HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Woods County, Oklahoma (FY 2026)
$975 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Woods County, and it's the baseline every voucher in Woods is measured against.
2 bedroom FMR
$975
FY 2026, utilities included
Payment standard range
$878 to $1,073
90% to 110% of FMR
Income to afford 2BR
$39,000
per year, at 30% of income
Rank in Oklahoma
27th of 77
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Woods moves to $956. That's down 2%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Woods actually rent for?
Search any address in Woods for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $733 | $660 to $806 | $29,320 | $14.10/hr | +2.8% |
| 1 bedroom | $831 | $748 to $914 | $33,240 | $15.98/hr | +6.1% |
| 2 bedroom | $975 | $878 to $1,073 | $39,000 | $18.75/hr | +1.9% |
| 3 bedroom | $1,217 | $1,095 to $1,339 | $48,680 | $23.40/hr | +5.6% |
| 4 bedroom | $1,291 | $1,162 to $1,420 | $51,640 | $24.83/hr | -6.4% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,485 | $1,337 to $1,634 |
| 6 bedroom Estimate | $1,678 | $1,510 to $1,846 |
| 7 bedroom Estimate | $1,872 | $1,685 to $2,059 |
| 8 bedroom Estimate | $2,066 | $1,859 to $2,273 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Woods, that runs from $733 for a studio up to $1,291 for four bedrooms, all five rates in the table above.
Because Woods sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Alva included.
Among Oklahoma's 77 counties, Woods ranks 27th for two-bedroom FMR. That's about 4% above the state median of $937 and about 4% below the national median county at $1,018. About 8,661 people live here, 61st in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 73717 (Alva) and $1,170 in 73842 (Freedom), with the 5 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Woods somewhere between $878 and $1,073. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$975 a month is affordable, by HUD's 30% rule, on an income of roughly $39,000 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($878) | HAP at 100% ($975) | HAP at 110% ($1,073) |
|---|---|---|---|---|
| $2,500 | $750 | $128 | $225 | $323 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 2% from FY 2025 ($957) to FY 2026 ($975). Since FY 2020 it's up 40% in total, about 5.8% a year. The Oklahoma median moved up 3% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $517 | $610 | $694 | $865 | $1,004 | — |
| FY 2021 | $566 | $645 | $735 | $917 | $1,071 | +5.9% |
| FY 2022 | $592 | $662 | $754 | $968 | $1,104 | +2.6% |
| FY 2023 | $656 | $694 | $845 | $1,058 | $1,240 | +12.1% |
| FY 2024 | $710 | $761 | $935 | $1,131 | $1,361 | +10.7% |
| FY 2025 | $713 | $783 | $957 | $1,153 | $1,380 | +2.4% |
| FY 2026 | $733 | $831 | $975 | $1,217 | $1,291 | +1.9% |
| FY 2027 | $734 | $813 | $956 | $1,219 | $1,256 | -1.9% |
Nearby counties
Questions people ask
$975 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $733 for a studio, $831 for one bedroom, $1,217 for three and $1,291 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Woods actually go for?
HUD's number is one input. Search any address in Woods for a rent estimate built from nearby comps. 3 free searches, no card.
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