HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Cabo Rojo Municipio, Puerto Rico (FY 2026)
$530 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Cabo Rojo Municipio, and it's the baseline every voucher in Cabo Rojo is measured against.
2 bedroom FMR
$530
FY 2026, utilities included
Payment standard range
$477 to $583
90% to 110% of FMR
Income to afford 2BR
$21,200
per year, at 30% of income
Rank in Puerto Rico
50th of 78
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Cabo Rojo moves to $581. That's up 10%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Cabo Rojo actually rent for?
Search any address in Cabo Rojo for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $407 | $366 to $448 | $16,280 | $7.83/hr | -5.3% |
| 1 bedroom | $410 | $369 to $451 | $16,400 | $7.88/hr | -5.3% |
| 2 bedroom | $530 | $477 to $583 | $21,200 | $10.19/hr | -1.7% |
| 3 bedroom | $659 | $593 to $725 | $26,360 | $12.67/hr | -3.7% |
| 4 bedroom | $702 | $632 to $772 | $28,080 | $13.50/hr | -2.2% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $807 | $726 to $888 |
| 6 bedroom Estimate | $913 | $822 to $1,004 |
| 7 bedroom Estimate | $1,018 | $916 to $1,120 |
| 8 bedroom Estimate | $1,123 | $1,011 to $1,235 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Cabo Rojo, that runs from $407 for a studio up to $702 for four bedrooms, all five rates in the table above.
This is a metro rate. The municipio doesn't get one of its own. HUD lumps Cabo Rojo in with 3 other municipios in the San Germán metro, San Germán Municipio, Lajas Municipio, Sabana Grande Municipio among them, and every one of them gets $530 for a two-bedroom. Where you are inside the metro doesn't change the municipio number. It does change the ZIP number, covered below.
Among Puerto Rico's 78 counties, Cabo Rojo ranks 50th for two-bedroom FMR. That's about 6% below the state median of $564 and about 48% below the national median county at $1,018. About 46,983 people live here, 15th in the state.
Counties sharing the San Germán metro rate
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Cabo Rojo somewhere between $477 and $583. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$530 a month is affordable, by HUD's 30% rule, on an income of roughly $21,200 a year. Put another way, $10 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($477) | HAP at 100% ($530) | HAP at 110% ($583) |
|---|---|---|---|---|
| $2,500 | $750 | $0 | $0 | $0 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went down 2% from FY 2025 ($539) to FY 2026 ($530). Since FY 2020 it's up 27% in total, about 4.1% a year. The Puerto Rico median moved down 2% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $329 | $366 | $417 | $582 | $719 | — |
| FY 2021 | $319 | $373 | $425 | $581 | $716 | +1.9% |
| FY 2022 | $356 | $384 | $437 | $586 | $693 | +2.8% |
| FY 2023 | $384 | $417 | $471 | $618 | $705 | +7.8% |
| FY 2024 | $423 | $425 | $520 | $669 | $717 | +10.4% |
| FY 2025 | $430 | $433 | $539 | $684 | $718 | +3.7% |
| FY 2026 | $407 | $410 | $530 | $659 | $702 | -1.7% |
| FY 2027 | $452 | $455 | $581 | $729 | $764 | +9.6% |
Questions people ask
$530 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $407 for a studio, $410 for one bedroom, $659 for three and $702 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Cabo Rojo actually go for?
HUD's number is one input. Search any address in Cabo Rojo for a rent estimate built from nearby comps. 3 free searches, no card.
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