HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Anderson County, Tennessee (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Anderson County is $1,471 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$1,471
FY 2026, utilities included
Payment standard range
$1,324 to $1,618
90% to 110% of FMR
Income to afford 2BR
$58,840
per year, at 30% of income
Rank in Tennessee
11th of 95
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Anderson moves to $1,475. That's unchanged. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Anderson actually rent for?
Search any address in Anderson for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,177 | $1,059 to $1,295 | $47,080 | $22.63/hr | -6.3% |
| 1 bedroom | $1,184 | $1,066 to $1,302 | $47,360 | $22.77/hr | -6.3% |
| 2 bedroom | $1,471 | $1,324 to $1,618 | $58,840 | $28.29/hr | -5.0% |
| 3 bedroom | $1,864 | $1,678 to $2,050 | $74,560 | $35.85/hr | -6.3% |
| 4 bedroom | $2,172 | $1,955 to $2,389 | $86,880 | $41.77/hr | -7.0% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,498 | $2,248 to $2,748 |
| 6 bedroom Estimate | $2,824 | $2,542 to $3,106 |
| 7 bedroom Estimate | $3,149 | $2,834 to $3,464 |
| 8 bedroom Estimate | $3,475 | $3,128 to $3,823 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Anderson, that runs from $1,177 for a studio up to $2,172 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Anderson in with 4 other counties in the Knoxville metro, Knox County, Blount County, Loudon County among them, and every one of them gets $1,471 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Tennessee's 95 counties, Anderson ranks 11th for two-bedroom FMR. That's about 51% above the state median of $975 and about 44% above the national median county at $1,018. About 77,337 people live here, 18th in the state.
Counties sharing the Knoxville metro rate
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $990 in 37769 (Lake City) and $1,680 in 37705 (Andersonville), with the 8 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Anderson somewhere between $1,324 and $1,618. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,471 a month is affordable, by HUD's 30% rule, on an income of roughly $58,840 a year. Put another way, $28 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,324) | HAP at 100% ($1,471) | HAP at 110% ($1,618) |
|---|---|---|---|---|
| $2,500 | $750 | $574 | $721 | $868 |
| $4,000 | $1,200 | $124 | $271 | $418 |
Rate history
The two-bedroom rate went down 5% from FY 2025 ($1,548) to FY 2026 ($1,471). Since FY 2020 it's up 61% in total, about 8.2% a year. The Tennessee median moved up 3% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $624 | $742 | $915 | $1,198 | $1,476 | — |
| FY 2021 | $624 | $729 | $896 | $1,182 | $1,421 | -2.1% |
| FY 2022 | $717 | $800 | $980 | $1,287 | $1,512 | +9.4% |
| FY 2023 | $887 | $952 | $1,156 | $1,507 | $1,773 | +18.0% |
| FY 2024 | $985 | $1,000 | $1,221 | $1,578 | $1,833 | +5.6% |
| FY 2025 | $1,256 | $1,264 | $1,548 | $1,989 | $2,335 | +26.8% |
| FY 2026 | $1,177 | $1,184 | $1,471 | $1,864 | $2,172 | -5.0% |
| FY 2027 | $1,171 | $1,178 | $1,475 | $1,844 | $2,122 | +0.3% |
Nearby counties
Questions people ask
$1,471 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,177 for a studio, $1,184 for one bedroom, $1,864 for three and $2,172 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Anderson actually go for?
HUD's number is one input. Search any address in Anderson for a rent estimate built from nearby comps. 3 free searches, no card.
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