HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Camuy Municipio, Puerto Rico (FY 2027)
HUD's FY 2027 Fair Market Rent for a two-bedroom in Camuy Municipio is $559 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
Two-bedroom FMR
$559
+9.6% from FY 2026
Payment standard
$503–$615
90% to 110% of the FMR, two-bedroom
Income to afford
$22,360
a year, with rent at 30% of income
Rank in Puerto Rico
54th of 78
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $482 | $434–$530 | $19,280 | $9.27/hr | +10.3% |
| 1 bedroom | $484 | $436–$532 | $19,360 | $9.31/hr | +10.0% |
| 2 bedroom | $559 | $503–$615 | $22,360 | $10.75/hr | +9.6% |
| 3 bedroom | $774 | $697–$851 | $30,960 | $14.88/hr | +10.7% |
| 4 bedroom | $869 | $782–$956 | $34,760 | $16.71/hr | +10.4% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $999 | $899–$1,099 |
| 6 bedroom Estimate | $1,130 | $1,017–$1,243 |
| 7 bedroom Estimate | $1,260 | $1,134–$1,386 |
| 8 bedroom Estimate | $1,390 | $1,251–$1,529 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Camuy actually rent for?
Search any address in Camuy for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Camuy somewhere between $503 and $615. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$559 a month is affordable, by HUD's 30% rule, on an income of roughly $22,360 a year. Put another way, $11 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$503 | Voucher pays at 100%$559 | Voucher pays at 110%$615 |
|---|---|---|---|---|
| $2,500 | $750 | $0 | $0 | $0 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 10% from FY 2026 ($510) to FY 2027 ($559). Since FY 2020 it's up 27% in total, about 3.5% a year. The Puerto Rico median moved up 9% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $376 | $382 | $440 | $581 | $725 | — |
| FY 2021 | $384 | $393 | $448 | $596 | $749 | +1.8% |
| FY 2022 | $399 | $406 | $463 | $617 | $731 | +3.3% |
| FY 2023 | $424 | $433 | $489 | $629 | $700 | +5.6% |
| FY 2024 | $453 | $464 | $522 | $711 | $760 | +6.7% |
| FY 2025 | $462 | $465 | $531 | $731 | $809 | +1.7% |
| FY 2026 | $437 | $440 | $510 | $699 | $787 | -4.0% |
| FY 2027In effect | $482 | $484 | $559 | $774 | $869 | +9.6% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Camuy, that runs from $482 for a studio up to $869 for four bedrooms, all five rates in the table above.
This is a metro rate. The municipio doesn't get one of its own. HUD lumps Camuy in with 3 other municipios in the Arecibo metro, Arecibo Municipio, Hatillo Municipio, Quebradillas Municipio among them, and every one of them gets $559 for a two-bedroom. Where you are inside the metro doesn't change the municipio number. It does change the ZIP number, covered below.
Among Puerto Rico's 78 counties, Camuy ranks 54th for two-bedroom FMR. That's about 9% below the state median of $613 and about 47% below the national median county at $1,063. About 32,734 people live here, 37th in the state.
Counties sharing the Arecibo metro rate
HUD sets one rate for the whole metro, so every county here carries the same $559 two-bedroom figure as Camuy.
Questions people ask
$559 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $482 for a studio, $484 for one bedroom, $774 for three and $869 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Camuy actually go for?
HUD's number is one input. Search any address in Camuy for a rent estimate built from nearby comps. Free to start, no card.
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