+48%
Questions people ask
$995 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $761 for a studio, $914 for one bedroom, $1,239 for three and $1,391 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Claiborne actually go for?
HUD's number is one input. Search any address in Claiborne for a rent estimate built from nearby comps. Free to start, no card.
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