HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Camuy Municipio, Puerto Rico (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Camuy Municipio is $510 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$510
FY 2026, utilities included
Payment standard range
$459 to $561
90% to 110% of FMR
Income to afford 2BR
$20,400
per year, at 30% of income
Rank in Puerto Rico
56th of 78
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Camuy moves to $559. That's up 10%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Camuy actually rent for?
Search any address in Camuy for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $437 | $393 to $481 | $17,480 | $8.40/hr | -5.4% |
| 1 bedroom | $440 | $396 to $484 | $17,600 | $8.46/hr | -5.4% |
| 2 bedroom | $510 | $459 to $561 | $20,400 | $9.81/hr | -4.0% |
| 3 bedroom | $699 | $629 to $769 | $27,960 | $13.44/hr | -4.4% |
| 4 bedroom | $787 | $708 to $866 | $31,480 | $15.13/hr | -2.7% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $905 | $815 to $996 |
| 6 bedroom Estimate | $1,023 | $921 to $1,125 |
| 7 bedroom Estimate | $1,141 | $1,027 to $1,255 |
| 8 bedroom Estimate | $1,259 | $1,133 to $1,385 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Camuy, that runs from $437 for a studio up to $787 for four bedrooms, all five rates in the table above.
This is a metro rate. The municipio doesn't get one of its own. HUD lumps Camuy in with 3 other municipios in the Arecibo metro, Arecibo Municipio, Hatillo Municipio, Quebradillas Municipio among them, and every one of them gets $510 for a two-bedroom. Where you are inside the metro doesn't change the municipio number. It does change the ZIP number, covered below.
Among Puerto Rico's 78 counties, Camuy ranks 56th for two-bedroom FMR. That's about 10% below the state median of $564 and about 50% below the national median county at $1,018. About 32,733 people live here, 37th in the state.
Counties sharing the Arecibo metro rate
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Camuy somewhere between $459 and $561. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$510 a month is affordable, by HUD's 30% rule, on an income of roughly $20,400 a year. Put another way, $10 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($459) | HAP at 100% ($510) | HAP at 110% ($561) |
|---|---|---|---|---|
| $2,500 | $750 | $0 | $0 | $0 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went down 4% from FY 2025 ($531) to FY 2026 ($510). Since FY 2020 it's up 16% in total, about 2.5% a year. The Puerto Rico median moved down 2% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $376 | $382 | $440 | $581 | $725 | — |
| FY 2021 | $384 | $393 | $448 | $596 | $749 | +1.8% |
| FY 2022 | $399 | $406 | $463 | $617 | $731 | +3.3% |
| FY 2023 | $424 | $433 | $489 | $629 | $700 | +5.6% |
| FY 2024 | $453 | $464 | $522 | $711 | $760 | +6.7% |
| FY 2025 | $462 | $465 | $531 | $731 | $809 | +1.7% |
| FY 2026 | $437 | $440 | $510 | $699 | $787 | -4.0% |
| FY 2027 | $482 | $484 | $559 | $774 | $869 | +9.6% |
Questions people ask
$510 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $437 for a studio, $440 for one bedroom, $699 for three and $787 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Camuy actually go for?
HUD's number is one input. Search any address in Camuy for a rent estimate built from nearby comps. 3 free searches, no card.
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